Przyszłości się nie poznaje, lecz się ją tworzy.

Stanisław Brzozowski – polski filozof i pisarz (1878 – 1911), z “Legenda Młodej Polski. Studia o strukturze duszy kulturalnej” (1910)

You don’t recognize the future, but you create it.

Stanisław Brzozowski – Polisch philosopher and writer (1878-1911), from “The Legend of Young Poland. Studies on the Structure of the Cultural Spirit” (“Legenda Młodej Polski. Studia o strukturze duszy kulturalnej”, 1910)

Treat people right

If you want the cooperation of humans around you, you must make them feel they are important, and you do that by being genuine and humble.

Nelson Mandela – South African anti-apartheid activist and politician, 1994-99 president, Nobel Peace Prize (1918-2013), from an interview with Oprah Winfrey for the “O magazine” (April 2001)


Success doesn’t just come and find you,
you have to go out and get it.

Evan Carmichael – Canadian consultant and company founder (b. 1980), Quotations book 2017

Leaving trails

I will not follow where the path may lead, but I will go where there is no path, and I will leave a trail.

Muriel Strode – American poet (1875-1964), from “My Little Book of Prayer” (1904)


Отлично думается, читая.

Лев Николаевич Толстой – русский писатель (1828-1910), из своих дневников (1857), Котировочная книга 2019


Of all ways of defining man, the worst is the one which makes him out to be a rational animal.

Anatole France – born Jacques Anatole François Thibault, French poet, Nobel Prize in literature 1921 (1844-1924), Quotations book 2003


The church does not satisfy expectations; it celebrates mysteries.

Carlo Maria Cardinal Martini – Italian Catholic clergyman, Archbishop of Milan from 1979 to 2002 (1927-2012), from the dialogue with Umberto Eco “Belief Or Nonbelief – A Confrontation” (1996, engl. 2000)

La Chiesa non soddisfa attese, celebra misteri.

Carlo Maria Cardinale Martini – Sacerdote cattolico italiano, arcivescovo di Milano dal 1979 al 2002 (1927-2012), dal dialogo con Umberto Eco “In cosa crede chi non crede?” (1996, inglese 2000)


All life is problem solving.

Sir Karl Raimund Popper – Austrian-born English philosopher and sociologist (1902-1994)


Every mission risks losing its identity as a mission if it eliminates suffering servanthood in exchange for personal ease on a par with the world’s standards.

Stephen E. Freed – International Director of International Teams (


Have you ever observed that we pay much more attention to a wise passage when it is quoted than when we read it in the original author?

Philip G. Hamerton – English writer (1834-1894), Quotations book 2004

Look forward

My partner Charlie and I never look back; we have so much to look forward to that it does not make sense to look back.

Warren Buffet – American value investor, Chairman of Berkshire Hathaway (b. 1930), found on youtube: “Warren Buffett MBA Talk”


The connecting link between God’s promise and His fulfillment is our faith.

Andrew Murray – South African priest and writer (1828-1917), from “How to Raise Your Children for Christ” (1887)


Look for the activity, that gives you the energy you put into it back to you in the form of enthusiasm.

William “Bill” Hybels – American Evangelical minister, founding and former senior pastor of Willow Creek Community Church (b. 1951), in his notes to the “Global Leadership Summit 2017”


Every now and then a man’s mind is stretched by a new idea or sensation, and never shrinks back to its former dimensions.

Oliver Wendell Holmes, Sr. – American physician and writer (1809-1894), from “The Autocrat of the Breakfast Table”, Capitel 11 (1858)


Success breeds complacency and arrogance.



Reconnaissance … est une vigilance de l’âme … contre les forces de dispersion intérieure.

Gabriel Marcel – philosophe français, représentant de l’existentialisme chrétien (1889-1973), de “Le déclin de la sagesse” (1954)

Gratitude … is a vigilance of the soul … against the inward forces of dispersal.

Gabriel Marcel – French philosopher, representative of Christian existentialism (1889-1973), from “The decline of wisdom” (1954)


News are the first rough draft of history.

proverb from journalism

Great love

Not all of us can do great things. But we can do small things with great love.

slogan of nursing – Quotations book 2020


We never know the worth of water ’til the well is dry.

Proverb – Quotations book 2005

Be yourself

Det Store er ikke at være Dette eller Hiint, men at være sig selv.

The greatness is not to be this or that but to be oneself.

Søren Aabye Kierkegaard – Danish Protestant theologian an philosopher (1813-1855), known as one of the most important academics in Denmark; from “Either – Or. A Life Fragment” (1843), Quotations book 2016

Sympathy with suffering

It is much more easy to have sympathy with suffering, than it is to have sympathy with thought. Accordingly, with admirable though misdirected intentions, they very seriously and very sentimentally set themselves to the task of remedying the evils that they see. But their remedies do not cure the disease, they merely prolong it. Indeed, their remedies are part of the disease..

Oscar Wilde – Irish writer (1854-1900), from “The Soul of Man under Socialism” (1891), Quotations book 2004

New paths

It would be absurd and self-contradictory to expect to achieve things, which have never yet been done can be done, other than through means that have never yet been tried.

Insanum quiddam esset, et in se contrarium, existimare ea, quae adhuc nunquam facta sunt, fieri posse, nisi per modos adhuc nunquam tentatos.

Sir Francis Bacon – English philosopher, politician and writer (1561-1626), from “New organon, or true directions concerning the interpretation of nature”, aphorism VI. (“Novum Organum, sive indicia vera de Interpretatione Naturae”, 1620)

Secret of success

Many people carefully avoid discovering the secret of success because deep down they suspect the secret may be hard work.

John L. Mason – American clergyman, speaker and author (b. 1955)

Doing the right

Do what is right not what is easy.

Slogan by Mylan Inc. – Quotations book 2014


More is learned from one’s errors than from one’s successes.

Primo Levi – Italian writer (1919-1987),  Quotations book 2002


Miracles are not contrary to nature only contrary to what we know about nature.

in the style of Augustine of Hippo – known as Aurelius Augustinus, early Christian theologian and philosopher, one of the four Latin Doctors of Church (354-430), Quotations book 2012


The more integrity we have and keep, the simpler and nobler that destiny is likely to be.

Glosse, gloss on views of George Santayana – born Jorge Agustín Nicolás Ruiz de Santayana y Borrás, Spanish-born American philosopher (1863-1952), could not be verified by experts at the Santayana Edition


When you always wait until everything fits perfectly and you are really ready, you wait until the end of your life.

Jan-David Golze – German business development expert,


Aimer un être, c’est accepter de vieillir avec lui.

Albert Camus – écrivain et philosophe français, prix Nobel de littérature en 1957 (1913-1960), de “Caligula”, Acte IV, Scène XIII (1945)

To love someone is to accept to grow old with them.

Albert Camus – Frech philosopher and writer, Nobel Prize in literature 1957 (1913-1960), from “Caligula”, Act IV, Scene XIII (1945)


Good timber does not grow with ease. The stronger the wind the stronger the trees.

Douglas Malloch – American writer, known as “Lumberman’s poet” (1877-1938), from his poem “Good Timber” (1926), Quotations book 2015


The voice of intelligence…is drowned out by the roar of fear. It is ignored by the voice of desire. It is contradicted by the voice of shame. It is biased by hate and extinguished by anger. Most of all it is silenced by ignorance.

Dr. Karl Augustus Menninger – American pyschiatrist, co-founder of Menninger clinic (1893-1990)

Price and value

Price is what you pay. Value is what you get.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


Do not pray for lighter burdens, pray for a stronger back!

attributed to Teresa of Àvila – spanish mystic and Catholic nun (1515-1582), Quotations book 2019

Get up

The one who falls and gets up is so much stronger than the one who never fell.

Alain Horoit (Mr. Never Give Up) – Belgian entrepreneur and motivational speaker (b. 1969)

Everything is possible

People saying: “It can’t be done,” are always being interrupted by somebody doing it.

proverb from the “Puck” – first successful American humor magazine (volume 52, no. 1347, December 24, 1902), Quotations book 2022

often falsely attributed to George Bernard Shaw (Irish writer, Nobel Prize in literature 1925, 1856-1950)


People don’t care how much you know until they know how much you care.

Wisdom – Quotations book 2008


You don’t have to be a genius or a visionary or even a college graduate to be successful. You just need a framework and a dream.

Michael S. Dell – American investor and company founder (b. 1965), quoted in “The Entrepreneur” (October 13th, 2012), Quotations book 2020


My material success was not to be attributed to what I have known or done myself, but to the faculty knowing and choosing others who did know better than myself. Precious knowledge this for any man to posses. I did not understand (for example) steam machinery, but I tried to understand that much more complicated piece of mechanism – man.

Andrew Carnegie – Scottish-born American steel entrepreneur (1835-1919), Quotations book 2003

Intelligent investment

Investment is most intelligent, when it is most businesslike.

