Experience teaches us that love does not mean to look into each other’s eyes, but to look together in the same direction.

Antoine de Saint-Exupéry – French aviator and writer (1900-1994), from “Wind, Sand, and Stars” (“Terre des Hommes, 1939), Quotations book 2020

L’expérience nous montre qu’aimer ce n’est pas nous regarder l’un l’autre mais regarder ensemble dans la même direction.

Antoine de Saint-Exupéry – écrivain et aviateur français (1900-1944), de “Terre des Hommes” (1939), Brochure de citation 2020


Your brand is what other people say about you when you’re not in the room!

Jeffrey P. “Jeff” Bezos – American company founder: Amazon (b. 1964), in a talk from TEDGlobal 2012 University (May 2012), Quotations book 2021


It is not the perfect, but the imperfect, who have need of love.

Oscar Wilde – Irish writer (1854-1900), from “An Ideal Husband” (1899), Quotations book 2020


The world consists of those who make things happen, those who watch something happening, and those who ask what happened.

Norman R. Augustine – American manager, former CEO of Lockheed Martin Corporation (b. 1935), Quoations book 2009

Free Press

The free press is a cornerstone of democracy.
People have a need to know.
Journalists have a right to tell.
Finding the facts can be difficult.
Reporting the story can be dangerous.
Freedom includes the right to be outrageous.
Responsibility includes the duty to be fair.
News is history in the making.
Journalists provide the first draft of history.
A free press, at its best, reveals the truth.

slogan at the Newseum in Washington D.C. – Quotations book 2018


Nous ne connaissons Dieu que par J.-C. Sans ce médiateur est ôtée toute communication avec Dieu.

Blaise Pascal – Mathématicien et philosophe français (1623-1662), a “Pensée Non. 221”

Tread by God

And I said to the man who stood at the gate of the year:
“Give me a light that I may tread safely into the unknown.”
And he replied: “Go out into the darkness and put your hand into the Hand of God.
That shall be to you better than light and safer than a known way.”

Minnie Louise Haskins – British poet and sociologist (1875-1957), from the poem “The Gate of the Year” (1908), which became popular, after King Georg VI. (1936-1952 king of England, 1895-1952) quoted it in his 1939 Christmas broadcast

Examen of Consciousness

1. God, I believe that at this moment I am in your presence and you are loving me.
2. God, you know my needs better than I know them. Give me your light and help as I review this day.
3. God, help me now to review the events of this day in order to recognize your blessings and my shortcomings.
4. God, I ask your forgiveness for my failings and I thank you for all your blessings.
5. As I look forward to the remainder of this day (or tomorrow) make me aware that you are with me, show me how to become the person you want me to be.

following Ignatius of Loyola – founder of the Jesuit order(1491-1556), Quotations book 2005


People are always blaming their circumstances for what they are. I don’t believe in circumstances. The people who get on in this world are the people who get up and look for the circumstances they want, and, if they can’t find them, make them.

George Bernard Shaw – Irish writer, Nobel Prize in literature 1925 (1856-1950), from “Mrs. Warren’s Profession” (1902), Quotations book 2008

War without people

Sometime they’ll give a war and nobody will come.

Carl Sandburg – American poet and historian (1878-1967), from “The People, Yes” (1936), was used by the Peace movement and changed into “Imagine, it is war and nobody goes there.” These words were falsely attributed to Bertolt Brecht..


You can have brilliant ideas, but if you can’t get them across, your ideas won’t get you anywhere.

Lee Iacocca – American entrepreneur, savior of Chrysler (1924-2019), Quotations book 2013


Fix it, sell it or close it.

Jack Welch – born John Francis Welch jr., legendary American manager: General Electric (1935-2020), Fortune 1999: Manager of the Century, Quotations book 2021

Watch children

Watching children grow up is a great delight. You see in them your own faults and your wife’s virtues, and that can be a very stabilizing influence.

Sir Peter Ustinov – English actor and writer (1921-2004)


In the business world, everyone is paid in two coins: cash and experience. Take the experience first; the cash will come later.

Harold S. Geneen – American manager (f.ex. ITT) (1910-1997), Quotations book 2008


If you always hire people who are smaller than you are, we shall become a company of dwarfs. If, on the other hand, you always hire people who are bigger than you are, we shall become a company of giants.

David Ogilvy – legendary British advertising executive and entrepreneur (1911-1999), Quotations books 2002 + 2018

Authentic leadership

When you teach you cannot cheat.


Prayer for our house

God, our Heavenly Father, make, we pray, the door of this house, wide enough to welcome all who need human love and fellowship and a Father’s care, but narrow enough to shut out all envy, pride and lack of love.
Here may the tempted find help, the sorrowing receive comfort, and the penitent be assured of your mercy; and here may all your children renew their strength and go on their way in hope and joy, through Jesus Christ, our Lord.

Thomas Ken – English Anglican clergyman, 1685-91 Bishop of Bath & Wells (1637-1711), Quotations book 2014


Even a mistake may turn out to be the one thing necessary to a worthwhile achievement.

attributed to Henry Ford – American engineer and industrialist (1863-1947), Quotations book 2015


We make a living by what we get. We make a life by what we give.

often falsely attributed to Sir Winston L. Churchill – British politician, 1940-45 and 1951-55 Prime Minister, Nobel Prize in literature 1953 (1874-1965)


Simplicity has a way of improving performance.

Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924), Quotations book 2020


Everybody talks about the weather, but nobody does anything about it.

Slogan – often attributed to Mark Twain, born Samuel Langhorne Clemens, American writer (1835-1910)


Obstacles are those frightful things you see when you take your eyes off the goal.

attributed to Henry Ford – American engineer and industrialist (1863-1947)


Synergy: A term widely used in business to explain an acquisition that otherwise makes no sense.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), in his letter to Berkshire Shareholders (1985)

Making better

My job is not to be easy on people. My job is to make them better.

Steve Jobs – American company founder, Apple (1955-2011), Quotations book 2016


It is far better to light the candle than to curse the darkness.

William L. Watkinson – English Methodist preacher and writer (1838-1925), from his sermon “The Invincible Strategy” (1907), Quotations book 2019


It’s hardest to see what’s wrong about what seems normal.

Jane S. Fonda – American actress and writer (b. 1937), in “My Life So Far”, act two, chapter 1 “1968” (2010)


When a management with a reputation for brilliance tackles a business with a reputation for bad economics, it is the reputation of the business that remains intact.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


Turn your face towards the sun and the shadows will fall behind you.

from Tanzania – Quotations book 2012

Child in the manger

Once you have taken in the sight of the beautiful child in the manger – take your time, do not hurry away.
First make his eyes your eyes, his ears your ears and his mouth your mouth.
Make his hands your hands, his smile your smile and his greeting your greeting.
Then you will recognize your sister, your brother, in every person.
And as you dry their tears and share their joy, God’s Son is also born in you and you may rejoice.

Christmas thoughts, often attributed to Marisa Roos – German poet, Quotations book 2020


A wise man will make more opportunities than he finds.

Sir Francis Bacon – English philosopher, politician and writer (1561-1626), from his essay “Of Adversity” (1625)


We don’t laugh because we’re happy – we’re happy because we laugh.

solgan of the laughter yoga movement, attributed to William James – American philosopher and psychologist (1842-1910)


Miracles are not contrary to nature only contrary to what we know about nature.

in the style of Augustine of Hippo – known as Aurelius Augustinus, early Christian theologian and philosopher, one of the four Latin Doctors of Church (354-430), Quotations book 2012

Investment advantage

Your investment advantage is usually at its greatest immediately before, during and right after the corporate event or change.

Joel Greenblatt – American hedge fonds manager and honorary professor at Columbia University (b. 1957), Quotations book 2008


Time does not change us.

It just unfolds us..

Max Frisch – Swiss writer (1911-1991), Quotations book 2008


It’s a good idea to review past mistakes before committing new ones.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), from “Warren Buffett on Business: Principles from the Sage of Omaha” (2009), Quotations book 2020

Attitude and skills

Hire for attitude, train for skills.

Herbert D. “Herb” Kelleher – American entrepreneur, co-founder of Southwest Airlines (1931-2019), Quotations book 2019

Win or learn

I never lose. I either win or learn.



A greedy man brings trouble to his family, but he who hates bribes will live.

The Bible, Proverbs 15:27 (NIV) – Quotations book

Recepy to success

There are no secrets to success. It is the result of preparation, hard work, and learning from failure.

Colin Powell – American general and politician, 2001-05 Secretary of state (b. 1937)


You hear a lot of strange things about tithing. Some say it is a church tax, and they expect me to pay it and that is the end of it. Others say that when I give God one-tenth of my income, He blesses the nine-tenths that is left to the extent that the nine-tenths now goes as far as the whole thing used to go.

This isn’t really true, is it? Suppose a farmer had 100 bushels of corn in the barn and he decides to plant 10 bushels in the ground. What multiplies? Is it the 90 bushels that he has left in the barn? Oh, no. All of us “farmers” know it is the 10 bushels you put in the ground that multiplies.

Similarly, it is the 10 percent you give to God that multiplies..

Dr. R. Stanley Tam – American entrepreneur, f.ex. United States Plasic Corp., and philanthropist (b. 1915), from “God owns my Business” (1972), Quotations book 2009

Capital allocation

Capital allocation is the CEO’s most important job.

