Entries by Christoph Niemann

Wind of change

When the wind of change blows, some build walls, while others build windmills. Chinese proverb – Quotations book 2015


The only things we can keep are the things we freely give to God. What we try to keep for ourselves is just what we are sure to lose. C. S. Lewis – British writer (1898-1963), from “Mere Christianity” (1952)


Do good to all, but leave everyone with his own responsibility. Pope John XXIII – Born Angelo Guiseppe Roncalli, 1958-63 Holy Father, also called “Council pope” or because of his humility and populism “il Papa buono” – “the good Pope” (1881-1963), from a letter to his brother Severo (1949), Quotations book 2015


The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy. Martin Luther King jr. – American civil rights activist and pastor, Nobel Peace Prize 1964 (1929-1968), in his essay “On Being a Good Neighbor” (1963), Quotations book 2018


Do not pray for tasks equal to your powers. Pray for powers equal to your tasks. Phillips Brooks – American Episcopal clergyman, 1891-1893 Bishop of Massachusetts (1835-1893), from his sermon “Going up to Jerusalem”, in “Twenty Sermons” (1886)


Ricordate che felici rende solo il buon operar. Don Giovanni Melchiore Bosco – sacerdote cattolici e pedagogo italiano (1815-1888), de “Memorie biografiche di San Giovanni Bosco” (Benda 12, 1931)


Home is not where you are from, it is where you belong. Some of us travel the whole world to find it. Others find it in a person. Beau C. Taplin – Australian poet (b. 1988), from his poem “The Explorers”, in “Worlds of You” (2018)


Success is making those who believed in you look brilliant. Dharmesh Shah – Indian software engineer and entrepreneur, founder and CTO HubSpot, Inc. (b. 1967), Quotations book 2021

Scilled investment

The social object of skilled investment should be to defeat the dark forces of time and ignorance which envelope our future. John Maynard Keynes – British economist and investor (1883-1946)


The purpose of an organization is to enable ordinary people to do extraordinary things. No organization can depend on genius; the supply is always scarce and always unpredictable. It is the test of an organization to make ordinary people perform better than they seem capable of, to bring out whatever strength there is in its […]


Inspiration is contagious. Ryan Boutin – Canadian entrepreneur and marketer, CEO Zeal Media Inc. (b. 1976)

Do good

No-one would remember the good Samaritan if he’d only had good intentions. He had money as well. Dame Margaret Thatcher – British politician, 1979-90 Prime Minister (1925-2013), from a tv interview with Brian Walden for “London Weekend Television” (“Weekend World”, January 6th, 1980)


A very rich person should leave his kids enough to do anything, but not enough to do nothing. Warren Buffett – American value investor, chairman of Berkshire Hathaway (b. 1930), Quotations book 2007


Earnings can be pliable as putty when a charlatan heads the company reporting them. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2005

Key to success

I don’t know the key to success, but the key to failure is trying to please everybody. attributed to Bill Cosby – born William Henry Cosby, American actor, singer and author (b. 1937)

Donors motivation

It gives me a good feeling. Walter Annenberg – American philanthropist, who donated paintings worth 1 Billion $ to the New York Metropolitan Museum on his motivation (1908-2002), Quotations book 2004

Urgent or important

‘I have two kinds of problems, the urgent and the important. The urgent are not important, and the important are never urgent. wisdom of a former college president, quoted by Dwight David Eisenhower – American general and politician, 1953-61 34th president (1890-1969), in his address to the Second Assembly of the World Council of Churches, […]


One of the most pleasant experiences in our life is to serve as a target, but without being hit. proverb, often attributed to Sir Winston L. Churchill – British politician, 1940-45 and 1951-55 Prime Minister, Nobel Prize in literature 1953 (1874-1965), Quotations book 2018

Learn from mistakes

Failure is simply the opportunity to begin again, this time more intelligently. Henry Ford – American engineer and industrialist (1863-1947), from “My Life and Work” (1922), Quotations book 2021

Free market economy

The great virtue of a free market system is that it does not care what color people are; it does not care what their religion is; it only cares whether they can produce something you want to buy. It is the most effective system we have discovered to enable people who hate one another to […]


We enjoy the process far more than the proceeds. Warren Buffett – American value investor, chairman of Berkshire Heathaway (b. 1930)


The best way to predict the future is to invent it. Dr. Alan C. Kay – American computer scientist (b. 1940), at a “Xerox Palo Alto Research Center” meeting (1971), Quotations book 2021


Watch your thoughts, for they become your words. Watch your words, for they become your actions. Watch your actions, for they bcome your habits. Watch your habits, for they become your character. Watch your character, for it will become your destiny. like the Poem “Sow a thought” by Charles Reade – English writer (1814-1884), often falsely […]


It’s a big difference whether you play to not lose or whether you play to win. Daniel S. “Dan” Peña, Sr.– American businessman (b. 1945), Quotations book 2021


God is not in power, but in truth. Alexander Yaroslavich Nevsky – Russian military leader and nobleman, between 1236 and 1259 Prince of Novgorod, 1249-63 Grand Prince of Kiev, 1252-1263 Grand Prince of Vladimir (1221-1263) Не в силе Бог, а в правде. Алекса́ндр Яросла́вич Не́вский – Русский армейский лидер и дворянин, между 1236 и 1259 […]


We love owning common stocks – if they can be purchased at attractive prices. Unless, however, we see a very high probability of at least 10% pre-tax returns, we will sit on the sidelines. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


What’s money? A man is a success if he gets up in the morning and goes to bed at night and in between does what he wants to do. Bob Dylan – born Robert Allen Zimmerman, American singer-songwriter, author and musician, Nobel Prize in literature 2016 (b. 1941), Quotations book 2021

Wonderful company

It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2006


The two most important days of a man’s life are the day on which he was born and the day on which he discovers why he was born. wisdom – quoted in a sermon by Ernest T. Campbell, American pastor (1923-2010), at the Riverside Church, New York (January 25th, 1970)


A goal is a dream with a deadline. Napoleon Hill – American writer: “Think And Grow Rich” (1883-1970), Quotations book 2020

Market fluctuations

Look at market fluctuations as your friend rather than your enemy; profit from folly rather than participate in it. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


The poor stay poor not because they are lazy, but because they have no access to capital. attributed to Milton Friedman – American economist, Nobel Memorial Prize in economic sciences 1976 (1912-2006)


A lot of people are afraid to say what they want. That’s why they don’t get what they want. Madonna – born Madonna Louise Ciccone, American singer, actress, songwriter, dancer, author and director (b. 1958)


A leader is one who knows the way, goes the way, and shows the way. John C. Maxwell – American leadership expert, author and speaker (b. 1947), from “The Right to Lead: Learning Leadership Through Character and Courage” (2010)


Отлично думается, читая. Лев Николаевич Толстой – русский писатель (1828-1910), из своих дневников (1857), Котировочная книга 2019


Reconnaissance … est une vigilance de l’âme … contre les forces de dispersion intérieure. Gabriel Marcel – philosophe français, représentant de l’existentialisme chrétien (1889-1973), de “Le déclin de la sagesse” (1954) Gratitude … is a vigilance of the soul … against the inward forces of dispersal. Gabriel Marcel – French philosopher, representative of Christian existentialism […]

Basis for success

I attribute my success to this – I never gave or took an excuse. Florence Nightingale – English nurse, founder of modern nursing (1820-1910), from a letter to Miss H. Bonham Carter (1861), Quotations book 2019

Hvem du er

Det er det du gjør og ikke det du sier som viser hvem du egentlig er. Norsk ordtak – Sitater bok 2017 It’s what you do, not what you say, that shows who you really are. Norwegian proverb – Quotations book 2017

Moral Values

Without commonly shared and widely entrenched moral values and obligations, neither the law, nor democratic government, nor even the market economy will function properly. Vaclav Havel – Czech writer and politician, 1993-2003 president of the Czech Republik (1936-2011)

Thinking instead of judging

Thinking is difficult, therefore let the herd pronounce judgment. Dr. Carl Gustav Jung – Swiss psychologist (1875-1961), from “Flying Saucers: A Modern Myth of Things Seen in the Sky” (1959), Quotations book 2017


What I discovered is that you’ve got to put in the same amount of work, and exercise the same degree of judgement, in giving money away as you do in making it.. William H. “Bill” Gates – American software entrepreneur, Microsoft (b. 1955), Quotations book 2004

Successful stock

If a business does well, the stock eventually follows. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)

True or new

Men are willing to forego the old for the sake of the new. But commonly it is found in theology that that which is true is not new, and that which is new is not true. Robert Shindler – American Baptist priest, close friend to preacher Charles Haddon Spurgeon (c. 1824-1903), from his article “The […]

Be thankful for what

If you have food in the refrigerator, clothes on your back, a roof overhead and a place to sleep … you are richer than 75 % of this world. If you have money in the bank, in your wallet, and spare change in a dish some place … you are among the top 8 %  of […]

Live simply

We should travel light and live simply. Our enemy is not possessions but excess. Dr. John W. Stott – British pastor and author (1921-2011), Quotations book 2010


You need to fill your mind with various competing thoughts and decide which make sense. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), at the BRK Annual Meeting (May 2007)


Your brand is what other people say about you when you’re not in the room! Jeffrey P. “Jeff” Bezos – American company founder: Amazon (b. 1964), in a talk from TEDGlobal 2012 University (May 2012), Quotations book 2021

Watchword 2009

What is possible with man is possible with God. The Bible, Lucas 18:27 (NIV) – Zitateheft 2009 The Protestant pastor and song writer Otto Riethmüller (1889-1939) – he belonged to the Confessing Church – decided in 1930 under the impression of the Nacional Socialism’s propaganda, to give henceforth every calendar year a headline with a Bible […]


Helgon äro de människor, som göra det lättare för andra att tro på Gud. A saint is one who makes it easier for others to believe in God. Nathan Söderblom – Swedish Lutheran theologian, 1914-31 Archbishop of Uppsala, Nobel Peace Prize 1930 (1866-1931), in “Den levande Guden: grundformer av personlig religion” (“The Living God”, 1932), Quotations book […]


Nous réussissons aux entreprises qui exigent les qualités positives que nous possédons, mais nous excellons dans celles qui peuvent également se servir de nos défauts. We succeed in enterprises which demand the positive qualities we possess, but we excel in those which can also make use of our defects. attribuée à Alexis de Tocqueville zugeschrieben – […]


Today progress happens so fast that when someone declares a problem to be completely impracticable and unsolvable in the next moment he is interrupted by someone else who has already solved and realized the Problem. attributed to Albert Einstein – German physicist, Nobel prize in Physics 1921 (1879-1955)

At the summit, it gets harder

Life always gets harder toward the summit – the cold increases, the responsibility increases. Friedrich Nietzsche – German philosopher (1844-1900), from “The Antichrist” (1895)


The time to reflect on your methods is when you are most successful, not when you are making the most mistakes. Sir John Marks Templeton – value investor and philanthropist (1912-2008), Quotations book 2017


When the power of love overcomes the love of power, the world will know peace. attributed to Jimi Hendrix – born James Marshall Hendrix, American guitarrist, composer and singer (1942-1970), Quotations book 2018

Health more important than money

Some people waste their lives in the constant pursuit of great wealth. As a commodity, let’s face it, money doesn’t rate as high as good health – and it certainly isn’t up there with great art. Roy R. Neuberger – American financier and art collector (1903-2010)

Commandments of nonviolence

1. Meditate daily on the teachings and life of Jesus. 2. Remember always that the nonviolent movement … seeks justice and reconciliation — not victory. 3. Walk and talk in the manner of love, for God is love. 4. Pray daily to be used by God in order that all men might be free. 5. […]