Benjamin Graham – born as Benjamin Großbaum, American investor and inventor of systematic stocks analysis (1894-1976), from “The Intelligent Investor” (1949), Quotations book 2015


Risk = exposure to change

Alexander Ineichen – Swiss banker (*1967), from “Asymmetric Returns”


A leader is one who knows the way, goes the way, and shows the way.

John C. Maxwell – American leadership expert, author and speaker (b. 1947), from “The Right to Lead: Learning Leadership Through Character and Courage” (2010)


Courage is resistance to fear, mastery of fear — not absence of fear.

Mark Twain – born Samuel Langhorne Clemens, American writer (1835-1910), from “Pudd’nhead Wilson” (Chapter XII, 1894)


Deus est aliquid quo nihil maius cogitatur potest.

Anselm of Canterbury – medieval Christian theologian, founder of scholastik (c. 1033-1109), from “Proslogion” (1077/78)


L’âge ne vous protège pas de l’amour. Mais l’amour vous protège de l’âge.

de France – Brochure de citation 2020


Most leading brokers cannot spare the time and money to research smaller stocks. You are therefore more likely to find a bargain in this relatively under-exploited area of the stock market.

James D. “Jim” Slater – British entrepreneur and investor (1929-2015), from “The Zulu Principle: Making Extraordinary Profits from Ordinary Shares” (1992)

Seven social sins

1. Wealth without work

2. Pleasure without conscience

3. Knowledge without character

4. Commerce without morality

5. Science without humanity

6. Worship without sacrifice

7. Politics without principle

Mahatma Gandhi – Indian politician (1869-1948), Quotations book 2007


Investment in knowledge pays the best interest.

Benjamin Franklin – American politician, writer and scientist (1706-1790), Quotations book 2002


Remember: You always get what you deserve.

Slogan from sports

Watchword 2007

Behold! I am doing a new thing! Now it springs up; do you not perceive it?

The Bible, Jesaja 43:19a (ESV) – Quotations book 2007

The Protestant pastor and song writer Otto Riethmüller (1889-1939) – he belonged to the Confessing Church – decided in 1930 under the impression of the Nacional Socialism’s propaganda, to give henceforth every calendar year a headline with a Bible verse. An act of civil courage! He has established a tradition that still exists today. Meanwhile, the annual solution is set by the Ecumenical Association for Bible Reading (Ökumenische Arbeitsgemeinschaft für Bibellesen) three years in advance.


Faith is a kind of winged intellect. The great workmen of history have been men who believed like giants.

attributed to Charles Henry Parkhurst – American clergyman (1842-1933), Quotations book 2010


Pick cheap stocks. If you are any good at it, they will do better than the good, the bad and the ugly included in the index.

Massimo Fuggetta – Italian Asset manager, CIO at Bayes Investments (b. 1961), in his presentation “Investing: Theory vs. practice” (14 March 2019)

Stay tuned

Our competitors copied us and tried to kill us, but that was good: we had to keep inventing new things.

Gérard Mulliez – French family entrepreneur, o.a. Auchan, Boulanger, Decathlon, Leroy Merlin, Orsay (b. 1931), Quotations Book 2022


We love owning common stocks – if they can be purchased at attractive prices. Unless, however, we see a very high probability of at least 10% pre-tax returns, we will sit on the sidelines.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


You only learn who has been swimming naked when the tide goes out.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), in his letter to Berkshire Hathaway Shareholders (2007), Quotations book 2022


Ability will enable a man to get to the top, but it takes character to keep him there.

Wisdom – Quotations book 2015

Good life

To have a good life you need to live hidden.

French proverb


You cannot motivate the best people with money. Money is just a way to keep score. The best people in any field are motivated by passion.

Eric S. Raymond – founder of the “Open Source” movement (b. 1957), Quotations book 2006

Explaining the world with words or with mathematical formulas

Since the mathematicians have invaded the theory of relativity, I do not understand it myself anymore.

attributed to Albert Einstein – German physicist, Nobel Prize in physics 1921 (1879-1955), Quotations book 2008

Fear of God

The fear of God is a fountain of life, turning a man from the snares of death.

The Bible, Proverbs 14:27 (NIV) – Quotations book 2010


Great leaders are almost always great simplifiers.

Colin Powell – American general and politician, 2001-05 Secretary of state (1937-2021), Quotations book 2012


Teach us to realize how short our lives are. Then our hearts will become wise.

The Bible, Psalms 90:12 (NIRV) – Quotations book 2009


Charlie and I will limit ourselves to allocating capital, controlling enterprise risk, choosing managers and setting their compensation.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), from the Berkshire Hathaway Annual Report 2009


Each one should use whatever gift he has received to serve others, faithfully administering God’s grace in its various forms.

The Bible, 1. Peter 4,1 (NIV)


A greedy man brings trouble to his family, but he who hates bribes will live.

The Bible, Proverbs 15:27 (NIV) – Quotations book

Vision and Success

Every vision begins with a mental journey;

each success begins with making it reality.

Motto – Quotations book 2010

Scilled investment

The social object of skilled investment should be to defeat the dark forces of time and ignorance which envelope our future.

John Maynard Keynes – British economist and investor (1883-1946)

You can’t make an omelet without breaking eggs

Without oxen a stable stays clean, but you need a strong ox for a large harvest.

The Bible, Proverbs 14:4 (NLT)

Colin Powell’s rules

1. It ain’t as bad as you think. It will look better in the morning. This rule reflects an attitude and not a prediction. I have always tried to keep my confidence and optimism up, no matter how difficult the situation. Things will get better. You will make them better.
2. Get mad, then get over it. I’ve worked hard over the years to make sure that when I get mad, I get over it quickly and never lose control of myself.
3. Avoid having your ego so close to your position that when your position falls, your ego goes with it. Accept that your position was faulty, not your ego. Loyalty is disagreeing strongly, and loyalty is executing faithfully.
4. It can be done! Don’t surround yourself with instant skeptics. At the same time, don’t shut out skeptics and colleagues who give you solid counterviews.
5. Be careful what you choose. You may get it. Don’t rush into things.
6. Don’t let adverse facts stand in the way of a good decision. Superior leadership is often a matter of superb instinct. Often, the factual analysis alone will indicate the right choice. More often, your judgment will be needed to select from the best courses of action.
7. You can’t make someone else’s choices. You shouldn’t let someone else make yours. Since ultimate responsibility is yours, make sure the choice is yours and you are not responding to the pressure and desire of others.
8. Check small things. Success ultimately rests on small things, lots of small things. Leaders have to have a feel for small things—a feel for what is going on in the depths of an organization where small things reside. Leaders must find ways, formal and informal, to get visibility into that world.
9. Share credit. People need recognition and a sense of worth as much as they need food and water. Share the credit, take the blame, and quietly find out and fix things that went wrong. Whenever you place the cause of one of your actions outside yourself, it’s an excuse and not a reason.
10. Remain calm. Be kind. In the “heat of the battle”—whether military or corporate—kindness, like calmness, reassures followers and holds their confidence. Kindness connects you with other human beings in a bond of mutual respect. If you care for your followers and show them kindness, they will recognize and care for you.
11. Have a vision. Be demanding. Purpose is the destination of a vision. It energizes that vision, gives it force and drive. It should be positive and powerful and serve the better angels of an organization.
12. Don’t take counsel of your fears or naysayers. Fear is a normal human emotion. It is not in itself a killer. We can learn to be aware when fear grips us and can train to operate through and in spite of our fear.
13. Perpetual optimism is a force multiplier. Perpetual optimism, believing in yourself, believing in your purpose, believing you will prevail, and demonstrating passion and confidence is a force multiplier.

Colin Powell – American general and politician, 2001-05 Secretary of state (1937-2021)

Stay young

A person is not old until regrets take the place of dreams.

John Barrymore – American actor (1882-1942), as quoted in the biography “Good Night, Sweet Prince: The Life and Times of John Barrymore” by Gene Fowler (1949)

Progress starts in Little steps

All mankind’s progress has been achieved as a result of the initiative of a small minority that began to deviate from the ideas and customs of the majority until their example finally moved the others to accept the innovation themselves.

Ludwig von Mises – Austrian economist (1881-1973), from “Liberalism: In the Classical Tradition” (1927), Quotations book 2017


Nobody ever learned anything from the second hit of a horse.

attributed to R. Philip Hanes – American entrepreneur and author (1926-2011)

Take a position

Cowardice asks the question: “Is it safe?”
Expediency asks the question: “Is it politic?”
Vanity asks the question: “Is it popular?”
But conscience asks the question: “Is it right?”
And there comes a time, when one must take a position that is neither safe, nor politic, nor popular but he must take it because conscience tells him it is right.