William N. Thorndike, Jr. – American writer (*1963), from “The Outsiders – Eight Unconventional CEOs and Their Radically Rational Blueprint for Success” (2012), Quotations book 2021


Property … is the only solution men have yet discovered to the problem of reconciling individual freedom with the absence of conflict. Law, liberty, and property are an inseparable trinity.

Friedrich August von Hayek – Austrian economist and social philosopher, Nobel Memorial Prize in economic sciences 1974 (1899-1992), from “Law, Legislation And Liberty”, Volume 1 (1973), Quotations book 2015

Question mark

The question mark is more powerful than the exclamation point.

Dale Carnegie – born Dale Carnagey, American author and personality coach (1888-1955)


Speculation…is neither illegal, immortal nor un-American. But is not a game in which Charlie and I wish to play. We bring nothing to the party, so why should we expect to take anything home?

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2010


We must constantly build dykes of courage to hold back the flood of fear.

Martin Luther King jr. – American civil rights activist and pastor, Nobel Peace Prize 1964 (1929-1968), in his essay “The Strength to Love” (1963)

Everyone is edifying

I have rarely if ever found anyone out of whom I could not extract amusement or edification.

Sir Walter Scott – Scottish historical novelist, playwright, poet and historian (1771-1832), from his diary, published as “The Journal of Sir Walter Scott”, volume 1 (1890)


Helgon äro de människor, som göra det lättare för andra att tro på Gud.

A saint is one who makes it easier for others to believe in God.

Nathan Söderblom – Swedish Lutheran theologian, 1914-31 Archbishop of Uppsala, Nobel Peace Prize 1930 (1866-1931), in “Den levande Guden: grundformer av personlig religion” (“The Living God”, 1932), Quotations book 2016


Rarely have I seen a situation where doing less than the other guy is a good strategy.

James “Jimmy” Spithill – Australian yachtsman, 2010 and 2013 Americas Cup winner (b. 1979)


If you can’t feed 100 people, then feed just one.

Wisdom, often attributed to Mother Teresa – born Agnes Gonxha Bojaxhiu, Albanian-born Indian nun and order’s founder, Nobel Peace Prize (1910-1997), could not be verified by the Mother Teresa Center, Quotations book 2013


Quality means doing the right thing, when no one is watching.

Wilhelm K. Meurer – German-born Canadian businessman, aphorisat and publicist (1934-2018), Quotations book 2014


Chase the vision, not the money. The money will end up following you.

Tony Hsieh – American internet entrepreneur and venture capitalist, CEO Zappos (1973-2020)


Stay hungry, stay foolish! You´ve got to find what you love.

Steve Jobs – American company founder, Apple (1955-2011), to graduates at Stanford University on June 12th, 2005, Quotations book 2016


Ὧν ἡ σοφία παρασκευάζεται εἰς τὴν τοῦ ὅλου βίου μακαριότητα, πολὺ μέγιστόν ἐστιν ἡ τῆς φιλίας κτῆσις.

Epicurus from Samos – Greek philosopher (341-270 B. C.); from “Lives and Opinions of Eminent Philosophers” (Book ten, Epicurus) by Diogenes Laërtius (Greek historian and doxographer, 3rd century CE)

Faithraising instead of fundraising

Saddleback doesn’t do fundraising. For us, it’s all about faithraising. Why? Because we believe GOD is primarily interested in growing our faith, not getting our money. We also believe that if the first happens, the second will naturally occur.

Forrest Reinhard – pastor of the Saddleback Community Church, Lake Forest, California (b. 1958), Quotations book 2010


But at the heart of his personality was the boldness of his ideas.
Zalman didn’t do little things. Zalman was here to change the world.

Roger Hertog – American businessman, financier, and philanthropist, co-founder of Sanford C. Bernstein & Company (b. 1941), in his obituary on Zalman Chaim Bernstein (born Sanford Bernstein, American businessman and philanthropist, co-founder of Sanford C. Bernstein & Company, 1926-1999)

Know your past

Only those who know the past have a future.

attributed to Wilhelm von Humboldt – Prussiian scholar, writer and statesman (1767-1835), allegedly said during a journey to Paris in 1789, Quotations book 2020

No source could be verified by the Wilhelm von Humboldt foundation.


Surround yourself with the best people you can find, delegate authority, and don’t interfere as long as the policy you’ve decided upon is being carried out.

Ronald W. Reagan – American politician, 1981-89 40th president (1911-2004), in an interview with the “Fortune” magazine (September 15th, 1986), Quotations book 2015

Watchword 2017

God says: I will give you a new heart and put a new spirit in you.

The bible, Ezekiel 36:26 (NIV) – Zitateheft 2017

The Protestant pastor and song writer Otto Riethmüller (1889-1939) – he belonged to the Confessing Church – decided in 1930 under the impression of the Nacional Socialism’s propaganda, to give henceforth every calendar year a headline with a Bible verse. An act of civil courage! He has established a tradition that still exists today. Meanwhile, the annual solution is set by the Ecumenical Association for Bible Reading (Ökumenische Arbeitsgemeinschaft für Bibellesen) three years in advance.

Changing our thinking

The world as we have created it is a process of our thinking. It cannot be changed without changing our thinking.

following Albert Einstein – German physicist, Nobel prize in physics 1921 (1879-1955)


Predicting rain doesn’t count. Building arks does.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), in his letter to Berkshire Shareholders (2001), Quotations book 2018


Entrepreneurs recognize and pursue opportunity without regard to the resources they currently control. They find creative ways to acquire the resources to achieve their goals.

Robert Reiss – American radio host, founder of the “The CEO-Show” (b. 1961)


Time is the friend of the wonderful business, the enemy of the mediocre.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2003

Without Love

Duty without Love creates annoyance.
Truth without Love creates addiction to criticism.
Education without Love creates contradiction.
Cleverness without Love turns cagey.
Responsibility without Love turns inconsiderate.
Justice without Love creates hardness.
Politeness without Love creates hypocrisy.
Order without Love creates pettiness.
Knowledge without Love turns obstinate.
Power without Love turns violent.
Honour without Love creates pride.
Possession without Love turns avaricious.
Believe without Love turns fanatic

attributed to Laozhi – chinese philosopher (ca 3rd-5th century BC)


Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that.

Martin Luther King jr. – American civil rights activist and pastor, Nobel Peace Prize 1964 (1929-1968), Quotations book 2013

Money and character

Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


There is no elevator to success. You’ll have to use the stairs.



Especially whenever our affairs seem to be in crisis, we are almost compelled to give our first attention to the urgent present rather than to the important future.

Dwight David Eisenhower – American general and politician, 1953-61 34th president (1890-1969), in his address to the Century Association (December 7, 1961)

Getting better

When you stop getting better, you stop being good.

Franz Türk – Austrian cellarer, vineyard owner and entrepreneur (b. 1970), Quotations book 2016


Jesus comes into our night so that we can come into his light.

Peter Hahne – German television host and 1992-2009 member of the German Evangelical Church Council (b. 1952), Quotations book 2012


If you make your calling your profession you don’t work, you live.

Michael Flatley – Irish-born American dancer and choreographer (b. 1958), Quotations book 2009

Walk on mountains

The Lord and King gives me strength. … He helps me walk on the highest places.

The bible, Habakkuk 3:19 (NIRV)

Think first

The wise man ought not to think afterwards but rather to think beforehand.

Oὐ μετανοεῖν ἀλλὰ προνοεῖν χρὴ τὸν ἄνδρα τὸν σοφόν.

Axiopistos – Greek forger (ca. 4th century BC), who published two books under the name of the Sicilian comedy poet Epicharmus (ca. 540-460 BC), noted as “Fragmenta Pseudepicharmea 280”


Risk comes from not knowing what you’re doing.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2002


Forming fortune is like a big tree giving shade.

Norman Rentrop – German publisher (b. 1957)

John Wooden’s “Seven Point Creed”

1. Be true to yourself.
2. Make each day your masterpiece.
3. Help others.
4. Drink deeply from good books, especially the Bible.
5. Make friendship a fine art.
6. Build a shelter against a rainy day.
7. Pray for guidance and give thanks for your blessings every day.

John Hugh Wooden – American farmer (1882-1950), father of the legendary basketball player and coach John Wooden (1910-2010), whom he gave these lines upon graduation from grammar school, which Wooden kept in his wallet a life Long, Quotations book 2017


Golf is a game of luck. The more I practice, the luckier I get.

Proverb in golfing

Using resources more fruitfully

The entrepreneur shifts economic resources out of an area of lower and into an area of higher productivity and greater yield.

based on Jean-Baptiste Say – French economist and businessman (1767-1832), quoted by Peter F. Drucker (Austrian-born American management thinker, 1909-2005) in “Innovation and Entrepreneurship: Practice and Principles” (1985)


Car il suffit pour y voir clair de changer de perspective.

Antoine de Saint-Exupéry –  écrivain, et aviateur français (1900-1944), de “La Citaelle” (1948), Brochure de citation 2014


Love is the strongest force the world possesses and yet it is the humblest imaginable.