A smile is the universal welcome. Max Eastman – American writer (1883-1969), from “The Sense of Humor” (1921), Quotations book 2020


Of all the enemies to public liberty war is, perhaps, the most to be dreaded, because it comprises and develops the germ of every other. War is the parent of armies; from these proceed debts and taxes; and armies and debts and taxes are the known instruments for bringing the many under the domination of […]

Role models

It’s better to hang out with people better than you. Pick out associates whose behavior is better than yours and you’ll drift in that direction. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2020

Never quit

Winners never quit, and quitters never win Vince Lombardi – legendary American football coach (1913-1970), Quotations book 2020

Watchword 2018

God says: To the thirsty I will give water without cost from the spring of the water of life. The bible, Revelation 21:6 (NIV) – Quotations book 2018 The Protestant pastor and song writer Otto Riethmüller (1889-1939) – he belonged to the Confessing Church – decided in 1930 under the impression of the Nacional Socialism’s […]


Attitude is the “little” thing that makes the big difference. Zig Ziglar – American author, motivational speaker and entrepreneur (1926-2012), from “See You At The Top” (1975), Quotations book 2020

Solve problems

Whatever the problem, be part of the solution. Tina Fey -American comedienne and actress (b. 1970), from her book “Bossypants” (2011)


What I possess, God owns. Howard Dayton -co-founded Crown Financial Ministries (b. 1943), Quotations book 2008

Right investment choice

1. Pick winners by a research process that reflects your values and beliefs. 2. Back them with conviction. 3. Avoid behavioral biases that lead to poor selling like lazy trades (not thought through). 4. Make sure your long-term positions are not past their sell date. Rick di Mascio – British portfolio manager, CEO: Inalytics (b. […]


A great investment opportunity occurs when a marvelous business encounters a one-time huge, but solvable problem. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), from “Warren Buffett on Business: Principles from the Sage of Omaha” (2009)

Watchword 2019

Seek peace and pursue it. The Bible, Psalms 34:15 (NIV) – Quotations book 2019 The Protestant pastor and song writer Otto Riethmüller (1889-1939) – he belonged to the Confessing Church – decided in 1930 under the impression of the Nacional Socialism’s propaganda, to give henceforth every calendar year a headline with a Bible verse. An […]

Margin of Safety

We are not paid by our customers to hold stocks without a margin of safety. Amit Wadhwaney – American fund manager (b. 1953)


Speculation…is neither illegal, immortal nor un-American. But is not a game in which Charlie and I wish to play. We bring nothing to the party, so why should we expect to take anything home? Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2010


Invest at the point of maximum pessimism. Sir John Marks Templeton – value investor and philanthropist (1912-2008), Quotations book 2005


I love people that burn, that burn from the inside. Christian A. W. Berner- German graduate economist and entrepreneur, CEO Berner Group (b. 1984), Quotations book 2020

Irish blessing

Walk carefully as you come here for God is here before you. Walk humbly as you come here for two or three are gathered. Walk softly as you come here for the spirit may speak in the silence of this place. from Ireland


What is Christmas? It is tenderness for the past, courage for the present, hope for the future. It is a fervent wish that every cup may overflow with blessings rich and eternal, and that every path may lead to peace. attributed to Agnes M. Pharo – American author (1904-1985)

Free Press

The free press is a cornerstone of democracy. People have a need to know. Journalists have a right to tell. Finding the facts can be difficult. Reporting the story can be dangerous. Freedom includes the right to be outrageous. Responsibility includes the duty to be fair. News is history in the making. Journalists provide the […]

Egna vägar

Man kommer aldrig först om man går i andras fotspår. Swedish proverb – published in a collection by Gunnel (b. 1941) and Kjell Swärd (b. 1937), Quotations book 2015

Buy and sell

To buy when others are despondently selling and to sell when others are greedily buying requires the greatest fortitude and pays the greatest ultimate reward. Sir John Marks Templeton – value investor and philanthropist (1912-2008), Quotations book 2010


Time does not change us. It just unfolds us.. Max Frisch – Swiss writer (1911-1991), Quotations book 2008


I will pay more for the ability to deal with people than for any other under the sun. John D. Rockefeller – American oil magnate, sundays school teacher at at his time richest man of the world (1839-1937), Quotations book 2015

Watchword 2021

Jesus Christ said: Be merciful, just as your Father is merciful. The Bible, Lucas 6:36 (NIV) – Quotations book 2021 The Protestant pastor and song writer Otto Riethmüller (1889-1939) – he belonged to the Confessing Church – decided in 1930 under the impression of the Nacional Socialism’s propaganda, to give henceforth every calendar year a […]


Aimer un être, c’est accepter de vieillir avec lui. Albert Camus – écrivain et philosophe français, prix Nobel de littérature en 1957 (1913-1960), de “Caligula”, Acte IV, Scène XIII (1945) To love someone is to accept to grow old with them. Albert Camus – Frech philosopher and writer, Nobel Prize in literature 1957 (1913-1960), from “Caligula”, Act IV, Scene […]


If economists wished to study the horse, they wouldn´t go and look at horses. They´d sit in their studies and say to themselves, “what would I do if I were a horse?” attributed to Ely Devon – british economist (1913-1967)

Cut-throat competition

It is hard to make money where others are prepared to loose it. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


You can’t have a great place to shop without first making it a great place to work. Stew Leonard, Sr. – American entrepreneur, founded Stew Leonard’s super markets (b. 1929)


The difference between a successful person and a failure often lies in the fact that the successful man will profit by his mistakes and try again in a different way. Dale Carnegie – born Dale Carnagey, American author and personality coach (1888-1955), Quotations book 2020


It isn’t the number of people employed in a business that makes it successful it is the number working. Wisdom from business life – Quotations book 2015


Success means being very patient, but aggressive when it’s time. Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924), at Berkshire annual meeting (2004)

Artists and bankers

When bankers get together for dinner, they discuss art. When artists get together for dinner, they discuss money. attributed to Oscar Wilde – Irish writer (1854-1900), Quotations book 2017

All to the best

I believe God is managing affairs and that He doesn’t need any advice from me. With God in charge, I believe everything will work out for the best in the end. So what is there to worry About? Henry Ford – American engineer and industrialist (1963-1947), in an interview with Dale Carnegie (born Dale Carnagey, […]

Work partition

Nothing is particularly hard if you divide it into small jobs. Henry Ford – American engineer and industrialist (1963-1947), quoted in “Reader’s Digest” (March 1934)

Dealing with criticism

Critics will see you walk on water and say it is because you cannot swim. Jan-David Golze – German business development expert, booking.com, Quotations book 2020


Chances are, things have changed enough so that whatever made you a success thirty years ago doesn’t work anymore. Ralph Wanger – American fund manager (b. 1934)

Taking away

The trick isn’t adding stuff, it’s taking away. attributed to Mark Zuckerberg – American company founder: facebook (b. 1984)

War without people

Sometime they’ll give a war and nobody will come. Carl Sandburg – American poet and historian (1878-1967), from “The People, Yes” (1936), was used by the Peace movement and changed into “Imagine, it is war and nobody goes there.” These words were falsely attributed to Bertolt Brecht..

Leadership principles of amazon

a) Customer Obsession b) Ownership c) Invent and Simplify d) Are Right, A Lot e) Hire and Develop the Best f) Insist on the Highest Standards g) Think Big h) Bias for Action i) Frugality j) Learn and Be Curious k) Earn Trust l) Dive Deep m) Have Backbone, Disagree and Commit n) Deliver Results […]


Every time we’ve moved ahead in IBM, it was because someone was willing to take a chance, put his head on the block, and try something new. Thomas John Watson, Jr. – American manager, 1952-71 president of IBM (1914-1993), Quotations book 2009


You want to learn from experience, but you want to learn from other people’s experience when you can. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Q&A session with MBA students at Tuck School of Business, Dartmout (2005)


Simplicity has a way of improving performance. Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924), Quotations book 2020


παρὰ τούτοις εἶναι μᾶλλον πρῶτος ἢ παρὰ Ῥωμαίοις δεύτερος. Mallem hic primus esse quam Romae secundus. I had rather be the first man here than the second man in Rome. Plutarch – Greek writer (c. 45-125), in “Life of Caesar” (c. 96), Quotations book 2016

Limits of the possible

The only way of discovering the limits of the possible is to venture a little way past them into the impossible. Arthur C. Clarke – American writer and inverntor (1917-2008), from his essay “Hazards of Prophecy: The Failure of Imagination” in “Profiles of the Future” (1962), Quotations book 2018

Test, test, test

If you double the number of experiments you do per year you’re going to double your inventiveness. Jeffrey P. “Jeff” Bezos – American company founder: Amazon (b. 1964)


I never would have been able to tithe the first million Dollars I ever made if I had not tithed my first salary, which was $1.50 per week. attributed to John D. Rockefeller – American oil magnate and one of the richest men of the world in his time (1839-1937), Quotations book 2008


Don’t wish it were easier. Wish you were better. Jim Rohn – American entrepreneur, author and motivational trainer (1930-2009), from “The Art of Exceptional Living” (1993)

Employ money

If a man is proud of his wealth, he should not be praised until it is known, how he employs it. attributed to Socrates – Greek philosopher (469-399 v. Chr.)

Moral and economy

If moral represents an ideal world, economy shows the real world. Steven D. Levitt – American economist and author (b. 1967)


Time is your friend, impulse is your enemy. John C. Bogle – American author and founder of The Vanguard Group and the world’s first index mutual fund (b. 1929)


Don’t just aspire to make a living. Aspire to make a difference. Denzel Washington – American actor, director, producer and keynote speaker (b. 1954), in his commencement address at Dillard University (May 9th, 2015), Quotations book 2019

Le sourire

Il est un bon moyen de se créer une âme amicale : le sourire. … Le sourire large, net. … Savoir sourire : quelle force ! Force d’apaisement, force de douceur, de calme, force de rayonnement. Guy de Larigaudie – scout et écrivain français (1908-1940), de Étoile au grand large” (postum 1943)


It is much easier to be a hero than a gentleman. Heroes you can be once in a while; gentlemen, you must always be. Luigi Pirandello – Italian writer, Nobel Prize in literature 1934 (1867-1936), from his comedy “The Pleasure of Honesty”, Act one, Scene three (1917) È molto più facile […] essere un eroe […]

Child in the manger

Once you have taken in the sight of the beautiful child in the manger – take your time, do not hurry away. First make his eyes your eyes, his ears your ears and his mouth your mouth. Make his hands your hands, his smile your smile and his greeting your greeting. Then you will recognize […]

Good leadership

Good leadership is characterized by two things: honesty and modesty, both are difficult, so there are so few good leaders. Warren Buffett – American value investor, Chairman of Berkshire Heathaway (b. 1930)

Make changes

They always say time changes things, but you actually have to change them yourself. Andy Warhol – American Artist (1928-1987), from “The Philosophy of Andy Warhol” (1975), Quotations book 2015


Man does not want liberty in order to maximize his utility, or that of the society of which he is a part. He wants liberty to become the man he wants to become. James M. Buchanan – American economist, Nobel Memorial Prize in economic sciences 1986 (1919-2013), Quotations book 2008


If history books were the key to riches, the Forbes 400 would consist of librarians. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2002


I believe in what I do, and I do what I believe in. Peter E. Mück – German writer and graphic artist (b. 1946)


Each learns more readily, and retains more willingly, what makes him laugh than what he approves of and respects. Discit enim citius meminitque libentius illud quod quis deridet quam quod probat et veneratur. Quintus Horatius Flaccus (Horaz) – Roman writer (65-8 B.C.), from “Epistularum liber secundus” (c. 14 B.C.), Quotations book 2020