Martin Luther King jr. – American civil rights activist and pastor, Nobel Peace Prize 1964 (1929-1968), from his speech “A Proper Sense of Priorities”, held in Washington on February 6th, 1968, Quotations book 2017

Alexander’s question

What data, facts, or events would cause you to change your mind?

Dr. E. Russell Alexander – American epidemiologist and public health official (1928-2006), Quotations book 2022


Kindness is a language which the deaf can hear and the blind can read.

wisdom, often attributed to Mark Twain – born Samuel Langhorne Clemens, American writer (1835-1910), could not be verified by the Mark-Twain-collection at the University of Berkeley, first published without an author’s name in “The Ladie‘s Repository” (June 1861), Quotations book 2019

Hvem du er

Det er det du gjør og ikke det du sier som viser hvem du egentlig er.

Norsk ordtak – Sitater bok 2017

It’s what you do, not what you say, that shows who you really are.

Norwegian proverb – Quotations book 2017


Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.

William Penn Adair “Will” Rogers – American humorist (1879-1935)


Philanthropy is harder than business. You are tackling important problems that people with intellect and money have tackled in the past and had a tough time solving.

Warren Buffett – American investor, Chairman of Berkshire Hathaway (b. 1930), from ” The Snowball: Warren Buffett and the Business of Life” by Alice Schroeder (2008), Quotations book 2017


In the end, all business operations can be reduced to three words, people, product and profits. Unless you’ve got a good team, you can’t do much with the other two.

Lee Iacocca – American entrepreneur, savior of Chrysler (1924-2019), Quotations book 2016

Decide brave

Most decisions should probably be made with somewhere around 70% of the information you wish you had. If you wait for 90%, in most cases, you’re probably being slow.

Jeffrey P. “Jeff” Bezos – American company founder: Amazon (b. 1964), in his letter to the shareholders (2016), Quotations book 2020


This is not the year you get everything you want.
This is the year you appreciate everything you have.



Life is short. Spend time with people who give chocolate.

Josh Harcus – American internet entrepreneur (b. 1989), Quotations book 2014


Progress is not possible without deviation (from the norm).

Frank Zappa – American rock musician (1940-1993), from an interview with VPRO (February 11th, 1971)


To improve is to change, so to be perfect is to have changed often.

Sir Winston L. Churchill – British politician, 1940-45 and 1951-55 Prime Minister, Nobel Prize in literature 1953 (1874-1965), during a debate with Philip Snowden, 1st Viscount Snowden(June 23, 1925), in “His complete speeches, 1897–1963”, vol. 4 (1922–1928), p. 3706, Quotations book 2013


I hope that I may always desire more than I can accomplish.

attributed to Michelangelo – born Michelangiolo Buonarroti Simoni, Italian skulptor, painter, architect and poet (1475-1564)


People […] grow five thousand roses in the same garden and yet do not find what they are looking for. […] What they are looking for could be found in one single rose.

Antoine de Saint-Exupéry – French writer and aviator (1900-1944), from “The Little Prince”, Chapter XXV (1943)

Les hommes […] cultivent cinq mille roses dans un même jardin… et ils n’y trouvent pas ce qu’ils cherchent. […] Et cependant ce qu’ils cherchent pourrait être trouvé dans une seule rose.

Antoine de Saint-Exupéry – écrivain et aviateur français (1900-1944), de “Le Petit Prince” (1943)


When you fine-tune your integrity, there is an exceptional reward.

Prof. Dr. Srinivasan Pillay – South African-born American psychiatrist

Civility code

1. We will greet and acknowledge each other.
2. We will say please and thank you.
3. We will treat each other equally and with respect.
4. We will be direct, sensitive and honest.
5. We will address incivility whenever it occurs.

William “Bill” Hybels – American Evangelical minister, founding and former senior pastor of Willow Creek Community Church (b. 1951), in his notes to the “Global Leadership Summit 2017”


A lot of people are afraid to say what they want. That’s why they don’t get what they want.

Madonna – born Madonna Louise Ciccone, American singer, actress, songwriter, dancer, author and director (b. 1958)

Lifelong Learning

I constantly see people rise in life who are not the smartest, sometimes not even the most diligent, but they are learning machines. They go to bed every night a little wiser than they were when they got up and boy, does that help, particularly when you have a long run ahead of you. Nothing has served me better in my long life than continuous learning.

Charlie Munger – Vice Chairman of Berkshire Hathaway (b. 1924), Quotations book 2011


Don’t take the wrong side of an argument just because your opponent has taken the right side.

Baltasar Gracián y Morales – Spanish philosopher and writer (1601-1658), Quotations book 2005

Authentic leadership

When you teach you cannot cheat.



It ain’t those parts of the bible that I can’t understand that bother me, it is the parts that I do understand.

attributed to Mark Twain – born Samuel Langhorne Clemens, American writer (1835-1910)


Focus on waht you can do not on what you cannot do.

Motto of a handicapped basketball-player and participant of the paralympic games – Quotations book 2004

Acto con amor

The Lord does not look so much to the grandeur of our works as to the love with which they are done.

Teresa of Àvila – spanish mystic and Catholic nun (1515-1582), from “Interior Castle” (1588), Quotations book 2017

El Señor no mira tanto la grandeza de las obras como el amor con que se hacen.

Teresa de Ávila – mística y doctor de la Iglesia española (1515-1582), a patir de “Moradas del Castillo Interior” (1588), Libro de citas 2017

Look forward

It is one of life’s laws that as soon as one door closes, another one opens. But the tragedy is that we look at the closed door and disregard the open one.

attributed to André Gide – French writer, Nobel Prize in literatue 1947 (1869-1951), Quotations book 2021


Because Ideas have consequences

Slogan of the Hillsdale Academy – The Hillsdale Academy is an American School in Michigan, Quotations book 2003


I have held many things in my hands, and I have lost them all. But whatever I have placed in God’s hands, that I still possess.

wird Martin Luther zugeschrieben – German reformer (1483-1546), Quotations book 2008


I never did anything worth doing by accident, nor did any of my inventions come by accident.

Thomas Alva Edison – American inventor (1847-1931)

Measuring public opinions

The most reliable indication of public purpose in this country is derived through our popular elections.

Abraham Lincoln – American politician, 1861-65 16th president (1809-1865), abolished slavery in 1863, from his annual Message to Congress, 6 December 1864


Man does not want liberty in order to maximize his utility, or that of the society of which he is a part. He wants liberty to become the man he wants to become.

James M. Buchanan – American economist, Nobel Memorial Prize in economic sciences 1986 (1919-2013), Quotations book 2008

Root of all Evil

I have found the root of all the trouble to be the neglect of prayer. The first renewal in the society must begin with prayer.

Mother Teresa – born Agnes Gonxha Bojaxhiu, Albanian-born Indian nun and order’s founder, Nobel Peace Prize 1979 (1910-1997)

Examen of Consciousness

1. God, I believe that at this moment I am in your presence and you are loving me.
2. God, you know my needs better than I know them. Give me your light and help as I review this day.
3. God, help me now to review the events of this day in order to recognize your blessings and my shortcomings.
4. God, I ask your forgiveness for my failings and I thank you for all your blessings.
5. As I look forward to the remainder of this day (or tomorrow) make me aware that you are with me, show me how to become the person you want me to be.

following Ignatius of Loyola – founder of the Jesuit order(1491-1556), Quotations book 2005


If you can’t trust the CEO with your children should something happen to you. You should not go on the board. .

Armando Codina – American entrepreneur and investor (b. 1946)

Perseguir los sueños

No es verdad que las personas dejan de perseguir sus sueños porque envejecen, envejecen porque dejan de perseguir sus sueños.

It is not true that people stop pursuing dreams because they grow old, they grow old because they stop pursuing dreams.

Gabriel García Márquez – Columbian writer, Nobel prize in literature 1982 (1927-2014)


Education is the passport to the future, for tomorrow belongs to those who prepare for it today.

attributed to Malcolm X zugeschrieben – born Malcolm Little; American Muslim preacher and civil rights activist (1925-1965)

The Lord is on you

May the Lord go before you to lead you,
May the Lord go behind you to protect you,
May the Lord go beneath you to support you,
May the Lord go above you to bless you,
May the Lord be within you to help you rightly serve him in body, soul and spirit
and sanctify his name.

May the triune God bless you,
Father, Son and Holy Spirit.



Negative people

Stay away from negative people. They have a problem for every solution.

wisdom, falsely attributed to Albert Einstein – German physicist, Nobel prize in Physics 1921 (1879-1955)

Humility instead of arrogance

Wealth is not the problem, but the arrogance that often accompanies it
and conversely, poverty is not a blessing, but the humility which often accompanies it is.

following Johan Chrysostom – born Johan of Antioch, Greek Doctor of Church, 398-407 Archbishof of Constantinopel (344 or 349-407), Quotations book 2017


If you are going to achieve excellence in big things, you develop the habit in little matters. Excellence is not an exception, it is a prevailing attitude.