Mahatma Gandhi – Indian politician (1896-1948), from “Ahimsa or the way of Non-violence” (posthumously 1958 in “All men are brothers”), Quotations book 2014


Liberty is not the power of doing what we like, but the right of being able to do what we ought.

John Emerich Edward Dalberg-Acton, 1st Baron Acton – English historian, liberal catholic and journalist (1834-1904), Quotations book 2013


I never learned anything while I was talking.

Larry King – born Lawrence Harvey Zeiger, American journalist (1933-2021), Quotations book 2007


The customer still thinks on the quality of our products, when he has long forgotten the price.

Business slogan – Quotations book 2015


The weak can never forgive.

Forgiveness is the attribute of the strong.

Mahatma Gandhi – Indian politician (1869-1948), Quotations book 2004

Venture Capital

We back jockeys, not horses.

Motto of venture investors – Quotations book 2005


When you see a good investment, look for a better investment.

Guy Spier – South African investor (b. 1966), from “The Education of a Value Investor” (2014)


When the power of love overcomes the love of power, the world will know peace.

attributed to Jimi Hendrix – born James Marshall Hendrix, American guitarrist, composer and singer (1942-1970), Quotations book 2018

Union in times of peace

This time the men of western Europe have not lacked courage and have not acted too late. They have done something great and what is remarkable and perhaps unique is that they have done it by renouncing means of force, any constraint, any threat.

Paul-Henry Spaak – Belgian politician, 1956-61 Nato General Secretary (1899-1972), on Occasion of the signing of the Roman Treaties 1957, seen on a bust of Paul-Henry Spaak in front of Brussel’s Central Station , Quotations book 2013

Road to success

The road to success is always under construction.


Ten maxims

1. Commit to your business. Believe in it more than anyone else.
2. Share your profits with all your associates, and treat them as partners.
3. Motivate your partners. Money and ownership alone aren’t enough. […] Set high goals, encourage competition, and then keep store.
4. Communicate everything you possibly can to your partners. […] Information is power, and the gain you get from empowering your associates more than offsets the risk of informing your competitors.
5. Appreciate everything your associates do for the business. […] We like to hear it often. […] Nothing else can quite substitute for a few well-chosen, well timed, sincere words of praise. They’re absolutely free – and worth a fortune.
6. Celebrate your successes. Find some humor in your failures. Don`t take yourself so seriously.
7. Listen to everyone in your company. And figure out ways to get them talking.
8. Exceed your customer’s expectations. […] Give them what they want – and a little more. […] Make good on all your mistakes, and don’t make excuses – apologize. […] The two most important words I ever wrote were on that first Wal-Mart sign: SATISFACTION GUARANTEED.
9. Control your expenses better than your competition. This is where you can always find the competitive advantage.
10. Swim upstream. Go the other way. Ignore conventional wisdom. If everybody else is doing it one way, there’s a good chance you can find your niche by going in exactly the opposite direction.

Samuel M. “Sam” Walton – American entrepreneur, founder of Walmart (1918-1992), from “Sam Walton, Made in America: My story” (1992)


If your work speaks for itself, don’t interrupt.

attributed to Henry J. Kaiser – American entrepreneur, founder of several companies – today Kaiser Group International (1882-1967)


Opportunity is missed by most people because it is dressed in overalls and looks like work.

Thomas Alva Edison – American inventor (1847-1931)


You can either follow a paint-by-numbers-kit approach to life and stay within the accepted lines or you can decide you want to create a masterpiece.

James C. “Jim” Collins – American business consultant, author and academic (b. 1958)

Be thankful for what

If you have food in the refrigerator, clothes on your back, a roof overhead and a place to sleep … you are richer than 75 % of this world.

If you have money in the bank, in your wallet, and spare change in a dish some place … you are among the top 8 %  of the world’s wealthy.

If you woke up this morning with more health than illness … you are more blessed than the million who will not survive this week.

If you have never experienced the danger of battle, the loneliness of imprisonment, the agony of torture, or the pangs of starvation … you are ahead of 500 million people in the world.

If you can attend a church meeting without fear of harassment, arrest, torture, or death … you are more blessed than three billion people in the world.

If your parents are still alive and still married … you are very rare.

If you hold up your head with a smile on your face and are truly thankful … you are blessed because the majority can, but most do not.

If you can hold someone’s hand, hug them or even touch them on the shoulder … you are blessed because you can offer healing touch.

If you can read this message, you just received a double blessing that someone was thinking of you, and furthermore … you are more blessed than 780 Million people in the world that cannot read at all.

Have a good day, count your blessings, and pass this along to remind everyone else how blessed we all are.

Blessing – found on the Internet, Quotations book 2016

Make decisions

It’s not hard to make decisions when you know what your values are.

Roy E. Disney – American film producer, nephew of Walt Disney (1930-2009), Quotations book 2005


I believe in what I do, and I do what I believe in.

Peter E. Mück – German writer and graphic artist (b. 1946)


When a wise man points to the moon, the fool looks at the finger.

Chinese proverb – Quotations book 2007


Does the company have a management of unquestionable integrity?

Philip A. Fisher – American Growth-Investor and Mementor for Warren Buffett (1907-2004)

Accept decisions

Elections belong to the people. It’s their decision. If they decide to turn their back on the fire and burn their behinds, then they will just have to sit on their blisters.

wisdom, often attributed to Abraham Lincoln – American politician, 1861-65 16th president (1809-1865), abolished slavery in 1863;
the Lincoln Presidential Library in Springfield (Illinois) called his authorship unlikely, Quotations book 2019


If you can’t do great things, do small things in a great way.

Napoleon Hill – American writer: “Think And Grow Rich” (1883-1970)


Nobody ever learned anything from the second hit of a horse.

attributed to R. Philip Hanes – American entrepreneur and author (1926-2011)

Compound interest

Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.

often falsely attributed to Albert Einstein – Quotations book 2008

Being generous

Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously.

The Bible, 2 Corinthians 9:6 (NIV) – Quotations book 2005


Aimer un être, c’est accepter de vieillir avec lui.

Albert Camus – écrivain et philosophe français, prix Nobel de littérature en 1957 (1913-1960), de “Caligula”, Acte IV, Scène XIII (1945)

To love someone is to accept to grow old with them.

Albert Camus – Frech philosopher and writer, Nobel Prize in literature 1957 (1913-1960), from “Caligula”, Act IV, Scene XIII (1945)

Best wishes

May you have enough happiness to make you sweet,
enough trials to make you strong,
enough sorrow to keep you human,
enough hope to make you happy.

Wish, Quotations book 2013


Success is the maximum utilization of the ability that you have.

Zig Ziglar – amerikanischer Autor, Motivationstrainer und Unternehmer (1926-2012)


The difference between the almost right word and the right word is really a large matter–it’s the difference between the lightning bug and the lightning.

Mark Twain – born Samuel Langhorne Clemens, American writer (1835-1910)


Everything is possible for one who believes.

The Bible, Markus 9:23 (NIV) – Quotations book 2003


If you can’t trust the CEO with your children should something happen to you. You should not go on the board. .

Armando Codina – American entrepreneur and investor (b. 1946)

Resist the commencements

First they came for the communists, and I did not speak out— because I was not a communist;

Then they came for the socialists, and I did not speak out— because I was not a socialist;

Then they came for the trade unionists, and I did not speak out— because I was not a trade unionist;

Then they came for me— and there was no one left to speak out.

Martin Niemöller – German theologian and resistance fighter against Nationalsocialism (1892-1984), Quotations book 2007


I think that by concentrating on smaller companies, you improve your chances of catching the next wave.

Ralph Wanger – American fund manager (b. 1934)

Wilberforce and manners

The almighty LORD set two targets for me: the abolishment of slavery and the reformation of manners.

William Wilberforce – British parliamentarian and philanthropist, who had a relevant contribution to the abolishment of slavery (1759-1833)


If you have no confidence in self you are twice defeated in the race of life. With confidence you have won even before you have started.

Marcus Mosiah Garvey – Jamaican politician and civil right activist, one of Jamaica’s national heroes (1887-1940), from “Philosophy and Options of Marcus Garvey: Or, Africa for the Africans” (1967)


Ma sappi che prima di entrare nella Terra Promessa avrai da attraversare il Mar Rosso e il deserto.

Don Giovanni Melchiore Bosco – sacerdote cattolici e pedagogo italiano (1815-1888), a Michele Rua (3.10.1852), citati in “Don Bosco: Una biografia nuova” (1979), Libretto delle citazioni 2021

But know that before attaining the Promised Land you’ll have to cross the Red Sea and the desert.

Don Giovanni Melchiore Bosco – Italian Catholic priest and pedagogue (1815-1888), to Michele Rua (3.10.1852), quoted in “Don Bosco: New Biography” (1979), Quotations book 2021


Go where the puck is going to be, not where you see it.

Lowell “Bud” Paxson – American media executive (1935-2015), founder of Home Shopping TV, the Pax Net channels and “Worship TV”, Quotations book 2003


There is a place that you are to fill and no one else can fill, something you are to do, which no one else can do.

attributed to Plato – Greek philosopher (c. 428-348 B.C.), Quotations book 2015

Back the big edge

Fold early when the odds are against you, or if you have a big edge, back it heavily because you don’t get a big edge often.

Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924), from “Damn Right: Behind the Scenes with Berkshire Hathaway Billionaire Charlie Munger” (2000), Quotations book 2021

Both hands

With only one Hand, you can’t tie a knot.

from Mongolia – Quotations book 2014

Know your strength

Figure out what you’re good at and play that game. You don’t have to be good at everything.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)

Give away

The meaning of life is to find your gift. The purpose of life is to pass it on.

proverb, often falsely attributed to William Shakespeare (English writer, 1564-1616) or Pablo Picasso (born Pablo Diego José Francisco de Paula Juan Nepomuceno María de los Remedios Cipriano de la Santísima Trinidad Ruiz y Picasso, Spanisch artist, 1881-1973)

Man of value

Try not to become a man of success but rather become a man of value!

Albert Einstein – German physicist, Nobel Prize in physics 1921 (1879-1955), Quotations book 2005

Minimum turnover

The produce of a field stands related to the amount of that mineral ingredient which its soil contains in smallest quantity.

Mineral Theory by Prof. Dr. Justus Freiherr von Liebig – German chemist and agricultural scientist (1803-1873), from “Principles of Agricultural Chemistry: With Special Reference to the Late Researches Made in England” (1855)


In the beginning God created the heavens and the earth. Now the earth was formless and empty, darkness was over the surface of the deep, and the Spirit of God was hovering over the waters. And God said, “Let there be light”, and there was light. God saw the light was good, and he separated the light from the darkness.

The Bible, Genesis 1-4 (NIV) – Quotations book 2005

Perseguir los sueños

No es verdad que las personas dejan de perseguir sus sueños porque envejecen, envejecen porque dejan de perseguir sus sueños.

It is not true that people stop pursuing dreams because they grow old, they grow old because they stop pursuing dreams.

Gabriel García Márquez – Columbian writer, Nobel prize in literature 1982 (1927-2014)


I can do all things through Christ who strengthens me.

The Bible, Philippians 4:13 (ERV)

Joy of business

The joy of business lies in the drive to succeed for the sake, not of the fruits of success but of success itself, in the will to conquer, in the impulse to fight for what’s right, and in the thrill of exercising our energy and ingenuity.

following Joseph Alois Schumpeter – Austrian economist (1883-1950), Quotations book 2008


You want to learn from experience, but you want to learn from other people’s experience when you can.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Q&A session with MBA students at Tuck School of Business, Dartmout (2005)


How much better to get wisdom than gold, to get insight rather than silver.

The Bible, Proverbs 16:16 (NIV)

Children See What They Live

If a child lives with criticism, he learns to condemn.

If a child lives with hostility, he learns to fight.

If a child lives with ridicule, he learns to be shy.

If a child lives with shame, he learns to feel guilty.

If a child lives with tolerance, he learns to be patient.

If a child lives with encouragement, he learns confidence.

If a child lives with praise, he learns to appreciate.

If a child lives with fairness, he learns justice.

If a child lives with security, he learns to have faith.

If a child lives with approval, he learns to like himself.

If a child lives with acceptance and friendship, he learns to find love in the world.

seen at Guthrie Castle, Scotland – Quotations book 2002


One of the most pleasant experiences in our life is to serve as a target, but without being hit.

proverb, often attributed to Sir Winston L. Churchill – British politician, 1940-45 and 1951-55 Prime Minister, Nobel Prize in literature 1953 (1874-1965), Quotations book 2018


Of all ways of defining man, the worst is the one which makes him out to be a rational animal.

Anatole France – born Jacques Anatole François Thibault, French poet, Nobel Prize in literature 1921 (1844-1924), Quotations book 2003

Bad business

After some other mistakes, I learned to go into business only with people whom I like, trust, and admire. We’ve never succeeded in making a good deal with a bad person.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (*1930), Quotations books 2002 + 2006


Each learns more readily, and retains more willingly, what makes him laugh than what he approves of and respects.

Discit enim citius meminitque libentius illud
quod quis deridet quam quod probat et veneratur.

Quintus Horatius Flaccus (Horaz) – Roman writer (65-8 B.C.), from “Epistularum liber secundus” (c. 14 B.C.), Quotations book 2020


There’s nothing in the Ten Commandments forbidding old ladies to climb trees, is there?

Astrid Lindgren – Swedish writer (1907-2002), happily to a film crew during the production of the television film “Tuffa gumman” (“The Tough Old Lady”, 1979), Quotations book 2020

Det står väl inte i Mose lag att gamla kärringar inte får klättra i träd!

Astrid Lindgren – svensk författare (1907-2002), glatt till filmteamet under inspelningen av tv-filmen “Tuffa gumman” (1979), citat broschyr 2020


Education is the passport to the future, for tomorrow belongs to those who prepare for it today.

attributed to Malcolm X zugeschrieben – born Malcolm Little; American Muslim preacher and civil rights activist (1925-1965)


To obtain better results than the others, you must do someting different than the others.

attributed to Sir John Marks Templeton – value investor and philanthropist (1912-2008), Quotations book 2016


One of the greatest discoveries a man makes, one of his great surprises, is to find he can do what he was afraid he couldn’t do.

attributed to Henry Ford – American engineer and industrialist (1863-1947)


Nobody knows what’s in him until he tries to pull it out.

Ernest M. Hemingway – American writer, Nobel Prize in literature 1954 (1899-1961)

La pensée

Notre tête est ronde pour permettre à la pensée de changer de direction.

Francis Picabia – peintre, graphiste et écrivain français (1879-1953), Brochure de citation 2013

Learning from the world

What the pupil must learn, if he learns anything at all, is that the world will do most of the work for you, provided you cooperate with it by identifying how it really works and aligning with those realities. If we do not let the world teach us, it teaches us a lesson.

attributed to Joseph Tussman – American philosopher and educator (1914-2005)

A question of attitude

You don’t want to be in business with people who need a contract to be motivated to perform.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), from “Warren Buffett’s Management Secrets” (2009), Quotations book 2012


We are all interested in the future, for that is where you and I are going to spend the rest of our lives.

Criswell (aka “The Amazing Criswell”) – born Jeron Criswell Konig, American Entertainer and spycic  (1907-1982), from the beginning speech of the science fiction movie “Plan 9 From Outer Space” (1957)


Anyone who stops learning is old, whether at twenty or eighty.

Henry Ford – American engineer and industrialist (1863-1947), Quotations book 2006

Overnight success

Timing, perseverance, and ten years of trying will eventually make you look like an overnight success.

Christopher Isaac “Biz” Stone – American entrepreneur, co-founder of “Twitter” (b.1974), Quotations book 2021

Satisfied costumers

No one can guarantee you a job other than satisfied customers. That’s the only thing that works. Nothing creates work other than products and services you provide that create satisfied customers.

Jack Welch – born John Francis Welch jr., legendary American manager: General Electric (1935-2020), Fortune 1999: Manager of the Century, Quotations book 2013


Comradeship and trust will emerge naturally when discipline and high standards are enforced.

Tao Zhu Gong – born Fan Li, Chniese advisor to the emperor of Yue (500 BC), eleventh Business principle


The greatest trust between man and man is the trust of giving counsel.

Summa quae intercedit inter homines fides, et illa consilium impertiendi.

Sir Francis Bacon – English philosopher, politician and writer (1561-1626), from his essay “De Consilio” (“Of Counsils”) in “Essayes: Religious Meditations. Places of Perswasion and Disswasion. Seene and Allowed” (1625), Quotations book 2018

Seeds of time

If you can look into the seeds of time and say which grain will grow and which not, speak then to me…

William Shakespeare – English writer (1564-1616), in “Macbeth” 1st act, Scene 3/4 “Banquo” (1623)

Obedient stockholders

The typical American stockholder is the most docile and apathetic animal in captivity. He does what the board of directors tell him to do and never thinks of asserting his individual rights as owner of the business and employer of its paid officers.

Benjamin Graham – born Benjamin Großbaum, American investor and inventor of systematic stocks analysis (1894-1976)


Ideas are easy. Implementation is hard.

Guy Kawasaki – American company founder, venture capitalist, author and marketing evangelist (b. 1954), in “The Art of the Start: The Time-Tested, Battle-Hardened Guide for Anyone Starting Anything” (2004)

Truth wins

Lies run sprints but the truth runs marathons.

Michael Jackson – American musician and singer (1958-2009), Quotations book 2013


Forgive someone and set a person free and you will discover, that this person is you.

Proverb – Quotations book 2004

World’s value

The ordinary gives the world its existence, the extraordinary its value.

attributed to Oscar Wilde – Irish writer (1854-1900), Quotations book 2016

Why not?

The common question that gets asked in business is, “why?” That’s a good question, but an equally valid question is, “why not?”

Jeffrey P. “Jeff” Bezos – American company founder: Amazon (b. 1964), in an interview with Steven Levy for wired.com (November 13th, 2011)


Germans are honest men.

William Shakespeare – English author (1564-1616), in “The Merry Wives of Windsor” (1597), Quotations book 2003

False estimation

Most people ignore probabilities and exaggerate risk.

Ralf Wanger – American fund manager (b. 1934), from “A Zebra in Lion Country” (1999)

On giants’ shoulders

If I have seen further it is by standing on ye shoulders of giants.