I wish Karl would acquire some capital, instead of just writing about it. attributed to Henrietta Marx – Karl Marx’ mother ( 1788-1863), quoted in “The World’s Greatest People. All Things Family, Audio CD, Vol. 1, Disk 6”, Quotations book 2008

Attitude toward money

If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life. attributed to Billy Graham – born William Franklin Graham jr., American evangelist (1918-2018), Quotations book 2010


The leader is the servant who removes the obstacles that prevent people from doing their jobs. Business wisdom


Pick cheap stocks. If you are any good at it, they will do better than the good, the bad and the ugly included in the index. Massimo Fuggetta – Italian Asset manager, CIO at Bayes Investments (b. 1961), in his presentation “Investing: Theory vs. practice” (14 March 2019)


Do not let what you cannot do interfere with what you can do. John Wooden – American basketball player and coach (1910-2010), Quotations book 2019

Constraints in conglomerates

There ain’t no nice guys in big business. attributed to Carl Cecilian Icahn – american millionaire and investor (b. 1936)


As long as you’re green you’re growing, as soon as you’re ripe you start to rot. Raymond Albert “Ray” Kroc – American company founder, who was brave enough to switch from a milk shake-machine-agent to a fast food-entreprenaur at the age of 52: McDonald’s Corp. (1902-1984), from “Grinding It Out: The Making of McDonald’s” (1977), Quotations […]


Give naught, get same. Give much, get same. attributed to Malcolm S. Forbes – American publisher, Forbes Magazine (1919-1990), Quotations book 2010


We shape our buildings, and afterwards our buildings shape us. Sir Winston L. Churchill – British politician, 1940-45 and 1951-55 Prime Minister, Nobel Prize in literature 1953 (1874-1965), in his speech to the reconstruction of the House of Commons, Quotations book 2009


I skate to where the puck is going to be, not where it has been. Wayne Gretzky – Canadian ice hockey player and coach (b. 1961), Quotations book 2016


Sometimes it’s good to have a screw loose, it gives your ideas more free play. Prof. Dr. Achim Kampker – German engineer and company founder: StreetScooter GmbH (b. 1975)

Easy things

I have seen no trend towards value investing in the 35 years that I’ve practiced it. There seems to be some perverse human characteristic that likes to make easy things difficult. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)

Blessing or test?

When God provides more money, we often think: This is a blessing! Well, yes, but it would be just as scriptural to think: This is a test! Randy C. Alcorn – director of the Eternal Perspective Ministries and author (b. 1954), from “The Treasure Principle: Discovering the Secret of Joyful Giving” (2001), Quotations book 2017

Be yourself

’Become free to be yourself’. Trying to copy others won’t help who you were meant to be. What’s wrong with being that genuine and capable person you really are? Everybody has something unique to contribute. Celebrate yourself and what you have to offer. Dr. Howard Murad – American physician, Associate Clinical Professor of Medicine at […]

Everyone starts small!

Every artist was first an amateur. Ralph Waldo Emerson – American writer (1803-1882), from “Letters and Social Aims”, chapter 7: “Progress of Culture” (1875)

Intelligent investment

Investment is most intelligent, when it is most businesslike. Benjamin Graham – born as Benjamin Großbaum, American investor and inventor of systematic stocks analysis (1894-1976), from “The Intelligent Investor” (1949), Quotations book 2015


Whatever you can do, or dream you can, begin it. Boldness has genius, power and magic in it.. attributed to Johann Wolfgang von Goethe – German poet (1749-1832)

Time management

Time management, really deciding what are the things that count, is a real skill that takes time to learn. it took me a lot of time to get that right. attributed to William H. “Bill” Gates – American Software entrepreneur, Microsoft (b. 1955)


You don’t have to be a genius or a visionary or even a college graduate to be successful. You just need a framework and a dream. Michael S. Dell – American investor and company founder (b. 1965), quoted in “The Entrepreneur” (October 13th, 2012), Quotations book 2020

Act well

It is not enough to wish well, we must also act well. Non enim satis est bene velle, sed etiam bene facere. Ambrose of Milan – Roman politician and theologian, one of the four Latin doctors of the Church, 374-397 Bishop of Milan (c. 339-397), from “De officiis ministrorum” (On the Duties of the Clergy), […]


Though my heart may be left of centre, I have always known that the only economic system that works is a market economy, in which everything belongs to someone – which means that someone is responsible for everything. It is a system in which complete independence and plurality of economic entities exist within a legal […]


God’s native language is silence, the church fathers say. Silence is God’s voice, and that voice says, “I love you, I love you, I love you.” For silence is the space that God has made within his Being for us to be. This is love: to let the other be, to open a space within […]


Life is like riding a bicycle. To keep your balance you must keep moving. Albert Einstein – German physicist, Nobel Prize in physics 1921 (1879-1955), in a letter to his son Eduard (5th February 1930), Quotations book 2008

Measuring public opinions

The most reliable indication of public purpose in this country is derived through our popular elections. Abraham Lincoln – American politician, 1861-65 16th president (1809-1865), abolished slavery in 1863, from his annual Message to Congress, 6 December 1864


God does not love us because we are valuable; we are valuable because He loves us. Fulton J. Sheen – American Catholic cleric, 1966-69 Bishop of Rochester, 1969-79 Titular Archbishop of Newport, Wales (1895-1979), from “Remade for Happiness: Achieving Life’s Purpose through Spiritual Transformation” (1946), Quotations book 2021


So do not fear, for I am with you; do not be dismayed, for I am your God. I will strengthen you and help you; I will uphold you with my righteous right hand. The Bible, Isaiah 41,10 (NIV) – Quotations book 2008

Removing costs

Removing unnecessary costs is a service to civilization. Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924), Quotations book 2016


Travel improves the mind wonderfully, and does away with all one’s prejudices. Oscar Wilde – Irish writer (1854-1900), from his fairytale “The Remarkable Rocket”, published in “Der The Happy Prince and Other Stories” (1888), Quotations book 2018

Successful life

To laugh often and much; to win the respect of intelligent people and the affection of children; to earn the appreciation of honest critics and endure the betrayal of false friends; to appreciate beauty, to find the best in others; to leave the world a bit better, whether by a healthy child, a garden patch, […]


The customer still thinks on the quality of our products, when he has long forgotten the price. Business slogan – Quotations book 2015


Excellence and competitiveness are totally compatible with honesty and integrity. The A student, the four minute miler, the high jump record holder – all strong winners – can achieve those results without resorting to cheating. People who cheat are simply weak. Jack Welch – born John Francis Welch jr., legendary American manager: General Electric (1935-2020), […]


An idiot with a plan can beat a genius without a plan. Warren Buffett – American Value investor, Chairman of Berkshire Hathaway (b. 1930)


Democracy is a device that ensures we shall be governed no better than we deserve. attributed to George Bernard Shaw – Irish writer, Nobel Prize in literature 1925 (1856-1950)

Economic Growth

Economic growth not only increases material living standards; it shapes the moral character of people and society. Benjamin M. Friedman – American economist (b. 1944)


L’âge ne vous protège pas de l’amour. Mais l’amour vous protège de l’âge. de France – Brochure de citation 2020

Take a position

Cowardice asks the question: “Is it safe?” Expediency asks the question: “Is it politic?” Vanity asks the question: “Is it popular?” But conscience asks the question: “Is it right?” And there comes a time, when one must take a position that is neither safe, nor politic, nor popular but he must take it because conscience […]

Rules for Life

Rule 1: Life is not fair – get used to it! Rule 2: Thro world won’t care about your self-esteem. The world will expect you to accomplish something BEFORE you feel good about yourself. Rule 3: You will NOT make $40.000 a year right out of high school. You won’t be a vice-president with a […]


Omnia, quae fiunt in toto mundo, in spe fiunt. Martin Luther – German reformatorian (1483-1546), from his speech N° 38, published in “Luthers Werke in Auswahl”, Book eight (1930), Quotations book 2020


The heights by great men reached and kept were not attained by sudden flight, but they, while their companions slept, were toiling upward in the night. Henry Wadsworth Longfellow – American poet (1807-1882), from “The Ladder of St. Augustine” (1858), Quotations book 2019

Staff selection

Hire people who are better than you are, then leave them to get on with it. David Ogilvy – legendary British advertising executive and entrepreneur (1911-1999), Quotations book 2018

Need for support

It is error alone which needs the support of government. Truth can stand by itself. Thomas Jefferson – American politician, 1801-1909 third president and member of the American Enlightment movement (1743-1826), from Notes on Virginia, Query 17 (1782)


What counts in life is not the mere fact that we have lived. It is what difference we have made to the lives of others that will determine the significance of the life we lead. Nelson Mandela – South African anti-apartheid activist and politician, 1994-99 president, Nobel Peace Prize (1918-2013), from his speech on the […]

Never give up

The secret of our success is that we never, never give up. Wilma Mankiller – American writer, First Woman Principal Chief of Cherokee Nation (1945-2010), Quotations book 2019


You can learn a lot just by asking. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


Do what you can and leave the rest to God. Don Giovanni Melchiore Bosco – Italian Catholic priest and pedagogue (1815-1888), from “Memorie Biografiche”, book XIII, chapter XXVI, 832 (1932), Libretto delle citazioni 2021 Fa’ quello che puoi, e Dio farà il resto. Don Giovanni Melchiore Bosco – sacerdote cattolici e pedagogo italiano (1815-1888), de […]

Vision and Success

Every vision begins with a mental journey; each success begins with making it reality. Motto – Quotations book 2010


What is imaginable is also possible. Ludwig Wittgenstein – Austro-British philosopher (1889-1951), from “Tractatus logico-philosophicus” (1912)


By wisdom a house is built; by understanding it is established. By knowledge rooms are filled with all precious and pleasant wealth. The Bible, Proverbs 24:3-4 (CEB) – Quotations book 2014


If you’re looking for a home run – a great investment for five years or ten years or more – then the only way to beat this enormous fog that covers the future is to identify a long-term trend that will give a particular business some sort of edge. Ralph Wanger – American fund manager […]


If you always hire people who are smaller than you are, we shall become a company of dwarfs. If, on the other hand, you always hire people who are bigger than you are, we shall become a company of giants. David Ogilvy – legendary British advertising executive and entrepreneur (1911-1999), Quotations books 2002 + 2018


The greater your capacity to love, the greater your capacity to feel the pain. Jennifer Aniston – American actress (b. 1969), in an interview with the “Oprah Magazine” (Ma y7th, 2004)


La parole est moitié à celui qui parle, moitié à celui qui l’écoute. Speaking is half his who speaks, and half his who hears. Michel de Montaigne – French writer and philosopher (1533-1592), from “De l’expèrience”, published in the third volume of his essays (1595), Quotations book 2015

The Live Joyfully Manifesto

One Life. Keep it simple. Follow your dreams. Be curious. Learn new things. Think outside the box. Do what you love. Love what you do. Don’t shy away. Speak your mind. Be yourself. Be free. Work less. Do more. Don’t procrastinate. Shut off the pixels. Disconnect. Take time out. Eat heartily. Take long walks. Read […]


A politician thinks of the next election, a statesman of the next generation. attributed to James Freeman Clarke – American preacher and author (1810-1888), Quotations book 2009

Good Management

Good management consists of showing average people how to do the work of superior people. Jim Low – former speaker of the National Association of Manufacturers, from his address speech “The Human in Public Relations” (1958), Quotations book 2016


All of our dreams can come true, if we have the courage to pursue them. Walt Disney – American cartoonist and film producer (1901-1966), Quotations book 2015

Being right

We do not get paid for activity, just for being right. Warren Buffet – American value investor, Chairman of Berkshire Hathaway (b. 1930)