Colin Powell – American general and politician, 2001-05 Secretary of state (1937-2021), Quotations book 2022

Freedom of the press

Were it left to me to decide whether we should have government without newspapers, or newspapers without government, I should not hesitate a moment to prefer the latter.

Thomas Jefferson – American politician, 1801-1909 third president and member of the American Enlightment movement (1743-1826)


A smile is the prettiest thing you can wear.



You can either follow a paint-by-numbers-kit approach to life and stay within the accepted lines or you can decide you want to create a masterpiece.

James C. “Jim” Collins – American business consultant, author and academic (b. 1958)

Limits of wishful thinking

Wishful thinking can dominate much of the work of a profession for a decade, but not indefinitely.

Prof. Robert J. Shiller – American economist, Nobel Memorial Prize in economic sciences 2013 (b. 1946), in “From Efficient Market Theory to Behavioral Finance” (2002)

Make use of success

Who rests on the success of a good article, leaves the field open to the competitors for improvements and runs the risk to bore his regular coustumers.

Inge G. Thulin – Swedish manager, Chairman and CEO at 3M (b. 1953)


Christians, like snowflakes, are fail,
but when they stick together they can stop traffic.

Dr. Vance Havner – American pastor and author (1901-1986)

Evolution of a crisis

The crisis takes a much longer time coming than you think, and then it happens much faster than you would have thought.

Prof. Dr. Rüdiger “Rudi” Dornbusch – German-born American economist (1942-2002), in an interview for “Frontline” (PBS, 1995), Quotations book 2018

Good leadership

Good leadership is characterized by two things: honesty and modesty, both are difficult, so there are so few good leaders.

Warren Buffett – American value investor, Chairman of Berkshire Heathaway (b. 1930)


All of our dreams can come true, if we have the courage to pursue them.

Walt Disney – American cartoonist and film producer (1901-1966), Quotations book 2015

Help others

The more you do for others, the better shape you’re in.

Walter Breuning – American railroader and supercentenarian, 2009-2011 world’s oldest known man (1896-2011)


Education is what remains, when the last Dollar is spent.

proverb, falsely attributed to Mark Twain – born Samuel Langhorne Clemens, American writer (1835-1910), could not be verified by the Mark Twain library, Quotations book 2014


Before I got married I had six theories about bringing up children; now I have six children and no theories.

John Wilmot, 2nd Earl of Rochester – English writer (1647-1680)

Everyone is edifying

I have rarely if ever found anyone out of whom I could not extract amusement or edification.

Sir Walter Scott – Scottish historical novelist, playwright, poet and historian (1771-1832), from his diary, published as “The Journal of Sir Walter Scott”, volume 1 (1890)

Vivre l’Évangile

(Christ) tu me répétais: Vis le très peu de choses que tu as compris de l’Évangile!

Frère Roger – né comme Roger-Louis Schutz-Marsauche, fondateur de la “Communauté de Taizé” œcuménique (1915-2005), de la lettre “Vivre l’inespéré”, à l’ouverture du “Conseil de la Jeunesse” (30.8.1974), Brochure de citation 2019


If you just work on stuff that you like and you’re passionate about it, … you don’t have to have some master plan for how things are going to play out.

Mark Zuckerberg – American company founder: facebook (b. 1984), from an interview with Jessica Livingston for “Startup School” (October 16th, 2020)


Quomodo fabula, sic vita: non quam diu, sed quam bene acta sit, refert.

Lucius Annaeus Seneca – Roman philosopher (4 B.C.-65 A.C.), from “Epistulae morales ad Lucilium”, letter 77 (June 64)


The Romans built strong bridges because their architects had to stand under them as the army crossed them for the first time.

Prem Watsa – Canadian investor, chairman and founder of Fairfax Financial Holdings (b. 1950), in an interview with “Financial Post”, December 1st, 2009, Quotations book 2011


Though God will not fulfill all our requests, he will fulfill his promises.

Dietrich Bonhoeffer – German Lutheran theologian (Confessing Church) and resistance fighter (1906-1945), from “Widerstand und Ergebung” (publ.1977), Quotations book 2015


If you make your calling your profession you don’t work, you live.

Michael Flatley – Irish-born American dancer and choreographer (b. 1958), Quotations book 2009

Measure of success

The measure of success is not whether you have a tough problem to deal with, but whether it’s the same problem you had last year.

attributed to John Foster Dulles – American politician, 1953-59 Secretary of State (1888-1959)

Courage and perseverance

Courage and perseverance have a magical talisman, before which difficulties disappear and obstacles vanish into the air.

John Quincy Adams – American politician, 1825-29 6th president (1767-1848), from his adress speech in Plymouth on December 22nd, 1802

Escaping the old

The difficulty lies, not in the new ideas, but in escaping from the old ones.

John Maynard Keynes – British economist and investor (1883-1946), from “The General Theory of Employment, Interest and Money” (1936), Quotations book 2020


Give naught, get same. Give much, get same.

attributed to Malcolm S. Forbes – American publisher, Forbes Magazine (1919-1990), Quotations book 2010


Nothing in this world can take the place of persistence.
Talent will not – nothing is more common than unsuccessful men with talent.
Genius will not – unrewarded genius is almost a proverb.
Education will not – the world is full of educated derelicts.
Persistence and determination alone are omnipotent.

Calvin Coolidge – American politician, 1923-1929 30th president (1872-1933), Quotations book 2015


Han meente at det at bede er at tale; han lærte at det at bede ikke blot er at tie, men er at høre. Og saaledes er det; at bede er ikke at høre sig selv tale, men er at komme til at tie, og at blive ved at tie, at bie, til den bedende hører Gud.

He thought that to pray is to speak; he learned that to pray is not only to be silent but is to listen. And so it is; to pray is not to listen to oneself speak but is to become silent and to remain silent, to wait until the one praying hears God.

Søren Aabye Kierkegaard – Danish Protestant theologian an philosopher (1813-1855), known as one of the most important academics in Denmark, from “The Lily of the Field and the Bird of the Air: Three Godly Discourses” (“Lilien paa Marken og Fuglen under Himlen. Tre gudelige Taler”, 1849), Quotations book 2021


Strength does not come from physical capacity. It comes from an indomitable will.

Mahatma Gandhi – Indian politician (1869-1948), in “Young India” from August 11th, 1920, Quotations book 2013 and 2015


To give away money is an easy matter, and in any man’s power. But to decide to whom to give it, and how large and when, and for what purpose and how, is neither in every man’s power, nor an easy matter. Hence it is that such excellence is rare, praiseworthy, and noble.

Aristotle – Greek philosopher (384-322 B.C.), in “Nicomachean ethics” (350 B.C.), Quotations book 2011

Road to success

The road to success is always under construction.


Product perception

In the factory we make cosmetics; in the store we sell hope.

Charles Haskell Revson – American entrepreneur, founder of Revlon (1906-1975), Quotations book 2014


Does the company have a management of unquestionable integrity?

Philip A. Fisher – American Growth-Investor and Mementor for Warren Buffett (1907-2004)

Good work

What ever you do, do it well. Do it so well that when people see you do it they will want to come back and see you do it again and they will want to bring others and show them how well you do what you do.

Walt Disney – American cartoonist and film producer (1901-1966), Quotations book 2015

Venture Capital

We back jockeys, not horses.

Motto of venture investors – Quotations book 2005

Man of value

Try not to become a man of success but rather become a man of value!

Albert Einstein – German physicist, Nobel Prize in physics 1921 (1879-1955), Quotations book 2005

Be responsible, be involved, participate

No reward without responsibility,
no investment without involvement,
no profit without participation.

Dr. Michael Schluter – British economist, author, speaker and social entrepreneur (b. 1947), during his presentation at the European Economic Summit Declaration 2014


A dream you dream alone is only a dream.
A dream you dream together is reality.

Yōko Ono – American artist and musicien (b. 1933), quoted by husband John Lennon (British musician and composer, 1940-1980) in an interview in December 1980, published in “All We Are Saying: The Last Major Interview with John Lennon and Yoko Ono” (2000)


It’s never too early to teach your children about the tool of money. Teach them how to work for it and they learn pride and self-respect. Teach them how to save it and they learn security and self-worth. Teach them how to be generous with it and they learn love.

attributed to Judith Jamison – American dancer and choreographer (b. 1943), Quotations book 2010

Try and error

You don’t learn to walk by following rules. You learn by doing and falling over.

Sir Richard Branson – British company founder (Virgin) and adventurer (b. 1950), from “Business Stripped Bare: Adventures of a Global Entrepreneur” (2008)


It is very hard to lie, if one doesn’t know the truth.

Kutya nehéz úgy hazudni, ha az ember nem ösmeri az igazságot.