Sir Isaac Newton – English mathematician, physicist and astronomer (1643-1727), from a letter to Robert Hooke (5.2.1676)

Du Good

Do all the good you can,
by all the means you can, in all the ways you can,
in all the places you can,
to all the people you can, as long as ever you can.

attributed to John Wesley – English preacher (1703-1791), known as “John Wesley’s Rule”

Decide brave

Most decisions should probably be made with somewhere around 70% of the information you wish you had. If you wait for 90%, in most cases, you’re probably being slow.

Jeffrey P. “Jeff” Bezos – American company founder: Amazon (b. 1964), in his letter to the shareholders (2016), Quotations book 2020


God does not love us because we are valuable; we are valuable because He loves us.

Fulton J. Sheen – American Catholic cleric, 1966-69 Bishop of Rochester, 1969-79 Titular Archbishop of Newport, Wales (1895-1979), from “Remade for Happiness: Achieving Life’s Purpose through Spiritual Transformation” (1946), Quotations book 2021


As for property, it is a duty to make money, but only by honourable means; it is a duty also to save it and increase it by care and thrift.

Res autem familiaris quaeri debet iis rebus, a quibus abest turpitudo, conservari autem diligentia et parsimonia, eisdem etiam rebus augeri.

Marcus Tullius Cicero – Roman politician (106-43 B.C.), from “De officiis” (41 B.C.)

Faith is

Faith is to hold on to the fact that the seemingly unanswered prayer of many years is no futile routine, but a means through which God reaches his great eternal objectives – in due course.

Dr. Pamela Reeve – American theologian, Multnomah University (1916-2013)


The biggest risk is not taking any risk.

Mark Zuckerberg – American company founder: facebook (b. 1984)


The big money is not in the buying and selling, but in the waiting.

Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924)


Don’t wish it were easier. Wish you were better.

Jim Rohn – American entrepreneur, author and motivational trainer (1930-2009), from “The Art of Exceptional Living” (1993)

Too lazy to think

There is no expedient to which man will not resort to avoid the real labour of thinking.

Sir Joshua Reynolds – English painter (1723-1792)

Look forward

My partner Charlie and I never look back; we have so much to look forward to that it does not make sense to look back.

Warren Buffet – American value investor, Chairman of Berkshire Hathaway (b. 1930), found on youtube: “Warren Buffett MBA Talk”


It is incredible how rich you can get by not being perfect.

Larry Hite – America investor (b. 1941)


In the realist, faith is not born from miracles, but miracles from faith.

Fyodor Mikhailovich Dostoyevsk – Russian writer (1821-1881), from “The Brothers Karamazov”, part I, book one, chapter 5 (1880)

В реалисте вера не от чуда рождается, а чудо от веры.

Федор Достоевский – русский писатель (1821-1881), из “Бра́тья Карама́зовы”,
часть I, книга первая, глава 5 (1880)


Our scars remind us of our past, they do not define our future.

proverb, falsely attributed to Mark Twain – born Samuel Langhorne Clemens, American writer (1835-1910)


No one rises to low expectations.

Les Brown – American motivational speaker (b. 1945)

Free market economy

The great virtue of a free market system is that it does not care what color people are; it does not care what their religion is; it only cares whether they can produce something you want to buy.

It is the most effective system we have discovered to enable people who hate one another to deal with one another and help one another..

Milton Friedman – American economist, Nobel Memorial Prize in economic sciences 1976 (1912-2006), Quotations book 2009


When you hire people who love what they do, they make you look like a genious.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2012


Habit is habit, and not to be flung out of the window by any man, but coaxed down-stairs a step at a time.

Mark Twain – born Samuel Langhorne Clemens, American writer (1835-1910), from “Pudd’nhead Wilson and Those Extraordinary Twins” (Chapter VI, 1884)

Turn to

Ò δέ καθήμενος μετὰ ἀδελφῶν, οὐκ ὀφείλει εἶναι τετραγωνιαῖος, ἀλλὰ στρογγύλος, ἵνα πρὸς πάντας κυλίηται.

wisdom of Abbas Matoe – early Christian monk, as quotet in “The Words of the Fathers” (“Apophthegmata Patrum”), a book about the first Christian monks in Egypt (3rd to 5th century)


If not now, when?
If not here, where?
If not us, who?

American proverb – often falsely attributed to John F. Kennedy (American politician, 1961-63 35th president, 1917-1963) or Robert F. Kennedy (American politician (1925-1968), could not be verified


Ask for the ancient paths, ask where the good way is, and walk in it, and you will find rest for your souls.

The Bible, Jeremiah 6,16 (NIV) – Quotations book 2010

Experience of Life

A woman was strolling along a street in Paris when she spotted Picasso sketching at a sidewalk cafe.
The woman went over and asked Picasso if he could sketch her, and charge her accordingly.
Picasso obliged. In just minutes, there she was: an original Picasso.
“And what do I owe you?” she asked.
“Five thousand francs” he answered.
“But it only took you three minutes”, she exclaimed.
“No”, Picasso said. “It took all my life.”

Pablo Picasso – born Pablo Diego José Francisco de Paula Juan Nepomuceno María de los Remedios Cipriano de la Santísima Trinidad Ruiz y Picasso, Spanish artist (1881-1973), Quotations book 2004


You can’t climb the ladder of success with your hands in your pockets.

Arnold A. Schwarzenegger – Austrian-born American actor, bodybuilder and politician, 2003-11 Governor of California (b. 1947), in his commencement speech at the University of California (May 15th, 2009), Quotations book 2017


Generally speaking, envy, resentment, revenge and self-pity are disastrous modes of thought. […] You do not want to drift into self-pity. … Self-pity will not improve the situation.

Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924), from his USC School of Law Commencement speech (May 13th, 2007)


It is only occasionally that there is any reason for selling (carefully selected stocks) at all.

Philip A. Fisher – Growth-Investor and mentor of Warren Buffett (1907-2004), Quotations book 2007


Each one should use whatever gift he has received to serve others, faithfully administering God’s grace in its various forms.

The Bible, 1. Peter 4,1 (NIV)


Every problem you master helps you on in future – and gives you fresh strength.

Stefanie Graf – German former tennis player (b. 1969)


High expectations are the key to everything.

Samuel M. “Sam” Walton – American entrepreneur, founder of Walmart (1918-1992)

Customer focus

Our culture emphasizes rapid innovation and prioritizes user engagement over short-term financial results.

from the prospectus of facebook, Inc. (2012)


The modern clergy believe they can bring man closer to Christ by insisting on Christ’s humanity.
Thus forgetting that we do not trust in Christ because He is man, but because He is God.

Nicolás Gómez Dávila – Colombian philosopher (1913-1994), from “Escolios a un Texto Implícito: Selección”, p. 472 (1977), Quotations book 2017

El clero moderno cree poder acercar mejor el hombre a Cristo, insistiendo sobre la humanidad de Jesús.
Olvidando así que no confiamos en Cristo porque es hombre, sino porque es Dios.

Nicolás Gómez Dávila – filósofo columbiano (1913-1994), de “Escolios a un texto implícito” (1977), Libro de citas 2017


The future is never clear. You pay a very high price in the stock market for a cheery consensus. Uncertainty is the friend of the buyer of long-term values.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2014


I think you’ll make more money in the end with good ethics than bad.

Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924), in “Harvard Law Bulletin” (Summer 2001), Quotations book 2002


If, when making a stock investment, you’re not considering holding it at least ten years, don’t waste more than ten minutes considering it.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2020


If you chase two rabbits, both will escape.

Otto von Bismarck – German politician, 1871-90 first chancellor (1815-1898), Quotations book 2006

Financial analysts

Financial analysts are like politicians, never there to be counted when they’re wrong.

Brian Joffe – South African company founder: Bidvest Group (b. 1947)


Wherever we look upon this earth, the opportunities take shape within the problems.

Nelson A. Rockefeller – American politician and philanthropist,1974-77 vicepresident (1908-1997)


tell you the truth, if you have faith as small as a mustard seed, you can say to this mountain, ‘Move from here to there’ and it will move. Nothing will be impossible for you!

The Bible, Matthew 17:20-21 (N.N.) – Quotations book 2007


The Forbes list of the 400 richest Americans had about the same level of wellbeing as the Maasai of East Africa, a traditional herding people who live in huts with no electricity or running water.

Ed Diener – American professor in psychology (b. 1946), from “Barclays Wealth Insights, Volume 4: The True Value of Wealth” (2007)

Made for love

I think that because this is a moral universe, then right will prevail, goodness will prevail, compassion will prevail, laughter will prevail, love, caring, sharing will prevail. Because we are made for goodness. We are made for love.

Desmond Tutu – South African anglican clergyman, 1986-96 Archbishop of the archdiocese Cape Town, Nobel Peace Prize 1984 (b. 1931), Quotations book 2013

Copyright by Desmond Tutu, used with permission of the Desmond and Leah Tutu Legacy Foundation, all rights reserved.

Prevent problems

Intellectuals solve problems, geniuses prevent them.

often falsely attributed to Albert Einstein – Quotations book 2008


There are many things of which a wise man might wish to be ignorant.

Ralph Waldo Emerson – American writer (1803-1882), from “Demonology” (1877)


The value of an idea lies in the using of it.

attributed to Thomas Alva Edison – American inventor (1847-1931)


I’ve concluded that the metric by which God will assess my life isn’t dollars but the individual people whose lives I’ve touched.