Complete, do nots top

Entrepreneurs don’t finish when we are tired. We finish when we are done. Robert T. Kiyosaki – American businessman and author (b. 1947), in a facebook message (March 19th, 2013), Quotations book 2021

Från det gamla till det som kommer

To move from the old to what is about to come is the only tradition worth keeping. Marcus “Dodde” Wallenberg – Swedish banker: SEB-Bank (1899-1982), in a letter to his brother Jacob (1946), Quotations book 2018 Att skifta från det gamla till det som kommer är den enda tradition värd att vårda. Marcus “Dodde” Wallenberg […]

Everyone is edifying

I have rarely if ever found anyone out of whom I could not extract amusement or edification. Sir Walter Scott – Scottish historical novelist, playwright, poet and historian (1771-1832), from his diary, published as “The Journal of Sir Walter Scott”, volume 1 (1890)

Succesful investment

The only investment I ever made which has paid consistently increasing dividends is the money I have given to the Lord.. attributed to James L. Kraft – American entrepreneur, founder of J.L. Kraft & Bros., today Kraft Foods Inc. (1874-1953), Quotations book 2009

Lead by God

Unless we are governed by God, we shall be ruled by tyrants. attributed to William Penn – American Quaker and preacher, foundet the state of Pennsylvania (1644-1718)


Formal education will make you a living. Self-education will make you a fortune. attributed to Jim Rohn – American entrepreneur, author and motivational trainer (1930-2009)


One of the greatest discoveries a man makes, one of his great surprises, is to find he can do what he was afraid he couldn’t do. attributed to Henry Ford – American engineer and industrialist (1863-1947)


Property is the fruit of labor – property is desirable – it is a positive good in the world. That some should be rich, shows that others may become rich, and hence is just encouragement to industry and enterprise. Abraham Lincoln – American politician, 1861-65 16th president (1809-1865), from a speech at the New York […]

Gauge risks

The probability of being struck by lightning is tiny, but many people are excessively terrified when they hear thunder. Peter L. Bernstein – American financial historian, economist and educator (1919-2009), from “Against the Gods: The Remarkable Story of Risk” (1996), inspired by “Logic, Or, the Art of Thinking: Being the Port-Royal Logic” (“La logique, ou […]


Difficulties break some men but make others. Nelson Mandela – South African anti-apartheid activist and politician, 1994-99 president, Nobel Peace Prize (1918-2013), from a letter to Winnie Mandela from Robben Island (February 1st, 1975)


Habit is habit, and not to be flung out of the window by any man, but coaxed down-stairs a step at a time. Mark Twain – born Samuel Langhorne Clemens, American writer (1835-1910), from “Pudd’nhead Wilson and Those Extraordinary Twins” (Chapter VI, 1884)


Action without vision is only passing time, vision without action is merely day dreaming, but vision with action can change the world. wisdom

Why not?

The common question that gets asked in business is, “why?” That’s a good question, but an equally valid question is, “why not?” Jeffrey P. “Jeff” Bezos – American company founder: Amazon (b. 1964), in an interview with Steven Levy for wired.com (November 13th, 2011)


I make progress by having people around me who are smarter than I am and listening to them. attributed to Henry J. Kaiser – American entrepreneur, founder of several companies – now Kaiser Group International (1882-1967), Quotations book 2016


When you rule your mind, you rule your world. Bill Provost – America loan consultant, chosen by Sir John Marks Templeton, value investor and philanthropist (1912-2008), Quotations book 2002


The philosophy behind much advertising is based on the old observation that every man is really two men – the man he is and the man he wants to be. attributed to William Feather – American author and publisher (1889-1981), Quotations book 2008


Common sense tells you that you will find more and sometimes better investment opportunities if you search everywhere in the world. Sir John Marks Templeton – value investor and philanthropist (1912-2008), Quotations book 2010


Ability will enable a man to get to the top, but it takes character to keep him there. Wisdom – Quotations book 2015

Price and value

Price is what you pay. Value is what you get. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)

Progress starts in Little steps

All mankind’s progress has been achieved as a result of the initiative of a small minority that began to deviate from the ideas and customs of the majority until their example finally moved the others to accept the innovation themselves. Ludwig von Mises – Austrian economist (1881-1973), in “Liberalism: In the Classical Tradition” (1927), Quotations […]


If you make your calling your profession you don’t work, you live. Michael Flatley – Irish-born American dancer and choreographer (b. 1958), Quotations book 2009

Get further

You can’t get very far until you start doing something for somebody else. Melvin Jones – American business leader, founder of Lions Club International (1879-1961), Quotations book 2017

Well prepared

If I had eight hours to chop down a tree, I’d spend six sharpening my ax. wisdom, often falsely attributed to Abraham Lincoln – American politician, 1861-65 16th president (1809-1865), abolished slavery in 1863; the Lincoln Presidential Library in Springfield (Illinois) called his authorship most unlikely


Measure what is measurable, and make measurable what is not so. Galileo Galilei – Italian astronomist und physicist (1564-1642) Misura ciò che è misurabile e rendi misurabile ciò che non lo è. Galileo Galilei – astronomo e fisico italiano (1564-1642)

Treat people right

If you want the cooperation of humans around you, you must make them feel they are important, and you do that by being genuine and humble. Nelson Mandela – South African anti-apartheid activist and politician, 1994-99 president, Nobel Peace Prize (1918-2013), from an interview with Oprah Winfrey for the “O magazine” (April 2001)

See the reward

Everyone can tell you the risk. An entrepreneur can see the reward. Robert T. Kiyosaki – American businessman and author (b. 1947), in a facebook message (January 15th, 2013), Quotations book 2021


Those who cannot remember the past are condemned to repeat it. George Santayana – born Jorge Augustín Nicolás Ruiz de Santayana, Spanish philosopher (1863-1952), from “Reason in Common Sense” (1906), the first book of “The Life of Reason”, Quotations book 2010

Charitable giving

Charitable giving should be a spiritual, rather than economic, decision. Economically, charitable giving never pays. Ron Blue – Christian financial advisor (b.1942)


Live your life, as if you are gonna die. attributed to William Shatner – Canadian actor (b. 1931)

Big ideas

We’ve had three big ideas at Amazon that we’ve stuck with for 18 years, and they’re the reason we’re successful: Put the customer first. Invent. And be patient. Jeffrey P. “Jeff” Bezos – American company founder: Amazon (b. 1964), from an interview with the “Washington Post” (September 3rd, 2013), Quotations book 2021

Make money

The secret of making money is to avoid risks. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), quoted in “The Midas Touch” (2009)


In our good works nothing is our own. Johan Calvin – born Jean Cauvin, French reformator and founder of the Calvinism (1509-1564)

Customer satisfaction

If there’s one reason we have done better than all of our peers in the Internet space over the last six years, it is because we have focused like a laser on customer experience. Jeffrey P. “Jeff” Bezos – American company founder: Amazon (b. 1964)

Savoir et voir

Il faut savoir et voir, et il faut voir et savoir. Claude Lanzmann – réalisateur et documentaire français (1925-2018), d’après une interview dans “Cahiers du cinéma”, n ° 374, (juillet / août 1985)


A man can succeed at almost anything for which he has unlimited enthusiasm. attributed to Charles M. Schwab – American industrialist and steel magnate (1862-1939), Quotations book 2015

Create new

You never change things by fighting the existing reality. To change something, build a new model that makes the existing model obsolete. R. Buckminster Fuller – Americanr architect, visionary, designer and philosopher (1895-1983)


The Forbes list of the 400 richest Americans had about the same level of wellbeing as the Maasai of East Africa, a traditional herding people who live in huts with no electricity or running water. Ed Diener – American professor in psychology (b. 1946), from “Barclays Wealth Insights, Volume 4: The True Value of Wealth” (2007)


The big money is not in the buying and selling, but in the waiting. Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924)

Act of God

It would be very difficult to explain why the universe should have begun in just this way, except as the act of a God who intended to create beings like us. Prof. Stephen Hawking – American physicist (1942-2018), from “A Brief History of Time” (1988)


These people risked something they had and needed for something they did not have and did not need. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), on the collaps of the LTCM hedge fonds (Long Term Capital Management), found on youtube: “Warren Buffett MBA talk”

Constructive debate

Dispute supports insight and that is worth a lot. Daniel Libeskind – American architect, artist and designer (b. 1946), from the interview “Der gebaute Horror” with Susanne von Beyer (“Der Spiegel”, 18. January 1999), Quotations book 2021


The man who does more than he is paid for will soon be paid for more than he does. Napoleon Hill – American writer: “Think And Grow Rich” (1883-1970), Quotations book 2019


There are only a few activities from which I derive intense pleasure, and speaking is not one of them. attributed to Sir Winston L. Churchill – British politician, 1940-45 and 1951-55 Prime Minister, Nobel Prize in literature 1953 (1874-1965)

Act justly

Fear God – act justly and dread no one Slogan by Rickmer Clasen Rickmers – German shipyard owner and shipping-line founder (1806-1886)


Truth is stronger than fiction. Mark Twain – born Samuel Langhorne Clemens, American writer (1835-1910), from “Following the Equator” (“Pudd’nhead Wilson’s New Calendar”, chapter XV, 1897)

Meaning of Life

A man has made at least a start on discovering the meaning of human life when he plants shade trees under which he knows full well he will never sit. attributed to D. Elton Trueblood – American author, philosopher and theologian (1900-1994)


The highest use of capital is not to make more money, but to make money do more for the betterment of life. Henry Ford – American engineer and industrialist (1863-1947), from “My life and Work” (1922), Quotations book 2009

Hard work

Business is never as healthy as when, like a chicken, it must do a certain amount of scratching for what it gets. Henry Ford – American engineer and industrialist (1863-1947), from “My Life and Work” (1922)


Any damn fool can put on a deal, but it takes genius, faith and perseverance to create a brand. David Ogilvy – legendary British advertising executive and entrepreneur (1911-1999), from “The Unpublished David Ogilvy” (1988), Quotations book 2018

Three rules for a career

1) Don’t sell anything you wouldn’t buy yourself; 2) Don’t work for anyone you don’t respect and admire; 3) Work only with people you enjoy. Charlie Munger – Vice Chairman Berkshire Hathaway (b. 1924)

Facilitate rather than arbiter

Frequently, we act as arbiters of grace rather than its facilitators. But the Church is not a tollhouse; it is the house of the Father, where there is a place for everyone, with all their problems. Pope Francis – born Jorge Mario Bergoglio, since 2013 Holy Father (b. 1936), from the Apostolic Exhortation “Evangelii Gaudium”, N° […]


Under pressure, you don’t rise to the occasion, you sink to the level of your training. Navy seal wisdom – Quotations book 2019

Business valuation

Managers and investors alike must understand that accounting numbers are the beginning, not the end, of business valuation. Warren Buffett – American investor, Chairman of Berkshire Hathaway (b. 1930), in his letter to Berkshire Shareholders (1982), Quotations book 2017


Give a man a fish and you feed him for a day. Teach him how to arbitrage and you feed him forever. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)

Root of all Evil

I have found the root of all the trouble to be the neglect of prayer. The first renewal in the society must begin with prayer. Mother Teresa – born Agnes Gonxha Bojaxhiu, Albanian-born Indian nun and order’s founder, Nobel Peace Prize 1979 (1910-1997)

Doing good

One has to do good in order for it to exist in the world. Marie von Ebner-Eschenbach – Austrian writer (1830-1916), from her “Aphorisms”, published in “Gesammelte Schriften”, book 1 (1893