Péter Esterházy – Hungarian writer (1950-2016), from “Harmonia Caelestis” (2000)


Difficulties break some men but make others.

Nelson Mandela – South African anti-apartheid activist and politician, 1994-99 president, Nobel Peace Prize (1918-2013), from a letter to Winnie Mandela from Robben Island (February 1st, 1975)

Never give up

The secret of our success is that we never, never give up.

Wilma Mankiller – American writer, First Woman Principal Chief of Cherokee Nation (1945-2010), Quotations book 2019

Trying and failing

Never feel shame for trying and failing, for he who has never failed is he who has never tried.

Og Mandino – born Augustine Mandino II, American writer (1923-1996), from “The Greatest Salesman in the World” (1968), Quotations book 2016

Coming together

Coming together is a beginning,
staying together is progress,
and working together is success.

Henry Ford – American engineer and industrialist (1863-1947), Quotations book 2008


Those who are blessed with the most talent don’t necessarily outperform everyone else. It’s the people with follow-through who excel.

Mary Kay Ash – American entrepreneur, founder of Mary Kay Cosmetics and philanthropist (1915-2001), from “Mary Kay on People Management”, page 57 (1985)


Two are better than one, because they have a good return for their labor. If either of them falls down, one can help the other up.

The Bible, Ecclesiastes 4:9-10 (NIV) – Quotations book 2016


If history books were the key to riches, the Forbes 400 would consist of librarians.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2002


A great investment opportunity occurs when a marvelous business encounters a one-time huge, but solvable problem.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), from “Warren Buffett on Business: Principles from the Sage of Omaha” (2009)

Cheapest car

The cheapest car you can ever own is the one you currently own.

Ron Blue – Christian financial advisor (b. 1942)

Want or excuse

If you really want something you will find a way.
If you don’t you will find an excuse.

Arabic proverb – Quotations book 2018


Notre Communauté […] n’était pas, elle non plus, somme de nos intérêts – elle était somme de nos dons.

Antoine de Saint-Exupéry –  écrivain, et aviateur français (1900-1944), de “Pilote de guerre” (1942), Brochure de citation 2020

Intelligent investors

Intelligent Investors try to separate their emotions of hope, fear, and greed from their trust in reason, and then expect that wisdom will prevail over the long term. Hope, fear, and greed go along with the volatile market of short-term expectations, while trust in reason goes with the real market of long-term intrinsic value. In this sense, long-term investors must be philosophers rather than technicians.

John C. Bogle – American author and founder of The Vanguard Group and the world’s first index mutual fund (1929-2019), Quotations book 2020

Do it

Drucker purified my mind. He would tell me after each session – don’t tell me you had a wonderful meeting with me. Tell me what you are going to do on Monday that’s different.

Donald R. Keough – former CEO for Coca Cola (1926-2015) on Peter F. Drucker, Austrian-born management expert (1909-2005), from the interview “Seeing Things As They Really Are” (“Forbes”, March, 10th, 1997), Quotations book 2006


If you’re going to buy the best bargains, you have to buy the things that people are selling.

Sir John Marks Templeton – value investor and philanthropist (1912-2008), Quotations book 2014

Andrew Carnegie’s “Formula for Success”

1. Definiteness of purpose: Direct energy towards achieving your goals.

2. Always have a positive mental attitude.

3. Have faith in your own capabilities.

4. Go the extra mile. Give more service than expected.

5. Take initiative to turn desire into action.

6. Use your imagination to seek new and better ways of doing things.

7. Discipline yourself.

8. Organise your thinking.

9. Learn from your defeats or mistakes.

10. Have undying enthusiasm to achieve.

following Andrew Carnegie – Scottish-born American steel magnate (1835-1919), Quotations book 2016

Six principles

1. Think one Store at a time.
2. Communicate, communicate, communicate.
3. Keep your ear to the ground.
4. Push responsibility – and authority – down.
5. Force ideas to bubble up.
6. Stay lean, fight bureaucracy.

Samuel M. “Sam” Walton – American entrepreneur, founder of Walmart (1918-1992), from “Sam Walton, Made in America: My story” (1992)


It is important that an aim never be defined in terms of activity or methods. It must always relate directly to how life is better for everyone. … The aim of the system must be clear to everyone in the system. The aim must include plans for the future. The aim is a value judgement.

Prof. Dr. William Edwards Deming – founder of Total-Quality-Management TQM (1900-1993)


Vision without action is a daydream. – Action without a vision is a nightmare.

Japanese proverb

Be good

Be undeniably good. No marketing effort or social media buzzword can be a substitute for that.

Anthony Volodkin – American entrepreneur (b. 1985), Quotations book 2021


People often say motivation doesn’t last. Neither does bathing – that’s why we recommend it daily.

Zig Ziglar – American author, motivational speaker and entrepreneur (1926-2012), Quotations book 2014


Control your destiny or someone else will.

Jack Welch – born John Francis Welch jr., legendary American manager: General Electric (1935-2020), Fortune 1999: Manager of the Century

Best Investment

The best investment with the least risk and the greatest dividend is giving.

Sir John Marks Templeton – value investor and philanthropist (1912-2008), Quotations book 2012

Long-term investments

Referring to 1913: Even in these earlier times, finding the really outstanding companies and staying with them through all the fluctuations of a gyrating market proved far more profitable to far more people than did the more colorful practice of trying to buy them cheap and sell them dear.

Philip A. Fisher – American Growth-Investor and Mentor for Warren Buffett (1907-2004), Quotations book 2005


Experience teaches us that love does not mean to look into each other’s eyes, but to look together in the same direction.

Antoine de Saint-Exupéry – French aviator and writer (1900-1994), from “Wind, Sand, and Stars” (“Terre des Hommes, 1939), Quotations book 2020

L’expérience nous montre qu’aimer ce n’est pas nous regarder l’un l’autre mais regarder ensemble dans la même direction.

Antoine de Saint-Exupéry – écrivain et aviateur français (1900-1944), de “Terre des Hommes” (1939), Brochure de citation 2020


If you can dream it, you can do it.

Walt Disney – Americani catoonist and film producer (1901-1966), Quotations book 2002

Watchword 2010

Do not let your hearts be troubled. Believe in God, believe also in me.

The Bible, John 14:1 (NRSV) – Quotations book 2010

The Protestant pastor and song writer Otto Riethmüller (1889-1939) – he belonged to the Confessing Church – decided in 1930 under the impression of the Nacional Socialism’s propaganda, to give henceforth every calendar year a headline with a Bible verse. An act of civil courage! He has established a tradition that still exists today. Meanwhile, the annual solution is set by the Ecumenical Association for Bible Reading (Ökumenische Arbeitsgemeinschaft für Bibellesen) three years in advance.

Free enterprise

We believe that business is good because it creates value,
it is ethical because it is based on voluntary exchange,
it is noble because it can elevate our existence,
and it is heroic because it lifts people out of poverty and creates prosperity.
Free-enterprise capitalism is the most powerful system for social cooperation and human progress ever conceived.
It is one of the most compelling ideas we humans have ever had.

John Mackey – American Company founder: Whole Foods (b. 1953), Quotations book 2015

Stay ahead

To stay ahead, always have your next idea waiting in the wings.

Prof. Rosabeth Moss Kanter – American sociologist at Harvard Business School (b.1943)

Invest brave

When you see it, bet big.

Stanley F. “Stan” Druckenmiller – American investor, hedge fonds manager and philanthropist (b. 1953), in his speech at the “Lost Tree Club” (01/18/2015), Quotations book 2020

Spiritually poor

This country cannot afford to be materially rich and spiritually poor.

John F. Kennedy – American politician, 1961-63 35th president (1917-1963), from his State of the Union Address on January 14th, 1963


We didn’t inherit the land from our fathers. We are borrowing it from our children.

Amish proverb – Quotations book 2008


Action speaks louder than words.

Proverb – Quotations book 2006


As our business grows, it becomes increasingly necessary to delegate responsibility and to encourage men and women to exercise their initiative. This requires considerable tolerance. Those men and women to whom we delegate authority and responsibility, if they are good people, are going to want to do their jobs in their own way.

Mistakes will be made. But if a person is essentially right, the mistakes he or she makes are not as serious as the mistakes management will make if it undertakes to tell those in authority exactly how they have to do their jobs.

Management that is destructively critical when mistakes are made kills initiative. And it´s essential that we have people with initiative, if we are to continue to grow.

William L. McKnight – American entrepreneur and philanthropist, who made 3M to a global concern with this attitude (1887-1978), Quotations book 2013


If one advances confidently in the direction of his dreams, and endeavors to live the life which he has imagined, he will meet with a success unexpected in common hours.

Henry David Thoreau – American writer (1817-1862), from “Walden” (1854)


If not now, when?
If not here, where?
If not us, who?