Prof. Clayton M. Christensen – American American academic and business consultant, bishop of the Church of Jesus Christ of Latter-day Saints (1952-2020), from “How Will You Measure Your Life?” (“Harvard Business Review”, 07/08 2010)


A ship in the harbour is safe… But that’s not what the ships were made for.

Wisdom – Quotations book 2002


Courage is fear that has said its prayers.

Joyce Meyer – American evangelist (b. 1943), from “I Dare You: Embrace Life with Passion”, chapter 7 (2007)


If you work just for money, you’ll never make it, but if you love what you’re doing and always put the customer first, success will be yours.

Raymond Albert “Ray” Kroc – American company founder, who was brave enough to switch from a milk shake-machine-agent to a fast food-entreprenaur at the age of 52: McDonald’s Corp. (1902-1984), Quotations book 2016

New paths

It is better to stumble on new paths than to make no headway on the old tracks.

Jochen Mariss – German author, photographer and designer (b. 1955)


First, you need two piles. You have to segregate businesses you can understand and reasonably predict from those you don’t understand and can’t reasonably predict. An example is chewing gum versus software. You also have to recognize what you can and can not know. Put everything you can’t understand or that is difficult to predict in one pile. That is the too hard pile.

Once you know the other pile, then its important to read a lot, learn about the industries, get background information, etc. on the companies in those piles. Read a lot of 10Ks and Qs, etc. Read about the competitors.

I don’t want to know the price of the stock prior to my analysis. I want to do the work and estimate a value for the stock and then compare that to the current offering price. If I know the price in advance it may influence my analysis..

following Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2013

The seven national crimes

I don’t think.
I don’t know.
I don’t care.
I am too busy.
I leave well enough alone.
I have no time to read and find out.
I am not interested.

William H. J. Boetcker – American presbyterian clergyman, born in Hamburg (1873-1962), published 1916

Leaving trails

I will not follow where the path may lead, but I will go where there is no path, and I will leave a trail.

Muriel Strode – American poet (1875-1964), from “My Little Book of Prayer” (1904)


An entrepreneur isn’t someone who owns a business, it’s someone who makes things happen.

Timothy “Tim” Ferriss – American entrepreneur and author (b. 1977)

Our deepest fear

Our deepest fear is not that we are inadequate.
Our deepest fear is that we are powerful beyond measure.
It is our light, not our darkness that frightens us most.
We ask ourselves: who am I to be brilliant, gorgeous, talented and fabulous?
Actually, who are you not to be? You are a child of God.
Your playing small doesn’t save the world.
There is nothing enlightened about shrinking so that other people won’t feel insecure around you.
We were born to make manifest the glory of God within us.
It is not just in some of us: It’s in everyone.
And, as we let our own light shine, we unconsciously give other people permission to do the same.
As we are liberated from our own fear, our presence automatically liberates others

Marianne Williamson – American author and scholar (b. 1952). This Quote is oft falsely attributed to Nelson Mandela in his inaugural speech from 1994, see: ANC history

About Happiness

If you want happiness for an hour, take a nap. If you want happiness for a day, go fishing. If you want happiness for a year, inherit a fortune. If you want happiness for a lifetime, help somebody.

Chinese wisdom, said by Prem Watsa – Canadian investor, chairman and founder of Fairfax Financial Holdings (b. 1950), Quotations book 2013


I would as soon leave to my son a curse as the almighty Dollar.

Andrew Carnegie – Scottish-born American steel industrialist (1835-1919), from “The Gospel of Wealth” (1889)


Keep things simple and take them seriously – simplicity is the end result of long hard work, not the starting point.

realization – Quotations book 2010


A lie will fly around the whole world while the truth is getting its boots on.

attributed to Mark Twain – Born Samuel Langhorne Clemens, American writer (1835-1910)

Give away

Everything we have is really loaned to us; we can’t take anything with us when we depart. If we have no use for a thing, we should pass it on to someone else who can use it – now.

attributed to Norma S. Scholl


Security is mostly a superstition. It does not exist in nature, nor do the children of men as a whole experience it. Avoiding danger is no safer in the long run than outright exposure. Life is either a daring adventure, or nothing.

Helen Keller – American deaf-blind writer (1880-1968), from “The Open Door” (1957), Quotations book 2018


Teach us to realize how short our lives are. Then our hearts will become wise.

The Bible, Psalms 90:12 (NIRV) – Quotations book 2009

Sell eqipment instead of digging for gold

Since the Industrial Revolution began, going downstream – investing in businesses that will benefit from new technology rather than investing in the technology companies themselves – has often been the smarter strategy.

Ralph Wanger – American fund manager (b. 1934), Quotations book 2019


A good leader inspires men to have confidence in him; a great leader inspires them to have confidence in themselves.

Wisdom – Quotations book 2015


It wasn’t raining when Noah built the Ark.

proverbial saying – Quotations book 2017


Treating people with respect will gain one wide acceptance and improve the business.

Tao Zhu Gong – Born Fan Li, Chinese advisor to the emperor of Yue (500 BC), second business principle

Learning from Keynes

Keynes identified my problem: “The difficulty lies, not in the new ideas but in escaping from the old ones.”

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), in his letter to Berkshire Shareholders (1983)


He uses statistics as a drunken man uses lamp posts – for support rather than illumination.

Andrew Lang – Scottish writer (1844-1912)

Constante e sublime

Camminate con i piedi per terra e con il cuore abitate in cielo.

Don Giovanni Melchiore Bosco – sacerdote cattolici e pedagogo italiano (1815-1888), Libretto delle citazioni 2021

Walk with your feet on the ground and your heart in the sky.

Don Giovanni Melchiore Bosco – Italian Catholic priest and pedagogue (1815-1888), Quotations book 2021


L’intuizione, è l’intelligenza che commette un eccesso di velocità.

proverbio italiano – Libretto delle citazioni 2020

Staff selection

Hire people who are better than you are, then leave them to get on with it.

David Ogilvy – legendary British advertising executive and entrepreneur (1911-1999), Quotations book 2018


You never win alone. Once you start believing something different, you start loosing.

Mika Häkkinen – Finnish former Formula One-racing driver (b. 1968), Quotations book 2007


You miss 100% of the shots you don’t take.

Wayne Gretzky – Canadian ice hockey player and coach (b. 1961)


The more difficult the victory, the greater the happiness in winning.

attributed to Pelé – born Edson Arantes do Nascimento, Brazilian football player (b. 1940), Quotations book 2018


When you are born with wings, you should do anything you can and use them to fly.

attributed to Florence Nightingale- English nurse, founder of modern nursing (1820-1910), Quotations book 2016

Investment success

Investment success will not be produced by arcane formulae, computer programs or signals flashed by the price behavior of stocks and markets. Rather an investor will succeed by coupling good business judgment with an ability to insulate his thoughts and behavior from the super-contagious emotions that swirl about the marketplace.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2015


In our good works nothing is our own.

Johan Calvin – born Jean Cauvin, French reformator and founder of the Calvinism (1509-1564)

Price and value

Price is what you pay. Value is what you get.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)

Best Investment

The best investment with the least risk and the greatest dividend is giving.

Sir John Marks Templeton – value investor and philanthropist (1912-2008), Quotations book 2012

Aim high

Gentlemen, make no little plans; they have no magic to stir men’s blood … Make big plans … aim high in hope and work.

Daniel H. Burnham – American urban designer for Chicago (1846-1912), Quotations book 2011


It is not happiness that makes you grateful, but gratefulness that makes you happy.

Brother David Steindl-Rast – Austrian-born American Benedictine monk (b. 1926), www.gratefulness.org, www.dankbarkeit.org, Quotations book 2006

Whatever you do

Whatever you do, do wisely, and think of the consequences.

Quidquid agis, prudenter agas et respice finem!

from the”Gesta Romanorum” – late medieval collection of examples (14th Century)


Imagination is more important than knowledge. For knowledge is limited.

Albert Einstein – German physicist, Nobel Prize in physics 1921 (1879-1955), Quotations book 2011


I worry about what money might do to my kids. So I have decided to make it very clear that they are not going to get a penny. My wife Trudie and I are heroically trying to spend it all!

Sting – born Gordon Matthew Sumner, Rockstar, whose bargain ich estimated to 35 million Euro by “Euro am Sonntag” (b. 1951), Quotations book 2005

Against the math

When we lower prices, we go against the math that we can do, which always says that the smart move is to raise prices.

Jeffrey P. “Jeff” Bezos – American company founder: Amazon (b. 1964), in his letter to the shareholders (2005)


Life’s blows cannot break a person whose spirit is warmed at the fire of enthusiasm.

Norman Vincent Peale – American clergyman and author (1898-1993), in “Positive thinking for a time like this” (1975), Quotations book 2012


he reputation of a thousand years may be determined by the conduct of one hour.

Japanese proverb


No work is worse than overwork.

Samuel Smiles – Scottish author and government reformer (1812-1904), from “Character” (1871)


Common sense tells you that you will find more and sometimes better investment opportunities if you search everywhere in the world.

Sir John Marks Templeton – value investor and philanthropist (1912-2008), Quotations book 2010


The best index to a persons character is (a) how he treats people who can’t do him any good, and (b) how he treats people who can’t fight back.