Education is important, especially when it comes to dismantling prejudices. You can’t help being a prisoner within your own mind, but the least you can do is ensure that the cell is decently furnished. Sir Peter Ustinov – English actor and writer (1921-2004), Quotations book 2017

Repeat, repeat, repeat

You need to repeat yourself so often, you get sick of hearing yourself say it, and only then will people begin to internalize what you’re saying. Jeffrey “Jeff” Weiner – American businessman, CEO LinkedIn (b. 1970), from an interview with “Time” (April 28th, 2014), Quotations book 2021


You say: “I can’t figure things out.” God says: “I will make straight your paths.” You say: “I can’t forgive myself.” God says: “I forgive you.” You say: “I’m too tired.” God says: “I will give you rest.” You say: “Nobody really loves me.” God says: “I love you.” You say: “I can’t do it.” […]

Result extenuation

If you call a dog’s tail a “leg”, how many legs does it have? Four, because calling a tail a “leg” doesn’t make it one. proverd, used by Abraham Lincoln – American politician, 1861-65 16th president (1809-1865), abolished slavery in 1863; the Lincoln Presidential Library in Springfield (Illinois) called his authorship most unlikely


All there is to investing is picking good stocks at good times and staying with them as long as they remain good companies. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), from “Warren Buffett Triples Profits”, “New York Post” (May 14, 1994), Quotations book 2020


Everybody talks about the weather, but nobody does anything about it. Slogan – often attributed to Mark Twain, born Samuel Langhorne Clemens, American writer (1835-1910)


When a management with a reputation for brilliance tackles a business with a reputation for bad economics, it is the reputation of the business that remains intact. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


Luxury is not the opposite of poverty. It is the opposite of vulgarity. Gabrielle “Coco” Chanel – French Fashion designer and businesswoman (1883-1971), during an interview with Georg Stefan Troller in “Pariser Gespräche” (1968)

Swords to ploughshares

A successful man is one who can lay a firm foundation with the bricks others have thrown at him David Brinkley – American journalist, news anchor and author (1920-2003), Quotations book 2017


When you see a good investment, look for a better investment. Guy Spier – South African investor (b. 1966), from “The Education of a Value Investor” (2014)

What the world needs

Don’t ask yourself what the world needs. Ask yourself what makes you come alive, and go do that, because what the world needs is people who have come alive. John Eldredge – American christian counsellor and author (b. 1960)


Synergy: A term widely used in business to explain an acquisition that otherwise makes no sense. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), in his letter to Berkshire Shareholders (1985)


Generosity is taking care of the others. Jean-Pascal Bobst – Swiss mechanical engineer and manager (b. 1965), Quotations book 2019


Change before you have to. JJack Welch – born John Francis Welch jr., legendary American manager: General Electric (1935-2020), Fortune 1999: Manager of the Century


Never is done tomorrow what is not done today. Johann Wolfgang von Goethe – German poet (1749-18329, from “Faust: Part One”, “Prelude on the Stage” (1808)


Criticism is the fertilizer of learning. attributed to Sir John Marks Templeton – value investor and philanthropist (1912-2008), Quotations book 2018


The greatest mistake you can make in life is to be continually fearing that you will make one. Elbert Hubbard – American writer (“Message to Garcia”) and publisher (1856-1915), Quotations book 2014

Making mistakes

A businessman once gave me some good advice. “You will always make mistakes, but it is possible to go through life making mistakes and they will do your business little or no harm. This is because the trick is to spot the mistake early and deal with it.” Michael Anthony Ashcroft, Baron Ashcroft – British […]


Those who are blessed with the most talent don’t necessarily outperform everyone else. It’s the people with follow-through who excel. Mary Kay Ash – American entrepreneur, founder of Mary Kay Cosmetics and philanthropist (1915-2001), from “Mary Kay on People Management”, page 57 (1985)


Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like. William Penn Adair “Will” Rogers – American humorist (1879-1935)

Better fast than perfect

Continuous improvement is better than delayed perfection. wisdom, falsely attributed to Mark Twain – born Samuel Langhorne Clemens, American writer (1835-1910), could not be verified by the Mark Twain Museum


What you’ve got to do in politics is be sure that what you say can be justified by principle, by argument, and to put it across. As I always say, never follow the crowd. Make up your own mind and get the crowd to follow you. Dame Margaret Thatcher – British politician, 1979-90 Prime Minister […]


A professor stood before his philosophy class and had some items in front of him. When the class began, he wordlessly picked up a very large and empty mayonnaise jar and proceeded to fill it with golf balls. He then asked the students if the jar was full. They agreed that it was. The professor […]

Change agents

We are change agents, we change managers into entrepreneurs, we teach them long-term thinking. Henry Kravis – American private equity manager: KKR (b. 1944), Quotations book 2009


No democracy has ever been inflicted by a famine, and no two democracies have ever made war on each other. Johan Norberg – Swedish writer (b. 1973), from his film “Globalisation Is Good” (2003), Quotations book 2021

Understand, not just tolerate

I am not asking you to merely tolerate each other. Tolerance is for cowards. Being tolerant requires nothing of you, but to be quiet and not make waves, holding tightly to your views and judgments without being challenged. Do not merely tolerate each other. Work hard! Move into uncomfortable territory and seek to understand each […]

Keep in move

Beware of balance. Michael Charles “Mike” Yaconelli – American writer, theologian and satirist, co-founder and owner of Youth Specialties (1942-2003), in “Messy Spirituality” (2002)

Recepy to success

There are no secrets to success. It is the result of preparation, hard work, and learning from failure. Colin Powell – American general and politician, 2001-05 Secretary of state (b. 1937)


We can either use our money to serve God or God will be our money. Denny (b. 1951) and Leesa (b. 1955) Bellesi – founders of “The Kingdom Assignment”, Quotations book 2018

Use time

We must use time as a tool, not as a couch. John F. Kennedy – American politician, 1961-63 35th president (1917-1963), in his speech at the National Association of Manufacturers in New York (December 6th, 1961), Quotations book 2019

Lord’s Prayer

Our Father in heaven, hallowed be Your name, Your kingdom come, Your will be done, on earth as in heaven. Give us today our daily bread. Forgive us our sins as we forgive those who sin against us. Save us from the time of trial and deliver us from evil. For the kingdom, the power, […]


Progress is precisely that which the rules and regulations did not foresee. Ludwig von Mises – Austrian economist (1881-1973), from “Bureaucracy” (1944), Quotations book 2015


I said to the man who stood at the Gate of the Year, “Give me a light that I may tread safely into the unknown.” And he replied, “Go out into the darkness and put your hand into the hand of God. That shall be to you better than a light safer than a known […]

Stay ahead

To stay ahead, always have your next idea waiting in the wings. Prof. Rosabeth Moss Kanter – American sociologist at Harvard Business School (b.1943)

Overnight success

Timing, perseverance, and ten years of trying will eventually make you look like an overnight success. Christopher Isaac “Biz” Stone – American entrepreneur, co-founder of “Twitter” (b.1974), Quotations book 2021


Freedom is not fun. … It is responsible choice. Peter F. Drucker – Austrian-born American management expert (1909-2005), from “The Future of Industrial Man” (1942), Quotations book 2020

Estimating correct

I have made my money by observing that people in general exaggerated the importance of events. David Ricardo – British investor and economist (1772-1823), Quotations book 2015

Wall Street

Wall Street hasn’t really changed all that much. It still operates on the principle of taking care of itself first, really big and important customers second, everyone else last. Allan Sloan – American journalist (b. 1944), in “Lessons of the crash of ’08”, Fortune Magazine, September 28th 2009


Quality in a product or service is not what the supplier puts in. It is what the customer gets out and is willing to pay for. A product is not quality because it is hard to make and costs a lot of money, as manufacturers typically believe. This is incompetence. Customers pay only for what […]

What God tells us

The world tells us to seek success, power and money; God tells us to seek humility, service and love. Huius mundi ratio ad successum nos dominatumque propellit; Dei tamen mens ad humilitatem, ministerium atque amorem incitat. Pope Francis – born Jorge Mario Bergoglio, since 2013 Holy Father (b. 1936), in a message on Twitter (2nd […]

Try and error

You don’t learn to walk by following rules. You learn by doing and falling over. Sir Richard Branson – British company founder (Virgin) and adventurer (b. 1950), from “Business Stripped Bare: Adventures of a Global Entrepreneur” (2008)

Intelligent investors

Intelligent Investors try to separate their emotions of hope, fear, and greed from their trust in reason, and then expect that wisdom will prevail over the long term. Hope, fear, and greed go along with the volatile market of short-term expectations, while trust in reason goes with the real market of long-term intrinsic value. In […]

Truth makes free

Jesus Christ says: The truth will set you free. The Bible, John 8:32 (NIV) – Quotations book 2020

The social market

I mean by that that the market economy as such is social, not that it needs to be made social. attributed to Dr. Ludwig Erhard – German politician (CDU), 1963-66 Bundeskanzler, father of the social market economy and the “German Wirtschaftswunder” (1897-1977), quoted by Friedrich August von Hayek (Austrian economist and social philosopher, Nobel Memorial […]


He who is not contented with what he has, will not be contented with what he doesn’t have. attributed to Socrates – Greek philosopher (469-399 B.C.)

Allow mistakes

I can be wrong more offen than I am right, so long as the leverage on my correct judgments compensates for my mistakes. attributed to Leon Levy – American fund manager: Oppenheimer Fund (1926-2003)


Opportunities are like sunrises. If you wait too long, you miss them. William Arthur Ward – American writer (1921-1994), Quotations book 2010


Every now and then a man’s mind is stretched by a new idea or sensation, and never shrinks back to its former dimensions. Oliver Wendell Holmes, Sr. – American physician and writer (1809-1894), from “The Autocrat of the Breakfast Table”, Capitel 11 (1858)

What it takes to be Number One

Winning is not a sometime thing; it’s an all the time thing. You don’t win once in a while; you don’t do things right once in a while; you do them right all of the time. Winning is a habit. Unfortunately, so is losing. There is no room for second place. There is only one […]

Stock market success

To make money in stocks you must have the vision to see them. The courage to buy them and the patience to hold them. George Fisher Baker – American financier and philanthropist (1840-1931), quoted by Thomas Phelps (American stocks analyst, 1902-1992) in “100 to 1 in the Stock Market” (1972), Quotations book 2015


Live life as though nobody is watching, and express yourself as though everyone is listening. advice

Make decisions

It’s not hard to make decisions when you know what your values are. Roy E. Disney – American film producer, nephew of Walt Disney (1930-2009), Quotations book 2005

Good conversation

A good conversation is like a miniskirt, short enough to retain interest, but long enough to cover the subject. American wisdom – Quotations book 2021

Wisdom and diligence

Those who are wise won’t be busy, and those who are too busy can’t be wise. Lin Yutang – Chinese philosopher (1895-1976), from “The Importance of Living” (1937)

Watchword 2010

Do not let your hearts be troubled. Believe in God, believe also in me. The Bible, John 14:1 (NRSV) – Quotations book 2010 The Protestant pastor and song writer Otto Riethmüller (1889-1939) – he belonged to the Confessing Church – decided in 1930 under the impression of the Nacional Socialism’s propaganda, to give henceforth every […]


Successful investing is anticipating the anticipations of others. following the thoughts of John Maynard Keynes – British economist and investor (1883-1946)

Expensive words

The five most expensive words in investing are, this time it is different. Sir John Marks Templeton – value investor and philanthropist (1912-2008)


Our record of persuading decent, intelligent people to stop doing dumb things is very poor. (Munger added, “Worse than poor.”) When people want to do something, they do it. When someone rises to be CEO, he doesn’t want to hear a shareholder telling him that his latest idea is dumb. It’s better to be in […]