American proverb – often falsely attributed to John F. Kennedy (American politician, 1961-63 35th president, 1917-1963) or Robert F. Kennedy (American politician (1925-1968), could not be verified


The modern clergy believe they can bring man closer to Christ by insisting on Christ’s humanity.
Thus forgetting that we do not trust in Christ because He is man, but because He is God.

Nicolás Gómez Dávila – Colombian philosopher (1913-1994), from “Escolios a un Texto Implícito: Selección”, p. 472 (1977), Quotations book 2017

El clero moderno cree poder acercar mejor el hombre a Cristo, insistiendo sobre la humanidad de Jesús.
Olvidando así que no confiamos en Cristo porque es hombre, sino porque es Dios.

Nicolás Gómez Dávila – filósofo columbiano (1913-1994), de “Escolios a un texto implícito” (1977), Libro de citas 2017


The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack of will.

Vince Lombardi – legendary American football coach (1913-1970), Quotations book 2014


If one door closes, another one opens.

Spanish proverb – quoted by Miguel de Cervantes y Saavedra (Spanish writer, 1547-1616) in “Don Quixote” (1605), Quotations book 2011


Measure what is measurable, and make measurable what is not so.

Galileo Galilei – Italian astronomist und physicist (1564-1642)

Misura ciò che è misurabile e rendi misurabile ciò che non lo è.

Galileo Galilei – astronomo e fisico italiano (1564-1642)


In sé il potere non è né buono né cattivo, ma riceve il proprio senso solo dalla decisione di colui che lo esercita.

Romano Guardini – filosofo religioso cattolico e teologo (1885-1968), da “Il potere” (1951)


The purpose of an organization is to enable ordinary people to do extraordinary things. No organization can depend on genius; the supply is always scarce and always unpredictable. It is the test of an organization to make ordinary people perform better than they seem capable of, to bring out whatever strength there is in its members, and to use each person’s strength to help all the other members perform.

Peter F. Drucker – Austrian-born American management expert (1909-2005), from “Management: Tasks, Responsibilities, Practices” (1973), Quotations book 2019


I would rather be certain of a good result than hopeful
of a great one.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), in his letter to Berkshire Shareholders (1996)

Hard work

Business is never as healthy as when, like a chicken, it must do a certain amount of scratching for what it gets.

Henry Ford – American engineer and industrialist (1863-1947), from “My Life and Work” (1922)


I learned this early on: You’ve got to give folks responsibility, you’ve got to trust them and then you’ve got to check on them.

Samuel M. “Sam” Walton – American entrepreneur, founder of Walmart (1918-1992), Quotations book 2003


The greater your capacity to love, the greater your capacity to feel the pain.

Jennifer Aniston – American actress (b. 1969), in an interview with the “Oprah Magazine” (Ma y7th, 2004)


An idiot with a plan can beat a genius without a plan.

Warren Buffett – American Value investor, Chairman of Berkshire Hathaway (b. 1930)

Happiness and grief

A happy heart makes the face cheerful, but heartache crushes the spirit.

The Bible, Proverbs 15,13 (NIV) – Quotations book 2010


A bird sitting on a tree is never afraid of the branch breaking, because her trust is not on the branch but on it’s own wings. Always believe in yourself.

motivation – Quotations book 2022

Creation of capital

Capital must be propelled by self-interest; it cannot be enticed by benevolence.

Walter Bagehot – English economist and author, editor in chief of “The Economist” (1826-1877)

Bevore you …

Before you speak, listen.
Before you write, think.
Before you spend, earn.
Before you invest, investigate.
Before you criticize, wait.
Before you pray, forgive.
Before you quit, try.
Before you retire, save.
Before you die, give.

William Arthur Ward – American writer (1921-1994), from his poem “Before You” (1963), Quotations book 2020


Markets can remain irrational longer than you can remain solvent.

John Maynard Keynes – British economist and investor (1883-1946), Quotations book 2006

Instrument de paix

Seigneur, faites de moi un instrument de votre paix.
Là où il y a de la haine, que je mette l’amour.
Là où il y a l’offense, que je mette le pardon.
Là où il y a la discorde, que je mette l’union.
Là où il y a l’erreur, que je mette la vérité.
Là où il y a le doute, que je mette la foi.
Là où il y a le désespoir, que je mette l’espérance.
Là où il y a les ténèbres, que je mette votre lumière.
Là où il y a la tristesse, que je mette la joie.

Ô Maître, que je ne cherche pas tant à être consolé qu’à consoler,
à être compris qu’à comprendre,
à être aimé qu’à aimer,
car c’est en donnant qu’on reçoit,
c’est en s’ oubliant qu’on trouve,
c’est en pardonnant qu’on est pardonné,
c’est en mourant qu’on ressuscite à l’éternelle vie.

père française pour la paix – d’abord publié dans le magazine “La Clochette” (1912), souvent attribué à François d’Assise (frère italien et fondateur d’ordres, 1181/82-1226), Brochure de citation 2003

Lord, make me an instrument of Your peace.
Where there is hatred, let me sow love.
Where there is injury, pardon.
Where there is discord, harmony.
Where there is error, truth.
Where there is doubt, faith.
Where there is despair, hope.
Where there is darkness, light.
Where there is sadness, joy.

O Divine Master, grant that I may not so much seek to be consoled, as to console;
to be understood, as to understand;
to be loved, as to love;
for it is in giving that we receive,
it is in pardoning that we are pardoned,
and it is in dying that we are born to eternal life.

French peace prayer – first published in the magazine “La Clochette” (1912), often attributed to Francis of Assisi (Italian friar and orders founder, 1181/82-1226), Quotations book 2003


The dumb run, the clever wait, the wise go into the garden.

attributed to Rabindranath Tagore – born Robindronath Thakur, Bengali poet, Nobel Prize in literature 1913 (1861-1941)

Work and success

The only place where success comes before work is in the dictionary.

Wisdom – Quotations book 2013


The big question about how people behave is whether they’ve got an Inner Scorecard or an Outer Scorecard. It helps if you can be satisfied with an Inner Scorecard. I always pose it this way, I say: “Lookit. Would you rather be the world’s greatest lover, but have everyone think you’re the world’s worst lover? Or would you rather be the world’s worst lover but have everyone think you’re the world’s greatest lover?”

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), from “Warren Buffett’s Management Secrets” (2009), Quotations book 2015


Opportunities do not float like clouds in the sky. They are attached to people. If you’re looking for an opportunity, you’re really looking for a person.

Reid G. Hoffman – American entrepreneur, co-founder LinkedIn (b. 1967), Quotations book 2019


I can do all things through Christ who strengthens me.

The Bible, Philippians 4:13 (ERV)


You have two ears and one mouth.

Frederik Cappelen – Swedish manager, former CEO Nobia (b. 1957)


Habit is habit, and not to be flung out of the window by any man, but coaxed down-stairs a step at a time.

Mark Twain – born Samuel Langhorne Clemens, American writer (1835-1910), from “Pudd’nhead Wilson and Those Extraordinary Twins” (Chapter VI, 1884)

Fail faster

Once companies try to “reduce the number of screw-ups”, innovation usually grinds to a halt. The key to more efficient innovation is failing faster, not less often.

Robert I. Sutton – American Management academic (b.1954), in “Weird Ideas That Work: 11 1/2 Practices for Promoting, Managing and Sustaining Innovation” (2001), Quotations book 2012


Great minds discuss ideas.
Average minds discuss events.
Small minds discuss people.

Eleanor Roosevelt – American presidential spouse 1933-45 and philanthropist, co-writer of the UN Charta for human rights (1884-1962)


he reputation of a thousand years may be determined by the conduct of one hour.

Japanese proverb


Fear is a reaction. Courage is a decision.

wisdom, often attributed to Sir Winston L. Churchill – British politician, 1940-45 and 1951-55 Prime Minister, Nobel Prize in literature 1953 (1874-1965)

Know your strength

Figure out what you’re good at and play that game. You don’t have to be good at everything.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930)


The important thing is not how many years in your life but how much life in your years.

Dr. Edward J. Stieglitz – American gerontologist and author (1899-1958), from “The Second Forty Years” (1947)

The Live Joyfully Manifesto

One Life. Keep it simple.
Follow your dreams.
Be curious. Learn new things.
Think outside the box.
Do what you love. Love what you do.
Don’t shy away. Speak your mind.
Be yourself. Be free.
Work less. Do more.
Don’t procrastinate.
Shut off the pixels. Disconnect.
Take time out.
Eat heartily. Take long walks.
Read more. Smile often.
Laugh out loud.
Pick a hobby. Flip a coin.
Sleep like a baby.
Love deeply. Make new friends.
Travel often.
Enjoy the little things.
Seize the day. Live every moment.
Live joyfully.

slogan of the lifestyle company LetterNote, New Delhi, India, Quotations book 2017

New ideas

The man with a new idea is a crank until the idea succeeds.