Abigail van Buren – born Pauline Esther Friedman, American advice columnist (1918-2013), Quotations book 2003


What you cannot plan out, you have to try out.

Tom Peters – American author and consultant (b. 1942), Quotations boook 2015
see tompeters.com


If you tell the truth, you don’t have to remember your lies.

Warren Buffett – American value investor, chairman of Berkshire Heathaway (b. 1930), Quotations book 2007


If I knew what my five best ideas were, that is all i would own.

Jean-Marie Eveillard – French stox investor (*1940)


If you’re looking for a home run – a great investment for five years or ten years or more – then the only way to beat this enormous fog that covers the future is to identify a long-term trend that will give a particular business some sort of edge.

Ralph Wanger – American fund manager (b. 1933), Quotations book 2019

Perfect Church

If you wait for a perfect church, you must wait until you get to heaven; and even if you could find a perfect assenbly on earth, I am sure they would not admit you to their fellowship, for you are not perfect yourself.

Charles Haddon Spurgeon – English baptist pastor (1834-1892), from “Additions to the Church”, Predigt 1167 (1874)

Successful stock

If a business does well, the stock eventually follows.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


I learned that courage was not the absence of fear, but the triumph over it. I felt fear myself more times than I can remember, but I hid it behind a mask of boldness. The brave man is not he who does not feel afraid, but he who conquers that fear.

Nelson Mandela – South African anti-apartheid activist and politician, 1994-99 president, Nobel Peace Prize (1918-2013), from his autobiography “Long Walk to Freedom” (1994), Quotations book 2021


Markets can remain irrational longer than you can remain solvent.

John Maynard Keynes – British economist and investor (1883-1946), Quotations book 2006


You must capture and keep the heart of the original and supremely able man before his brain can do its best.

Andrew Carnegie – Scottish-born American steel industrialist (1935-1919), Quotations book 2003


Deus est aliquid quo nihil maius cogitatur potest.

Anselm of Canterbury – medieval Christian theologian, founder of scholastik (c. 1033-1109), from “Proslogion” (1077/78)

Change and growth

Change is constant, growth is optional.

Kim Butcher – American investor (b. 1958)

Go where the action is

A desk is a dangerous place from which to view the world.

John le Carré – born David John Moore Cornwell, British author (1931-2020), Quotations book 2018


If I’d listened to my consumers, I’d have given them a faster horse.

Henry Ford – American engineer and industrialist (1863-1947), Quotations book 2004

Prayer for Generosity

Lord, teach me to be generous.
Teach me to serve as you deserve;
To give and not count the cost;
To fight and not to heed the wounds;
To toil and not to ask for rest;
To labor and not ask for reward;
Save that of knowing I am doing your will.

Ignatius of Loyola – founder of the Jesuit order (1491-1556), Quotations book 2006


We need to feel a high sense of urgency. But this does not mean that we should mount our charger and try to ride off in all directions at once.

Dwight David Eisenhower – American general and politician, 1953-61 34th president (1890-1969), in a radio and television address to the American people on science in national security (November 7, 1957)

New ideas

The man with a new idea is a crank until the idea succeeds.

Mark Twain – born Samuel Langhorne Clemens, American writer (1835-1910), Quotations book 2006

Keep moving

A rolling stone gathers no moss.

proverb – Quotations book 2020

Lifelong investing

To invest successfully over a lifetime does not require a stratospheric IQ, unusual business insight, or inside information. What’s needed is a sound intellectual framework for decisions and the ability to keep emotions from corroding that framework.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2005

Watchword 2007

Behold! I am doing a new thing! Now it springs up; do you not perceive it?

The Bible, Jesaja 43:19a (ESV) – Quotations book 2007

The Protestant pastor and song writer Otto Riethmüller (1889-1939) – he belonged to the Confessing Church – decided in 1930 under the impression of the Nacional Socialism’s propaganda, to give henceforth every calendar year a headline with a Bible verse. An act of civil courage! He has established a tradition that still exists today. Meanwhile, the annual solution is set by the Ecumenical Association for Bible Reading (Ökumenische Arbeitsgemeinschaft für Bibellesen) three years in advance.


If you don’t have a competitive advantage, don’t compete.

Jack Welch – born John Francis Welch jr., legendary American manager: General Electric (1935-2020), Fortune 1999: Manager of the Century

Le sourire

Il est un bon moyen de se créer une âme amicale : le sourire. … Le sourire large, net. …
Savoir sourire : quelle force ! Force d’apaisement, force de douceur, de calme, force de rayonnement.

Guy de Larigaudie – scout et écrivain français (1908-1940), de Étoile au grand large” (postum 1943)


Ce qui importe ce n’est pas d’ajouter des années à la vie, mais d’ajouter de la vie aux années.

attribué à Alexis Carrel – chirurgien, anatomiste et biologiste français, prix Nobel de physiologie ou médecine 1912 (1873-1944)


I’m convinced that about half of what separates the successful entrepreneurs from the non-successful ones is pure perseverance.

Steve Jobs – American company founder, Apple (1955-2011), from an interview with Daniel Morrow for the “Smithsonian Institute” (April 20th, 1995), Quotations book 2021


An organization’s ability to learn, and translate that learning into action rapidly, is the ultimate competitive Advantage.

Jack Welch – born John Francis Welch jr., legendary American manager: General Electric (1935-2020), Fortune 1999: Manager of the Century, Quotations book 2014


A public-opinion poll is no substitute for thought.

Warren Buffett – American value investor, chairman of Berkshire Heathaway (b. 1930), Quotations book 2007


Facere docet philosophia, non dicere.

Philosophy teaches us to act, not to speak.

Lucius Annaeus Seneca – Roman philosopher (4 B.C. – 65 A.C.), from “Letters on ethics to Licilius” (“Epistulae morales ad Lucilium”, 63 A.C.)


Hope is definitely not the same thing as optimism. It is not the conviction that something will turn out well, but the certainty that something makes sense, regardless of how it turns out.

Dr. h. c. Václav Havel – Czech writer and politician, 1993-2003 president of the Czech Republik (1936-2011), from “Disturbing the peace: a conversation with Karel Hvížďala”, Chapter 5 (1986), Quotations book 2017

Naděje není to přesvědčení, že něco dobře dopadne, ale jistota, že má něco smysl – bez ohledu na to, jak to dopadne.

Dr. h.c. Václav Havel – český a později politik, 1993-2003 prezidentem České republiky (1936-2011), “Dálkový výslech. Rozhovor s Karlem Hvížd’alou” (1986), Citace knihy 2017


Le bonheur est de connaître ses limites et de les aimer.

Romain Rolland – écrivain et pacifiste français, prix Nobel de littérature 1915 (1866-1944), de “Jean-Christophe: La Nouvelle Journée” (1912)


Everyone can rise above their circumstances and achieve success if they are dedicated to and passionate about what they do.

Nelson Mandela – South African anti-apartheid activist and politician, 1994-99 president, Nobel Peace Prize (1918-2013), from a letter to Makhaya Ntini on his 100th cricket test (17 December 2009)

Donors motivation

It gives me a good feeling.

Walter Annenberg – American philanthropist, who donated paintings worth 1 Billion $ to the New York Metropolitan Museum on his motivation (1908-2002), Quotations book 2004

Savoir et voir

Il faut savoir et voir, et il faut voir et savoir.

Claude Lanzmann – réalisateur et documentaire français (1925-2018), d’après une interview dans “Cahiers du cinéma”, n ° 374, (juillet / août 1985)


People are unreasonable,
illogical and self-centered,

If you do good,
people will accuse you of selfish,
ulterior motives,

If you are successful,
you win false friends and true enemies,

The good you do today
will be forgotten tomorrow,

Honesty and frankness
make you vulnerable,

What you spent years building
may be destroyed overnight,

People who really need help
but may attack you if you help them,

Give the world your best
and you’ll get kicked in the teeth,

from a boeard in Sishu Bhavan, a children’s home in Calcutta, where Mother Teresa (Albanian nun, 1910-1997) used to work. “Anyway”) is a text from eight of the “Paradoxical Commandments” by Dr. Kent M. Keith (see below), Quotations book 2002


1. People are illogical, unreasonable, and self-centered. Love them anyway.
2. If you do good, people will accuse you of selfish ulterior motives. Do good anyway.
3. If you are successful, you win false friends and true enemies. Succeed anyway.
4. The good you do today will be forgotten tomorrow. Do good anyway.
5. Honesty and frankness make you vulnerable. Be honest and frank anyway.
6. The biggest men with the biggest ideas can be shot down by the smallest men with the smallest minds. Think big anyway.
7. People favor underdogs, but follow only top dogs. Fight for a few underdogs anyway.
8. What you spend years building may be destroyed overnight. Build anyway.
9. People really need help but may attack you if you do help them. Help people anyway.
10. Give the world the best you have and you’ll get kicked in the teeth. Give the world the best you have anyway.
Additional to “Paradoxical Commandments” at  “The Final Analysis”: You see, in the final analysis, it is all between you and God; I was never between you and them anyway.