There’s a lot of big egos in this industry. Most chief executives got into this business because they want to travel for a living. Not me, I want to work. Michael O’Leary – Irish businessman, who made Ryanair one of the largest European airlines (b. 1961), Quotations book 2017

Recognize shortcomings

Recognize the skills and traits you don’t possess, and hire people who have them. Howard Schultz – American entrepreneur (Starbucks) (b. 1953), Quotations book 2008

“Simple” job

I was happier when I was doing a mechanic’s job. attributed to Henry Ford – American engineer and industrialist (1863-1947)


Extraordinary people need extraordinary conditions. Melker Schörling – Swedish businessman and investor (Securitas AB, Assa Abloy, b. 1947) Utomordentliga personer behöver utomordentliga förutsättningar. Melker Schörling – svensk affärsman och investerare (Securitas AB, Assa Abloy, f. 1947)


To obtain better results than the others, you must do someting different than the others. attributed to Sir John Marks Templeton – value investor and philanthropist (1912-2008), Quotations book 2016


Someone once told me that time was a predator that stalked us all our lives. But I rather believe that time is a companion who goes with us on the journey and reminds us to cherish every moment because they’ll never come again. What we leave behind is not as important as how we’ve lived. […]


If you will do what you can do, God will do what you cannot do. Joyce Meyer – American Evangelist (b. 1943), from “The Confident Woman: Start Living Boldly and Without Fear” (2006), Quotations book 2018


The connecting link between God’s promise and His fulfillment is our faith. Andrew Murray – South African priest and writer (1828-1917), from “How to Raise Your Children for Christ” (1887)

Do it yourself

Listen and you will forget. Write it down and you will remember. Do it yourself and you will understand. Credo the energetic – Quotations book 2020

Strive for the higher

As long as we entertain only good options, we will never experience God’s best. Dr. Ed Silvoso – Argentinian author, documentarian and evangelist (b. 1945), from “That None Should Perish: How to Reach Entire Cities for Christ Through Prayer Evangelism” (1994)

Know your past

Only those who know the past have a future. attributed to Wilhelm von Humboldt – Prussiian scholar, writer and statesman (1767-1835), allegedly said during a journey to Paris in 1789, Quotations book 2020 No source could be verified by the Wilhelm von Humboldt foundation.


If you’re competitor-focused, you have to wait until there is a competitor doing something. Being customer-focused allows you to be more pioneering. Jeffrey P. “Jeff” Bezos – American company founder: Amazon (b. 1964), from an U.S.-News-interview with David LaGesse (2008), Quotations book 2018

Knowledge is power

For Knowledge itself is power. Nam et ipsa scientia potestas est. Sir Francis Bacon – English philosopher, politician and writer (1561-1626), from “De Haeresibus” (“Of Heresies”) in “Meditationes sacrae” (1597)


Integrity has no need for rules. Albert Camus – Frech philosopher and writer, Nobel Prize in literature 1957 (1913-1960), from “The Myth of Sisyphos” (“Le mythe de Sisyphe”, 1942), Zitateheft 2009


Scientiam non ut possessio habeatur, sed sicut aliquid ab eo mutuatum. Wisdom is not held by men as a possession, but as something on loan. Thomas Aquinas – Italian philosopher and theologian (1224/25-1274), from his comment on Aristotle’s Metaphysics “Sententia libri Metaphysicae” (lib. 1 l. 3 n. 13)


You know your life is boring when you only wear work clothes and pyjamas. Jan-David Golze – German business development expert, booking.com

Ask good

The better the question. The better the answer. The better the world works. Slogan by Ernst & Young, business consulting company

Study and action

Action without study is fatal. Study without action is futile. Axiom of the League of Women Voters’ of the United States, quoted in “The National Voter” (Supplement to the October 1967 issue), Quotations book 2019


Wealth consists not in having great possessions, but in having few wants. Epicurus- Greek philosopher (341-270 BC), Quotations book 2007


We judge ourselves by what we feel capable of doing, while others judge us by what we have already done. Henry Wadsworth Longfellow – American poet (1807-1882), from “Kavanagh” (1849), Quotations book 2019

Reward at its pinnacle

When reward is at its pinnacle, risk is near at hand. John C. Bogle – American author and founder of The Vanguard Group and the world’s first index mutual fund (1929-2019)

Starting minds

Mr. Drucker ist one of those writers to whom almost anything can be forgiven because he not only has a mind of his own, but has the gift of starting other minds along a stimulating line of thought. Sir Winston L. Churchill – British politician, 1940-45 and 1951-55 Prime Minister, Nobel Prize in literature 1953 (1874-1965), about Peter […]

You need 3 things for your succes

To make your way in life you need 3 things: A deep sense of inner purpose and the will to renew it. A clear vision of where you want to get to and the energy to pursue it. And courage. Courage to take steps which others might fear to take. Ralph Coverdale – British psychologist, […]


It’s not what you take but what you leave behind that defines greatness. Edward G. Gardner – Amercian company founder: Soft Sheen Products Inc. (b. 1925), Quotations book 2015

Start early

Plan the difficult when it is easy; Handle the big where it is small. The world’s hardest work begins when it is easy; The world’s largest effort begins where it is small. from the Tao Te Ching – most significant proverb collection of Daoism (chapter 63, 4th century BC), according to a legend written by […]


The more I want to get something done, the less I call it work. Richard Bach – American writer (b. 1936), from “Illusions: The Adventures of a Reluctant Messiah” (1977)

Vivre l’Évangile

(Christ) tu me répétais: Vis le très peu de choses que tu as compris de l’Évangile! Frère Roger – né comme Roger-Louis Schutz-Marsauche, fondateur de la “Communauté de Taizé” œcuménique (1915-2005), de la lettre “Vivre l’inespéré”, à l’ouverture du “Conseil de la Jeunesse” (30.8.1974), Brochure de citation 2019

Intelligent investor

The intelligent investor is a realist who sells to optimists and buys from pessimists. Jason Zweig – American journalist (b. 1959), in his “Note about Benjamin Graham” in the revised edition of “The Intelligent Investor” (2003), Quotations book 2021


Treat conflicts always as a clash of ideas, not of people. Prof. Robert Kegan – American developmental psychologist and author (b. 1946), Quotations book 2016


Grace is loving people for who they are, where they are. It’s loving people before they change, not just after they change. Mark Batterson – American pastor and author (b. 1969), from “All In: You Are One Decision Away From a Totally Different Life” (2013), Quotations book 2020


The greatest good you can do for another is not just to share your riches but to reveal to him his own. attributed to Benjamin Disraeli – English writer and politician, 1868 and 1874-80 Prime Minister (1804-1881)

Go where the action is

A desk is a dangerous place from which to view the world. John le Carré – born David John Moore Cornwell, British author (1931-2020), Quotations book 2018

New paths

Never walk on the traveled path because it only leads where others have been. attributed to Alexander Graham Bell – Scottish-born American inventor, scientist and engineer (1847-1922)

Façonner l’avenir

Pour ce qui est de l’avenir, il ne s’agit pas de le prévoir, mais de le rendre possible. Antoine de Saint-Exupéry – écrivain et aviateur français (1900-1944), de “La Citadelle” (1948)

Give away

Everything we have is really loaned to us; we can’t take anything with us when we depart. If we have no use for a thing, we should pass it on to someone else who can use it – now. attributed to Norma S. Scholl

Raise the bar

Competent investors will never be satisfied beating the averages by a few small percentage points. Gerald M. Loeb – American investor (1899-1974), from “The Battle for Investment Survival” (1935), Quotations book 2019


Give people freedom and they’ll amaze you. Frank Kohl-Boas – German lawyer, Human Resources Manager at Google (b. 1969), about his company’s philosophy on human resources, Quotations book 2015

Price and value

Share prices fluctuate more than share values. Sir John Marks Templeton – value investor and philanthropist (1912-2008), Quotations book 2010

Family business

We do not inherit the family business from our parents, we borrow it from our children. Slogan by Hermès International S.A., Paris – Quotations book 2015

Comprehensible accounting

If I can’t understand the accounting, they don’t want me to. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


It’s never too early to teach your children about the tool of money. Teach them how to work for it and they learn pride and self-respect. Teach them how to save it and they learn security and self-worth. Teach them how to be generous with it and they learn love. attributed to Judith Jamison – American […]

Knowledge worker

The most important, and indeed the truly unique, contribution of management in the 20th century was the fifty-fold increase in the productivity of the manual worker in manufacturing. The most important contribution management needs to make in the 21st century is similarly to increase the productivity of knowledge work and the knowledge worker.. Peter F. […]


Money is like muck – not good except it be spread. Sir Francis Bacon – English philosopher, politician and writer (1561-1626), from the essay “Of Seditions and Troubles” (1625), Quotations book 2015

Recipe for success

It’s not about money or connections. It’s the willingness to outwork and outlearn everyone. Mark Cuban – American multiple company founder, owner of Dallas Mavericks (b. 1958)

Voyage heureux

He who would travel happily must travel light. attributed to Antoine de Saint-Exupéry – French aviator and writer (1900-1994), Quotations book 2017 Pour voyager heureux, voyagez léger. attribué à Antoine de Saint-Exupéry – écrivain, et aviateur français (1900-1944), Brochure de citation 2017


The more difficult the victory, the greater the happiness in winning. attributed to Pelé – born Edson Arantes do Nascimento, Brazilian football player (b. 1940), Quotations book 2018


Content and peace of mind are valuable things. Johann Wolfgang von Goethe – German poet (1749-1832), from “The Sorrows of Young Werther”, Second book (1774)


In a knowledge economy, a good business is a community with a purpose, not a piece of property. Charles Handy – Irish author and management expert (b. 1932), Quotations book 2007

Explore. Dream. Discover

Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover. Sarah Frances Brown – mother of the American writer H. Jackson Brown, Jr. (b. 1940), quoted […]


The important thing is not how many years in your life but how much life in your years. Dr. Edward J. Stieglitz – American gerontologist and author (1899-1958), from “The Second Forty Years” (1947)


Markets can remain irrational longer than you can remain solvent. John Maynard Keynes – British economist and investor (1883-1946), Quotations book 2006


People […] grow five thousand roses in the same garden and yet do not find what they are looking for. […] What they are looking for could be found in one single rose. Antoine de Saint-Exupéry – French writer and aviator (1900-1944), from “The Little Prince”, Chapter XXV (1943) Les hommes […] cultivent cinq mille […]

Standard of knowledge

If we become increasingly humble about how little we know, we may be more eager to search. Sir John Marks Templeton – value investor and philanthropist (1912-2008)

The right moment

Being prepared means much, being able to wait means more, but to make use of the right moment means everything. Arthur Schnitzler – Austrian writer (1862-1931), from “Buch der Sprüche und Bedenken” (1927), Quotations book 2009


When you fine-tune your integrity, there is an exceptional reward. Prof. Dr. Srinivasan Pillay – South African-born American psychiatrist


What you cannot plan out, you have to try out. Tom Peters – American author and consultant (b. 1942), Quotations boook 2015 see tompeters.com

Constante e sublime

Camminate con i piedi per terra e con il cuore abitate in cielo. Don Giovanni Melchiore Bosco – sacerdote cattolici e pedagogo italiano (1815-1888), Libretto delle citazioni 2021 Walk with your feet on the ground and your heart in the sky. Don Giovanni Melchiore Bosco – Italian Catholic priest and pedagogue (1815-1888), Quotations book 2021

Making wonders from weaknesses

Morning by morning, day by day, Ghele went to the river, to fill his two pots and walked to the town to distribute the water to his clients. Ghele was a waterseller. “It could not take long, until Ghele discards me”, said the one pot sad. Because he was cracked and leaking water permanently. The […]