Mark Twain – born Samuel Langhorne Clemens, American writer (1835-1910), Quotations book 2006


Every time we’ve moved ahead in IBM, it was because someone was willing to take a chance, put his head on the block, and try something new.

Thomas John Watson, Jr. – American manager, 1952-71 president of IBM (1914-1993), Quotations book 2009


People don’t buy for logical reasons. They buy for emotional reasons.

Zig Ziglar – American author, motivational speaker and entrepreneur (1926-2012)


Instead of ceaselessly lamenting the loss of the old industries, we must simply face up the adventure to develop new ones.

John Naisbitt – American scientist in the area of futures studies, who popularized the term “globalization” (b. 1929)

What you can do today…

Do not put off to tomorrow the good you can do today, because maybe tomorrow you will not have time.

Don Giovanni Melchiore Bosco – Italian Catholic priest and pedagogue (1815-1888), from “Memorie Biografiche”, book IV, chapter XXXVII, 439 (1904)

Non mandate al domani il bene che potete fare oggi, perché forse domani non avrete più tempo.

Don Giovanni Melchiore Bosco – sacerdote cattolici e pedagogo italiano (1815-1888), de “Memorie Biografiche”, benda IV, capitolo XXXVII, 4439 (1904)


Be brave and take risks. Nothing can replace experience.

motivation – Quotations book 2022

Focus and simplicity

That’s been one of my mantras — focus and simplicity. Simple can be harder than complex: You have to work hard to get your thinking clean to make it simple.

Steve Jobs – amerikanischer Gründungsunternehmer, Apple (1955-2011), in the interview “There’s Sanity Returning” with Andy Reinhardt from “BusinessWeek” (May 25, 1998), Quotations book 2022


We are the makers of our own destiny. We can mend or mar the present and on that will depend the future.

Mahatma Gandhi – Indian politician (1869-1948), from an interview with the Chinese ambassador in India, Dr. Lo Chia Luen (1947)

Prayer for Generosity

Lord, teach me to be generous.
Teach me to serve as you deserve;
To give and not count the cost;
To fight and not to heed the wounds;
To toil and not to ask for rest;
To labor and not ask for reward;
Save that of knowing I am doing your will.

Ignatius of Loyola – founder of the Jesuit order (1491-1556), Quotations book 2006


We don’t see things as they are, we see them as we are.


Don’t have others do the talking for you

We didn’t really need all that fancy legal stuff. The lawyers have a way of dragging you in and making things more complicated than they are. We were paying huge legal bills at that time, and I don’t think any of that would have affected the outcome. When the dust settles, you find out it was all just a huge waste of time, energy and money.

Robert “Bob” Warren Miller – American businessman, co-founder of the DFS Duty Free Shops (b. 1933), about his try to prevent the sell of his partner’s Shares at LVMH, Quotations book 2009


When a wise man points to the moon, the fool looks at the finger.

Chinese proverb – Quotations book 2007


If you wish to know the road up the mountain, ask the man who goes back and forth on it..

from the Zenrin Kushu – collection of Zen quotes from the 15th century


People are always blaming their circumstances for what they are. I don’t believe in circumstances. The people who get on in this world are the people who get up and look for the circumstances they want, and, if they can’t find them, make them.

George Bernard Shaw – Irish writer, Nobel Prize in literature 1925 (1856-1950), from “Mrs. Warren’s Profession” (1902), Quotations book 2008


It is like it is. But it will be what you make of it.


Against the math

When we lower prices, we go against the math that we can do, which always says that the smart move is to raise prices.

Jeffrey P. “Jeff” Bezos – American company founder: Amazon (b. 1964), in his letter to the shareholders (2005)


Some people dream of success, while other people get up every morning and make it happen.

attributed to H. Wayne Huizenga Sr. – American businessman and entrepreneur, founder of several companies e.g. Blockbuster Video (1937-2018)


God’s native language is silence, the church fathers say. Silence is God’s voice, and that voice says, “I love you, I love you, I love you.” For silence is the space that God has made within his Being for us to be. This is love: to let the other be, to open a space within self for other. Silence is that space within God’s being where we are able to be. So, when we hear silence, we are listening to God tell us that he loves us enough to make room within himself for us.

Prof. Joseph McQueen – American linguist

Employ money

If a man is proud of his wealth, he should not be praised until it is known, how he employs it.

attributed to Socrates – Greek philosopher (469-399 v. Chr.)


Our prototype for occupational fervor is the Catholic tailor who used his small savings of many years to finance a pilgrimage to the Vatican. When he returned, his parish held a special meeting to get his firsthand account of the Pope. “Tell us,” said the eager faithful, “just what sort of fellow is he?” Our hero wasted no words. “He’s a forty-four medium.”

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), from “Warren Buffett’s Management Secrets” (2009)

Free people

Free people make mistakes and willingly take risks. If we hold politicians responsible for everything that goes wrong, they will take away our liberty so that nothing can go wrong. They will do this not for our protection against risk, but for their own protection against criticism.

Jonathan Philip Chadwick Sumption, Lord Sumption – British author, medieval historian and judge, 2012-2018 Justice of the Supreme Court (b. 1948), from the interview “Set us free from lockdown, ministers, and stop covering your backs.” in “The Sunday Times” (May 17th, 2020), Quotations book 2022


To be better than the market, you have to sell what others are buying and the other way around.

Dr. J. B. Mark Mobius – American portfolio manager, pioneer in emerging-market investing, known as “Grand Master of Asian stocks” (b. 1936), Quotations book 2016

Business valuation

Managers and investors alike must understand that accounting numbers are the beginning, not the end, of business valuation.

Warren Buffett – American investor, Chairman of Berkshire Hathaway (b. 1930), in his letter to Berkshire Shareholders (1982), Quotations book 2017

Give and take

You can have everything in life you want, if you will just help enough other people get what they want.

Zig Ziglar – American author, motivational speaker and entrepreneur (1926-2012), Quotations book 2014


Fame is like a river, that bears up things light and swollen, and drowns things weighty and solid.

Sir Francis Bacon – English philosopher, politician and writer (1561-1626), from his essay “Of Praise” (1612)


Everything happens for the best.

Richard Prentice Ettinger – American publisher, inventor of loseleaf-Services and founder of US-publisher Prentice Hall (1893-1971), from “Everything Happens for the Best” (1970), Quotations book 2002

The bottom 10 percent

The cruelest system in the world is when they give people 3 percent to 4 percent increases to keep them even with inflation. They carry them along, don’t give them appraisals, don’t tell them what they are doing wrong, how they can improve and then, a recession comes.

Then, they call them in and say, “Hey, you gotta go.” That is the cruellest form of management.

We tell the bottom 10 percent, “Look. You’ve got a year. Find yourself somewhere to go.” And they do. They’ve got good credentials, they go out and they launch into a new career instead of always being tarred as the bottom 10. Don’t think of this as cruel. Think of telling people where they stand as one of your main obligations as a leader.

Jack Welch – born John Francis Welch jr., legendary American manager: General Electric (1935-2020), Fortune 1999: Manager of the Century

Change and growth

Change is constant, growth is optional.

Kim Butcher – American investor (b. 1958)


We are not afraid to entrust the American people with unpleasant facts, foreign ideas, alien philosophies, and competitive values. For a nation that is afraid to let its people judge the truth and falsehood in an open market is a nation that is afraid of its people.

John F. Kennedy – American politician, 1961-63 35th president (1917-1963), Quotations book 2005

Dreams of the future

The future belongs to those who believe in the beauty of their dreams.

Eleanor Roosevelt – American presidential spouse 1933-45 and philanthropist, co-writer of the UN Charta for human rights (1884-1962), Quotations book 2004

Factors for success

– The business can only be truly successful if it improves the life of people.

– The richness of man is the work – not the money, which is only a tool to go through life.

– Have clarity on what you do and make it readable to the outside.

Pietro Barilla – Italian food-entrepreneur (1913-1993), Quotations book 2006

Crisis as chance

I have always believed that the only way to cope with a cash crisis is not to contract but to try to expand out of it.

Sir Richard Branson – British company founder (Virgin) and adventurer (b. 1950), from “Losing My Virginity: How I’ve Survived, Had Fun, and Made a Fortune Doing Business My Way” (1998)


The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.

Martin Luther King jr. – American civil rights activist and pastor, Nobel Peace Prize 1964 (1929-1968), in his essay “On Being a Good Neighbor” (1963), Quotations book 2018


Ma sappi che prima di entrare nella Terra Promessa avrai da attraversare il Mar Rosso e il deserto.

Don Giovanni Melchiore Bosco – sacerdote cattolici e pedagogo italiano (1815-1888), a Michele Rua (3.10.1852), citati in “Don Bosco: Una biografia nuova” (1979), Libretto delle citazioni 2021

But know that before attaining the Promised Land you’ll have to cross the Red Sea and the desert.