Good theories

I like good theories. They work better.

often falsely attributed to Albert Einstein

Rules for Life

Rule 1: Life is not fair – get used to it!
Rule 2: Thro world won’t care about your self-esteem. The world will expect you to accomplish something BEFORE you feel good about yourself.
Rule 3: You will NOT make $40.000 a year right out of high school. You won’t be a vice-president with a car phone until you earn both.
Rule 4: If you think your teacher is tough, wait till you get a boss.
Rule 5: Flipping burgers is not beneath your dignity. Your Grandparents had a different word for burger flipping: they called it opportunity.
Rule 6: If you mess up, it’s not your parents fault, so don’t whine about your mistakes, learn from them.
Rule 7: Before you were born, your parents weren’t as boring as they are now. They got that way from paying your bills, cleaning your clothes and listening to you talk about how cool you thought you were. So before you save the rain forest from the parasites of your parent’s generation, try delousing the closet in your own room.
Rule 8: Your school may have done away with winners and losers, but life HAS NOT. In some schools, they have abolished failing grades and they’ll give you as MANY TIMES as you want to get the right answer. This doesn’t bear the slightest resemblance to ANYTHING in real life.
Rule 9: Life is not divided into semesters. You don’t get summers off and very few employers are interested in helping you FIND YOURSELF. Do that in your own time.
Rule 10: Television is NOT real life. In real life people actually have to leave the coffee shop and go to jobs.
Rule 11: Be nice to nerds. Chances are you’ll end up working for one.

Charles J. Sykes – American journalist and author, from an article in the San Diego Union Tribune from September 19th, 1996, often falsely attributed to William H. “Bill” Gates

Succès et objectifs

On ne fait jamais attention à ce qui a été fait; on ne voit que ce qui reste à faire.

Marie Curie – aussi Marie Skłodowska-Curie, physicienne et chimiste française d’origine polonaise, prix Nobel de physique en 1903 et prix Nobel de chimie en 1911 (1867-1934), d’une lettre à son frère Józef Skłodowski (18/03/1894), Brochure de citation 2021

One never notices what has been done; one can only see what remains to be done.

Marie Curie – also Marie Skłodowska-Curie, Polish-born French physicist and chemist, Nobel Prize in Physics 1903 and Nobel Prize in Chemistry 1911 (1867-1934), from a letter to her brother Józef Skłodowski (3/18/1894), Quotations book 2021


Ability will enable a man to get to the top, but it takes character to keep him there.

Wisdom – Quotations book 2015


The time of maximum pessimism is the best time to buy, and the time of maximum optimism is the best time to sell.

Sir John Marks Templeton – value investor and philanthropist (1912-2008)


La parole est moitié à celui qui parle, moitié à celui qui l’écoute.

Speaking is half his who speaks, and half his who hears.

Michel de Montaigne – French writer and philosopher (1533-1592), from “De l’expèrience”, published in the third volume of his essays (1595), Quotations book 2015


Man does not want liberty in order to maximize his utility, or that of the society of which he is a part. He wants liberty to become the man he wants to become.

James M. Buchanan – American economist, Nobel Memorial Prize in economic sciences 1986 (1919-2013), Quotations book 2008

Use time

We must use time as a tool, not as a couch.

John F. Kennedy – American politician, 1961-63 35th president (1917-1963), in his speech at the National Association of Manufacturers in New York (December 6th, 1961), Quotations book 2019


It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change.

Charles Darwin – Britisch scientist (1809-1882), Quotations book 2016

Brief and clear

Whatever you are teaching be brief so that impressionable minds may readily understand what you’ve said, and hold fast to it.

Quidquid praecipies, esto brevis, ut cito dicta, percipiant animi dociles teneantque fideles.

Quintus Horatius Flaccus (Horaz) – Roman writer (65-8 B.C.), from “Ars poetica” 335 (c. 19 B.C.), Quotations book 2020

Insight in leisure

It’s the leisure hours, happily used, that have opened up a new world to many a person.

attributed to George M. Adams – American newspaper columnist (1878-1067)

Money doesn’t bring happiness

I have made many millions but they have brought me no happiness.

attrubited to John D. Rockefeller – American oil magnate, sunday’s School teacher and world’s richest man at his time (1839-1937)


Fool me once, shame on you.
Fool me twice, shame on me.

Chinese proverb

Good societies

Good societies can survive people doing immoral things. But a good society cannot survive if it calls immoral things moral.

Dennis M. Prager – American radio talk show host and writer, founder and president of “PragerU” (b. 1948)

Advertise or die

Without advertising today I would be a millionaire (instead of billionaire).

attributed to John Paul Getty – American oil industrialist and art mecenate, at his time richest man of the world (1892-1976)

Outstanding managers

Outstanding managers are like good friends: when you find one the friendship is durable and capable of lasting years. But friendships aren’t given; they require work and patience. And they reward us when most needed by keeping us from doing dumb things.

Consider the mental stress of changing friends regularly! How much financial stress comes form a continual changing of financial relations?

Arthur D. Clarke – American investment advisor (b. 1942), Quotations book 2005

Change your mind

When the facts change, I change my mind. What do you do, Sir?

attributed to John Maynard Keynes – British economist and investor (1883-1946), as a reaction on the critics, he would change his mind very often, Quotations book 2012


We don’t see things as they are, we see them as we are.



Hope is not the conviction that something will turn out well, but the certainty that something makes sense, regardless of how it turns out.



As long as you’re green you’re growing, as soon as you’re ripe you start to rot.

Raymond Albert “Ray” Kroc – American company founder, who was brave enough to switch from a milk shake-machine-agent to a fast food-entreprenaur at the age of 52: McDonald’s Corp. (1902-1984), from “Grinding It Out: The Making of McDonald’s” (1977), Quotations book 2018


All of the good in the world is not done by foundation donations. Much more good is done via ordinary business operations of the corporations in which they invest.

Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924), Quotations book 2002


God, give us grace to accept with serenity the things that cannot be changed, courage to change the things which should be changed, and the wisdom to distinguish the one from the other.

Reinhold Niebuhr – German-American theologian (1892-1971), Quotations book 2006

Stay young

A person is not old until regrets take the place of dreams.

John Barrymore – American actor (1882-1942), as quoted in the biography “Good Night, Sweet Prince: The Life and Times of John Barrymore” by Gene Fowler (1949)

Greediness and idolatry

If anyone does not refrain from the love of money, he will be defiled by idolatry and so be judged as if he were one of the heathen.

Polycarp of Smyrna -early Christian theologian, Bishop of Smyrna, one of the Apostolic Fathers(ca.69/70 – ca. 155/156), in his letter to the Philippians

Being right

We do not get paid for activity, just for being right.

Warren Buffet – American value investor, Chairman of Berkshire Hathaway (b. 1930)

Start walking

Don’t wait for the light at the end of the tunnel.
Stride down there… and light the thing yourself.

attributed to Sara Hamilton – Australian cattle breeder and author (1936-2005), Quotations book 2011

Hvem du er

Det er det du gjør og ikke det du sier som viser hvem du egentlig er.

Norsk ordtak – Sitater bok 2017

It’s what you do, not what you say, that shows who you really are.

Norwegian proverb – Quotations book 2017


I believe that every right implies a responsibility; every opportunity, an obligation; every possession, a duty.

John D. Rockefeller jr. – American philanthropist (1874-1960), Quotations book 2003


A goal is a dream with a deadline.

Napoleon Hill – American writer: “Think And Grow Rich” (1883-1970), Quotations book 2020


Criticism is the fertilizer of learning.

attributed to Sir John Marks Templeton – value investor and philanthropist (1912-2008), Quotations book 2018

Don’t give up

Our greatest weakness lies in giving up. The most certain way to succeed is to try just one more time.

Thomas Alva Edison – American inventor (1847-1931)


παρὰ τούτοις εἶναι μᾶλλον πρῶτος ἢ παρὰ Ῥωμαίοις δεύτερος.

Mallem hic primus esse quam Romae secundus.

I had rather be the first man here than the second man in Rome.

Plutarch – Greek writer (c. 45-125), in “Life of Caesar” (c. 96), Quotations book 2016

Get better

Get good – get out.

Peter F. Drucker – Austrian-born American management expert (1909-2005), Quotations book 2012


The longer the time horizon, the better the performance is likely to be.

Louis A. “Lou” Simpson – American investor (b. 1936), Quotations book 2017


We shape our buildings, and afterwards our buildings shape us.

Sir Winston L. Churchill – British politician, 1940-45 and 1951-55 Prime Minister, Nobel Prize in literature 1953 (1874-1965), in his speech to the reconstruction of the House of Commons, Quotations book 2009

Good business

This is the cornerstone of our investment philosophy: Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good results.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), in a letter to his partners (January 18, 1963)

Gauge risks

The probability of being struck by lightning is tiny, but many people are excessively terrified when they hear thunder.

Peter L. Bernstein – American financial historian, economist and educator (1919-2009), from “Against the Gods: The Remarkable Story of Risk” (1996), inspired by “Logic, Or, the Art of Thinking: Being the Port-Royal Logic” (“La logique, ou l’art de penser”, 1662), Quotations book 2021

Art of business

Being good in business is the most fascinating kind of art.

Andy Warhol – American artist (1928-1987)


A smooth sea never made a skilled mariner.


Minimize Risk

The way to minimize risk is to think..

Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924)

Read to survive?

Dinosaurs didn’t read, now the’re extinct. Coincidence?

rhetorical question