When we find a purpose that is bigger than ourselves, we become more powerful in our ability to create. Jack Delosa – Australian author and investor, founder and CEO of The Entourage (b. 1987), Quotations book 2018


Keep focused on the substantive issues. To make a decision means having to go through one door and closing all others. Abraham Zaleznik – American professor (Harvard Business School) and social psychologist (1924-2011)

Tread by God

And I said to the man who stood at the gate of the year: “Give me a light that I may tread safely into the unknown.” And he replied: “Go out into the darkness and put your hand into the Hand of God. That shall be to you better than light and safer than a […]

Long-term invest

A great business at a fair price is superior to a fair business at a great price. Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924), Quotations book 2021

Sitting in the shade

Someone’s sitting in the shade today because someone planted a tree a long time ago. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2002


It is better to point out your own mistakes than have somebody else do it. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), in an interview with “The Telegraph” (“My elephant gun is loaded”, 22.9.2002), Quotations book 2020

Think until it hurts

As a young man, I was told by Lord Thomson of Fleet that you have to think until it hurts before making a decision. Paul Desmarais Jr. – Canadian entrepreneur (b. 1954) [Lord (Kenneth) Thomson of Fleet: Canadian publisher (1923-2006)], Quotations book 2014

Time to sell

When good news about the market hits the front page of the New York Times, sell. Bernard M. Baruch – American financier, adviser to several American presidents (1870-1965), Quotations book 2015


Knowing what you don’t know is more useful than being brilliant. Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924), from “A Fireside Chat With Charlie Munger” (“Wall Street Journal”, September 12th, 2014)


Working hard for something we don’t care about is called stress. Working hard for something we love is called passion. Simon O. Sinek – American author, speaker and optimist (b. 1973), from a Twitter-message on 28th February 2012, printed in “Together is Better: A Little Book of Inspiration” (p. 105, 2016) see Startwithwhy.com

Be responsible, be involved, participate

No reward without responsibility, no investment without involvement, no profit without participation. Dr. Michael Schluter – British economist, author, speaker and social entrepreneur (b. 1947), during his presentation at the European Economic Summit Declaration 2014


If I wanted you to understand it, I would have explained it better. Johan Cruyff – Dutch football player and coach (1947-2016)


The key to the heart of people will never be our cleverness, but always our love. attributed to Hermann von Bezzel – German Protestant theologian, 1891-1909 director of the deaconess institution Neuendettelsau (1861-1917), Quotations book 2016


The greatest trust between man and man is the trust of giving counsel. Summa quae intercedit inter homines fides, et illa consilium impertiendi. Sir Francis Bacon – English philosopher, politician and writer (1561-1626), from his essay “De Consilio” (“Of Counsils”) in “Essayes: Religious Meditations. Places of Perswasion and Disswasion. Seene and Allowed” (1625), Quotations book […]


Even a mistake may turn out to be the one thing necessary to a worthwhile achievement. attributed to Henry Ford – American engineer and industrialist (1863-1947), Quotations book 2015


Nothing shapes our lives so much as the questions we ask, refuse to ask, or never dream of asking. Sam Keen – American philosopher (b. 1931), Quotations book 2015

Good work

What ever you do, do it well. Do it so well that when people see you do it they will want to come back and see you do it again and they will want to bring others and show them how well you do what you do. Walt Disney – American cartoonist and film producer […]


The smarter the journalists are, the better off society is. For to a degree, people read the press to inform themselves and the better the teacher, the better the student body. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2010


Whatever is worth doing at all, is worth doing well. Philip Dormer Stanhope, 4th Earl of Chesterfield – British statesman (1694-1773), in a letter to his son from October 9th, 1746


Progress is not possible without deviation (from the norm). Frank Zappa – American rock musician (1940-1993), from an interview with VPRO (February 11th, 1971)


Risk comes from not knowing what you’re doing. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2002

Come further

One extends one’s limits only by exceeding them. M. Scott Peck – American psychiatrist, psychotherapist and writer (1936-2005), from “The Road Less Traveled: A New Psychology of Love, Traditional Values and Spiritual Growth ” (1978), Quotations book 2018

Money and character

Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


If someone starts talking to you about beta, zip your pocketbook … there are two kinds of risk: 1) The risk that you could get a better return on your money elsewhere (opportunity cost) and 2) the risk of permanent capital impairment (financial health). Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)

Happiness and grief

A happy heart makes the face cheerful, but heartache crushes the spirit. The Bible, Proverbs 15,13 (NIV) – Quotations book 2010


You’re lucky in life if you have the right heroes. … Pick out a few heroes. There’s nothing like the right ones. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2020

Interview question

Tell me something that’s true, that almost nobody agrees with you on. Peter A. Thiel – German-born American investor and company founder: PayPal (b. 1967), in a discussion with entrepreneur and LinkedIn’s co-founder Reid Hoffman (2012), Quotations book 2019


A public-opinion poll is no substitute for thought. Warren Buffett – American value investor, chairman of Berkshire Heathaway (b. 1930), Quotations book 2007


Our prototype for occupational fervor is the Catholic tailor who used his small savings of many years to finance a pilgrimage to the Vatican. When he returned, his parish held a special meeting to get his firsthand account of the Pope. “Tell us,” said the eager faithful, “just what sort of fellow is he?” Our […]


Making the simple complicated is commonplace; making the complicated simple, awesomely simple, that’s creativity. attributed to Charles Mingus – American jazz musician and composer (1922-1979), Quotations book 2010

Customer focus

I am not the boss – the readers are. Patrick Joseph McGovern, Jr. – American publisher, founder of the media, research and venture capital organization IDG (1937-2014), Quotations book 2017


The most powerful step that anyone can take to turn their dreams into reality is a simple one: You just need to start. Marc B. Randolph – co-founder of Netflix (b. 1958), from “That Will Never Work: The Birth of Netflix and the Amazing Life of an Idea” (2019), Quotations book 2021

Vere vivere

How long I might live is beyond my control; how long I will live, in the sense of truly living, is mine. Quamdiu sim alienum est: quamdiu ero, (vere) ut sim, meum est. Lucius Annaeus Seneca – Roman philosopher (4 B.C.-65 A.C.), from “Epistulae morales ad Lucilium”, Liber XV, letter 93 (written 64), Quotations book […]


To be able to enjoy one’s past life is to live twice. Hoc est vivere bis vita posse priore frui. Marcus Valerius Martialis – Roman poet (c. 40-103), from “Epigrammaton libri duodecim”, book X, epigramme 23 (c. 85-103)


People don’t buy WHAT you do, they buy WHY you do it. Simon O. Sinek – American author, speaker and optimist (b. 1973), from “Start with Why: How Great Leaders Inspire Everyone to Take Action” (2009), Quotations book 2018 see Startwithwhy.com


All intelligent investing is value investing – to acquire more than you are paying for. Investing is where you find a few great companies und then sit on your ass. Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924), at the Berkshire Annual General Meeting 2000


The church is a hospital for sinners, not a museum for saints. attributed to Abigail van Buren – born Pauline Esther Friedman, American advice columnist (1918-2013), Quotations book 2010


What should you be doing in running your business? Just what you always do: Widen the moat, build enduring competitive advantage, delight your customers, and relentlessly fight costs. Warren Buffett about hard times in Business – American value kinvestor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2003

You can’t make an omelet without breaking eggs

Without oxen a stable stays clean, but you need a strong ox for a large harvest. The Bible, Proverbs 14:4 (NLT)

Friend – Ships

There are good ships, and there are wood ships, the ships that sail the sea. But the best ships are friendships, and may they always be. Irish saying – Quotations book 2018

Bad business

After some other mistakes, I learned to go into business only with people whom I like, trust, and admire. We’ve never succeeded in making a good deal with a bad person. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (*1930), Quotations books 2002 + 2006


If you cut down advertisement to save money, you might as well stop your watch to save time. attributed to Henry Ford – American engineer and industrialist (1863-1947), Quotations book 2009


Il mondo è un bel libro, ma poco serve a chi non lo sa leggere. Carlo Goldoni – drammaturgo e librettista italiano (1707-1793), da “La Pamela”, Act 1, Scena 14 (1750) The world is a beautiful book, but of little use to him who cannot read it. Carlo Goldoni – Italian playwright and librettist (1707-1793), […]

Count what counts

Count your garden by the flowers, never by the leaves that fall; Count your days by golden hours don’t remember clouds at all! Count the night by stars, not shadows Count your life with smiles – not tears And on every birthday morning, count your age by friends – not years. birthday poem, given to […]


I check every offer. It could be the offer of my life. attributed to Henry Ford – American engineer and industrialist (1863-1947), Quotations book 2018


Philanthropy is harder than business. You are tackling important problems that people with intellect and money have tackled in the past and had a tough time solving. Warren Buffett – American investor, Chairman of Berkshire Hathaway (b. 1930), from ” The Snowball: Warren Buffett and the Business of Life” by Alice Schroeder (2008), Quotations book 2017

Kiss many frogs to find a prince

I’d rather interview 50 people and not hire anyone than hire the wrong person. Jeffrey P. “Jeff” Bezos – American company founder: Amazon (b. 1964), Quotations book 2018


I’ve concluded that the metric by which God will assess my life isn’t dollars but the individual people whose lives I’ve touched. Prof. Clayton M. Christensen – American American academic and business consultant, bishop of the Church of Jesus Christ of Latter-day Saints (1952-2020), from “How Will You Measure Your Life?” (“Harvard Business Review”, 07/08 […]

Six Rules on How to Be Successful

1. Trust yourself. 2. Break some rules. 3. Don’t be afraid to fail. 4. Ignore the naysayers. 5. Work like hell. 6. Give something back. Arnold A. Schwarzenegger – Austrian-born American actor, bodybuilder and politician, 2003-11 Governor of California (b. 1947), in his commencement speech at the University of California (May 15th, 2009), Quotations book […]


Perfection is not attainable, but if we chase perfection we can catch excellence. Vince Lombardi – legendary American football coach (1913-1970), Quotations book 2016


It’s not that I’m so smart; it’s just that I stay with problems longer. attributed to Albert Einstein – German physicist, Nobel prize in physics 1921 (1879-1955)

Accept decisions

Elections belong to the people. It’s their decision. If they decide to turn their back on the fire and burn their behinds, then they will just have to sit on their blisters. wisdom, often attributed to Abraham Lincoln – American politician, 1861-65 16th president (1809-1865), abolished slavery in 1863; the Lincoln Presidential Library in Springfield […]

Are you in the right game?

If no mistake have you made, yet losing you are … a different game you should play. Wisdom from Jedi Master Yoda – character from the book and film series “Star Wars”, from the novel “Shatterpoint” (2004), Quotations book 2017

Learning from the world

What the pupil must learn, if he learns anything at all, is that the world will do most of the work for you, provided you cooperate with it by identifying how it really works and aligning with those realities. If we do not let the world teach us, it teaches us a lesson. attributed to […]


Those who keep learning will keep rising in life. Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924), from his USC School of Law Commencement speech (May 13th, 2007)


Every moment in life, every opportunity is a choice to innovate and have an impact. Dr. Frances A. Colón – Puerto Rican neuroscientist and political adviser


Culture eats strategy for lunch. business wisdom, often attributed to Peter F. Drucker – Austrian-born American management expert (1909-2005), Quotations book 2019

Investment in Christ

Christ with me, as I invest for the common good and God’s glory. Christ before me, as I steward the wealth entrusted to me. Christ behind me, as I evaluate opportunities near and afar. Christ in me, as I invest time, treasure and talents in others. Christ beneath me; He is the foundation. Christ above […]

Courage and success

Whenever you see a successful business, someone once made a courageous decision. Peter F. Drucker – Austrian-born management expert (1909-2005), Quotations book 2016


Talent, I believe, is most likely to be found among nonconformists, dissenters and rebels. David Ogilvy – legendary British advertising executive and entrepreneur (1911-1999), from “Confessions of an Advertising Man” (1971), Quotations book 2015

Good business

This is the cornerstone of our investment philosophy: Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good results. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), in a letter to his partners (January 18, 1963)

Money is not everything

Money, to some extent, sometimes lets you be in more interesting environments. But it can’t change how many people love you or how healthy you are. Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


Work is love made visible. Khalil Gibran – Lebanese Maronite poet, philosopher and artist, aka Kahlil Gibran (1883-1931), from “The Prophet (1923), Quotations book 2018

Character test

Most people can bear adversity, but if you wish to know, what a man really ist, give him power. Robert G. Ingersoll – American jurist and orator (1833-1899); about Abraham Lincoln, American politician, 1861-65 16th president (1809-1865), from “True Greatness Exemplified in Abraham Lincoln” (1883)


Marriage is the beginning and the pinnacle of culture. Johann Wolfgang von Goethe – German poet (1749-1832), from “Elective Affinities”, part one, chapter nine (1809)

Learn from Mistakes

Your failures are your stepping-stones to success. Hanford Lennox Gordon – American lawyer and poet (1836-1920), from “Laconics” (1910)

Kingdom of Heaven

If we think that heaven is our country, we should send our wealth thither rather than reatin it here, where on our sudden daparture it will be lost to us. John Calvin – born Jean Cauvin, French reformator and founder of the Calvinism (1509-1564)


He that has satisfied his thirst turns his back on the well. Baltasar Gracián y Morales – Spanish philosopher and author (1601-1658)


Ma sappi che prima di entrare nella Terra Promessa avrai da attraversare il Mar Rosso e il deserto. Don Giovanni Melchiore Bosco – sacerdote cattolici e pedagogo italiano (1815-1888), a Michele Rua (3.10.1852), citati in “Don Bosco: Una biografia nuova” (1979), Libretto delle citazioni 2021 But know that before attaining the Promised Land you’ll have […]


The main problem with functionalism is that it does not function. Stefan Sagmeister – Austrian graphic desinger and typographer (b. 1962), at the “SCHØN” conference in the Augsburg house of prayer (June 2018)


I will tell you how to become rich. Be fearful when others are greedy. Be greedy when others are fearful. Warren Buffett -American value investor, chairman of Berkshire Hathaway (b. 1930), Quotations book 2007

Attraction of money

Money has an attraction for some people, but nobody can wear two pairs of shoes at one time. Charles Feeney – Irish-American businessman, co-founded the DFS Duty Free Shops chain and General Atlantic Partners (b. 1931), Quotations book 2010


It is very hard to lie, if one doesn’t know the truth. Kutya nehéz úgy hazudni, ha az ember nem ösmeri az igazságot. Péter Esterházy – Hungarian writer (1950-2016), from “Harmonia Caelestis” (2000)


You see things; and you say “Why?” But I dream things that never were; and I say “Why not?” George Bernard Shaw – Irish writer, Nobel Prize in literature 1925 (1856-1950), from “Back to Methuselah” (1922), Quotations book 2021

The right perspective

The pessimist complains about the wind. The optimist expects it to change. The realist adjusts the sails. American proverb – Quotations book 2017


Out of the freedom from worry that God’s generosity provides comes an impulse toward simplicity rather than accumulation. John Piper – American pastor and author (b. 1946)


It is far better to light the candle than to curse the darkness. William L. Watkinson – English Methodist preacher and writer (1838-1925), from his sermon “The Invincible Strategy” (1907), Quotations book 2019


Once you attain competency, diversification is undesirable. One or two, or at most three or four, securities should be bought. Gerald M. Loeb – American investor (1899-1974), from “The Battle for Investment Survival” (1935), Quotations book 2019


Five Frogs are sitting on a log. Four decide to jump off. How many are left? The answer is five – because there is a difference between deciding and doing. Mark L. Feldman and Michael F. Spratt – American entrepreneurs: Mark L. Feldmann: Start-up Farms International and Destiny Bay Vineyards (b. 1947), Michael F. Spratt: […]

Innovative Interaction

For good ideas and true innovation, you need human interaction, conflict, argument, debate. Margaret Heffernan – American entrepreneur, author and speaker (b. 1955)


A good leader has a moral integrity that survives both success and failure. Sir Elton John – British singer, musician and composer (b. 1947), at the Worls Economic Forum in Davos (January 2018), Quotations book 2019

Price of greatness

The price of greatness is responsibility. Sir Winston L. Churchill – British politician, 1940-45 and 1951-55 Prime Minister, Nobel Prize in literature 1953 (1874-1965)


You can observe a lot just by watching. Lawrence Peter “Yogi” Berra – American baseball player and -manager (1925-2015)

Americas true greatness

It was not until I went into the churches of America, and I heard her pulpits aflame with righteousness did I understand the secret of her genious and power. Attributed to Alexis de Tocqueville – Franch publicist and politician (1805-1859), Quotations book 2007

New address

Someday you will read or hear that Billy Graham is dead. Don’t you believe a word of it! I shall be more alive than I am now. I will just have changed my address. I will have gone into the presence of God. Billy Graham – born William Franklin Graham jr., American evangelist (1918-2018), from […]

Every coin has two sides

You may be taller than me but then you have a bigger shadow. Wang Qishan – Chinese politician, since 2018 Vice President (b. 1948), in a dialogue with Professor Klaus Schwab at the World Economic Forum in Davos (24.01.2019)


Our doubts are traitors And make us lose the good we oft might win By fearing to attempt. William Shakespeare – English writer (1564-1616), from “Measure for Measure”, act 1, scene 4 (1604)


People are not lazy. They simply have impotent goals – that is, goals that do not inspire them. attributed to Anthony Robbins – American author and motivational speaker (*1960)


Platforms change – psychology doesn’t. Michael Fishman – American marketing expert and business consultant (b. 1960), Quotations book 2018

Satisfying life

Believing in our hearts that who we are is enough is the key to a more satisfying and balanced life. Ellen Sue Stern – American life advisor and author (b. 1954)


An entrepreneur isn’t someone who owns a business, it’s someone who makes things happen. Timothy “Tim” Ferriss – American entrepreneur and author (b. 1977)

Winner and loser

The Winner is always part of the answer; The Loser is always part of the problem. The Winner always has a program; The Loser always has an excuse. The Winner says: “Let me do it for you”; The Loser says: ” That is not my job.” The Winner sees an answer for every problem; The […]


Facts do not cease to exist just because they are ignored. Aldous Leonard Huxley – British writer (1894-1963), from “Proper Studies” (1927), Quotations book 2014


When someone dreams alone, it is just a dream. When we dream together, it is the beginning of a new reality. Raul Seixas – Brazilian musician (1945-1989), lyrics of “Prelúdio” (1974), Quotations book 2020 Sonho que se sonha só, e só um sonho que se sonha só. Mas sonho que se sonha junto é realidade. […]


There are three conversions: first the head, then of the heart, and finally of the pocketbook.. attributed to Martin Luther- German reformer (1483-1546), Quotations book 2009


Resolve and thou art free. Henry Wadsworth Longfellow – American poet (1807-1882), from “The Masque of Pandora”, part VI “In the Garden” (1875)


The more integrity we have and keep, the simpler and nobler that destiny is likely to be. Glosse, gloss on views of George Santayana – born Jorge Agustín Nicolás Ruiz de Santayana y Borrás, Spanish-born American philosopher (1863-1952), could not be verified by experts at the Santayana Edition

Don’t have others do the talking for you

We didn’t really need all that fancy legal stuff. The lawyers have a way of dragging you in and making things more complicated than they are. We were paying huge legal bills at that time, and I don’t think any of that would have affected the outcome. When the dust settles, you find out it […]


Luck is a dividend of sweat. The more you sweat, the luckier you get. Raymond Albert “Ray” Kroc – American company founder, who was brave enough to switch from a milk shake-machine-agent to a fast food-entreprenaur at the age of 52: McDonald’s Corp. (1902-1984), quoted by Penny Moser in “The McDonald’s Mystique” (Fortune, 4.7.1988), Quotations […]


Freedom means responsibility; that is the reason why most people are afraid of it. George Bernard Shaw – Irish writer, Nobel Prize in literature 1925 (1856-1950), Quotations book 2005


Forming fortune is like a big tree giving shade. Norman Rentrop – German publisher (b. 1957)


Innovation happens at the intersections. Emilie Wapnick – Canadian career coach and author (b. 1984), in a post at “Puttylike.com” (October 6th, 2010)

Build people

You don’t build a business – you build people – and then people build your business. Zig Ziglar – American author, motivational speaker and entrepreneur (1926-2012), Quotations book 2018


Pleasure is the only thing to live for. Nothing ages like happiness. Oscar Wilde – Irish writer (1854-1900), published in “Chamäleon” (1894)


Most economists use statistics like drunks use lampposts: for support rather than for light. attributed in a similar Version to Andrew Lang (1844-1912) and falsely to Sir Winston L. Churchill (1874-1964), Quotations book 2008

Get smarter

Learning from the success and failure of others is the fastest way to get smarter and wiser without a lot of pain. Tren Griffin – American author and entrepreneur, Senior Director at Microsoft, from “Charlie Munger: The Complete Investor” (2015)

Righteous judgement

Do not judge according to appearance, but judge with righteous judgment. The Bible, John 7:24 (NASB) – Quotations book 2020

Persuasion indstead of punishment

The great art lies to discern in what the law is to bid restraint and punishment, and in what things persuasion only is to work. John Milton – English poet and political theorist (1608-1674), from “Areopagitica” (1644), Quotations book 2015


Only three things happen naturally in organizations: friction, confusion and underperformance. Everything else requires leadership. attributed to Peter F. Drucker – Austrian-born American management expert (1909-2005), could not be verified absolutely certain by the Drucker Institute’s Archive


We are the makers of our own destiny. We can mend or mar the present and on that will depend the future. Mahatma Gandhi – Indian politician (1869-1948), from an interview with the Chinese ambassador in India, Dr. Lo Chia Luen (1947)

Back to the roots

“Doc, I have an earache.” 2000 B.C. “Here, eat this root.” 1000 B.C. “That root is heathen, say this prayer.” 1850 A.D. “Prayer is superstition, drink this potion.” 1930 “That potion is snake oil, swallow this pill.” 1970 “That pill is ineffective, take this antibiotic.” 2000 “That antibiotic is artificial, here, eat this root.” Anonymus […]

Philosopher’s stone

If you know how to spend less than you get, you have the philosopher’s stone. Benjamin Franklin – American politician, writer and scientist (1706-1790), from “Poor Richard’s Almanac” (1736)

Insight in leisure

It’s the leisure hours, happily used, that have opened up a new world to many a person. attributed to George M. Adams – American newspaper columnist (1878-1067)


Come to see money not as a passport to luxury but as a dangerous encumbrance, and you will not find it ridiculous to give to whoever needs it. John Boykin – American author (b. 1952)


Some people just watch a horse galloping by. Others see an opportunity to jump on. Jan-David Golze – German business development expert, booking.com

Wealth needs patience

Dishonest money dwindles away, but he who gathers money little by little makes it grow. The Bible, Proverbs 13:11 (NIV) – Quotations book 2010

Spiritually poor

This country cannot afford to be materially rich and spiritually poor. John F. Kennedy – American politician, 1961-63 35th president (1917-1963), from his State of the Union Address on January 14th, 1963