Don Giovanni Melchiore Bosco – Italian Catholic priest and pedagogue (1815-1888), to Michele Rua (3.10.1852), quoted in “Don Bosco: New Biography” (1979), Quotations book 2021

Learning from love

In order to be a jazz musician, you have to listen and listen and listen to a lot of jazz. And that’s an act of love. You don’t think, I’m listening to study it. You just listen because you love it. And you love it, and love it … and gradually, you learn.

Woody Allen – American director and actor (b. 1935), from an interview with Stig Björkman, published in “Woody Allen on Woody Allen” (1993), Quotations book 2016

Buying Stocks

Buy stocks that are difficult to buy.

Experienced investor’s rule of thumb


It’s better to do a lot of work on one idea, than do some work on a lot of ideas.

Mike Onghai – American investor (b. 1970), Quotations book 2007


Liberty is not the power of doing what we like, but the right of being able to do what we ought.

John Emerich Edward Dalberg-Acton, 1st Baron Acton – English historian, liberal catholic and journalist (1834-1904), Quotations book 2013


Счастье не в том, чтобы делать всегда, что хочешь, а в том, чтобы всегда хотеть того, что делаешь.

Лев Николаевич Толстой – русский писатель (1828-1910), котировки выпуска 2018

Great company

Surround yourself with people smarter than you.

Slogan of George M. “The Boss” Steinbrenner III – American entrepreneur (1930-2010), known as owner of the New York Yankees, Quotations book 2014

Power of Money

To the question how money can stop wars: When two opposing sides each have enough money, the usually don’t make war.

Irving Kahn – American value investor, founder of Kahn Brothers & Company, Inc. (1905-2015)

Wall Street

Wall Street hasn’t really changed all that much. It still operates on the principle of taking care of itself first, really big and important customers second, everyone else last.

Allan Sloan – American journalist (b. 1944), in “Lessons of the crash of ’08”, Fortune Magazine, September 28th 2009


We judge ourselves by what we feel capable of doing, while others judge us by what we have already done.

Henry Wadsworth Longfellow – American poet (1807-1882), from “Kavanagh” (1849), Quotations book 2019

The Ten Cannots

You cannot bring about prosperity by discouraging thrift.
You cannot strengthen the weak by weakening the strong.
You cannot help little men by tearing down big men.
You cannot lift the wage earner by pulling down the wage payer.
You cannot help the poor by destroying the rich.
You cannot establish sound security on borrowed money.
You cannot further the brotherhood of man by inciting class hatred.
You cannot keep out of trouble by spending more than you earn.
You cannot build character and courage by destroying men’s initiative and independence.
And you cannot help men permanently by doing for them what they can and should do for themselves.

William H. J. Boetcker – American presbyterian clergyman, born in Hamburg (1873-1962), published 1916


Experience is not enough in itself – it has to be weighed, ordered and digested, and we have to draw the right conclusions from it.

Michel de Montaigne – French writer and philosopher (1533-1592), Quotations book 2010

Watchword 2013

Here we have no lasting city, but we are looking for the city that is to come.

The Bible, Hebrew 13:14 (NRSV) – Quotations book 2013

The Protestant pastor and song writer Otto Riethmüller (1889-1939) – he belonged to the Confessing Church – decided in 1930 under the impression of the Nacional Socialism’s propaganda, to give henceforth every calendar year a headline with a Bible verse. An act of civil courage! He has established a tradition that still exists today. Meanwhile, the annual solution is set by the Ecumenical Association for Bible Reading (Ökumenische Arbeitsgemeinschaft für Bibellesen) three years in advance.

Investment Success

The unfortunate reality is that investment success cannot be captured in a mathematical equation or a computer program.

Seth A. Klarman – American investor, president and CEO: The Baupost Group, LLC (b. 1957), from “Margin of Safety: Risk-Averse Value Investing Strategies for the Thoughtful Investor” (2000)


Isreael’s lack of natural resources, such as oil, is actually a benefit, because it has required us to be innovative and to engage in hard work.

Stef Wertheimer – Israeli entrepreneur, founder of ISCAR (b. 1926), Quotations book 2009

Looking forward

100 % of the information we have about a company reflects the past, while 100 % of its value depends on the future.

Bill Miller – American portfolio manager (b. 1950), Quotations book 2016

Good speech

The key to a good speech is to have a brillant beginning, a brillant ending and keep them as close as possible.

Sir Peter Ustinov – English actor and writer (1921-2004), Quotations book 2016

Philosopher’s stone

If you know how to spend less than you get, you have the philosopher’s stone.

Benjamin Franklin – American politician, writer and scientist (1706-1790), from “Poor Richard’s Almanac” (1736)


Everything is possible for one who believes.

The Bible, Markus 9:23 (NIV) – Quotations book 2003


Speculation…is neither illegal, immortal nor un-American. But is not a game in which Charlie and I wish to play. We bring nothing to the party, so why should we expect to take anything home?

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), Quotations book 2010

Money doesn’t bring happiness

I have made many millions but they have brought me no happiness.

attrubited to John D. Rockefeller – American oil magnate, sunday’s School teacher and world’s richest man at his time (1839-1937)

The good

Only the good is worth talking about.

Arabic wisdom


Negotiation is not a sign of weakness but of confidence.

Prof. Roger Fisher – author and professor at Harvard Law School (1922-2012)


Wherever we look upon this earth, the opportunities take shape within the problems.

Nelson A. Rockefeller – American politician and philanthropist,1974-77 vicepresident (1908-1997)


Courage doesn’t always roar. Sometimes courage is the quiet voice at the end of the day that says: I’ll try again tomorrow.

Mary Anne Radmacher – American writer, artist and speaker (b. 1957)


Do it with passion, or not at all.

wisdom, attributed to Rosa Nouchette Carey – English children’s writer (1840-1909)


It is much easier to be a hero than a gentleman. Heroes you can be once in a while; gentlemen, you must always be.

Luigi Pirandello – Italian writer, Nobel Prize in literature 1934 (1867-1936), from his comedy “The Pleasure of Honesty”, Act one, Scene three (1917)

È molto più facile […] essere un eroe che un galantuomo. Eroi si può essere una volta tanto; galantuomini, si dev’esser sempre.

Luigi Pirandello – scrittore italiano, Premio Nobel per la letteratura 1934 (1867-1936), dalla sua commedia “Il piacere dell’onestà”, Atto Primo, Scena Terza (1917)

What it takes to be Number One

Winning is not a sometime thing; it’s an all the time thing. You don’t win once in a while; you don’t do things right once in a while; you do them right all of the time. Winning is a habit. Unfortunately, so is losing.

There is no room for second place. There is only one place in my game, and that’s first place. I have finished second twice in my time at Green Bay, and I don’t ever want to finish second again. There is a second place bowl game, but it is a game for losers played by losers. It is and always has been an American zeal to be first in anything we do, and to win, and to win, and to win.

Every time a football player goes to ply his trade he’s got to play from the ground up – from the soles of his feet right up to his head. Every inch of him has to play. Some guys play with their heads. That’s O.K. You’ve got to be smart to be number one in any business. But more importantly, you’ve got to play with your heart, with every fiber of your body. If you’re lucky enough to find a guy with a lot of head and a lot of heart, he’s never going to come off the field second.

Running a football team is no different than running any other kind of organization – an army, a political party or a business. The principles are the same. The object is to win – to beat the other guy. Maybe that sounds hard or cruel. I don’t think it is.

It is a reality of life that men are competitive and the most competitive games draw the most competitive men. That’s why they are there – to compete. The object is to win fairly, squarely, by the rules – but to win.

And in truth, I’ve never known a man worth his salt who in the long run, deep down in his heart, didn’t appreciate the grind, the discipline. There is something in good men that really yearns for discipline and the harsh reality of head to head combat.

I don’t say these things because I believe in the ‘brute’ nature of men or that men must be brutalized to be combative. I believe in God, and I believe in human decency. But I firmly believe that any man’s finest hour – his greatest fulfillment to all he holds dear – is that moment when he has worked his heart out in a good cause and lies exhausted on the field of battle – VICTORIOUS.

Vince Lombardi – legendary American football coach (1913-1970), Quotations book 2018


The real measure of your wealth is how much you’d be worth if you lost all your money.



There are only a few activities from which I derive intense pleasure, and speaking is not one of them.

attributed to Sir Winston L. Churchill – British politician, 1940-45 and 1951-55 Prime Minister, Nobel Prize in literature 1953 (1874-1965)


We feel noble intentions should be checked periodically against results.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), in the “Berkshire Hathaway Annual Report 1999” (2000)

Be prepared

If you have trouble imagining a 20% loss in the stock market, you shouldn’t be in stocks.

John C. Bogle – American author and founder of The Vanguard Group and the world’s first index mutual fund (1929-2019)


Wenn Sie jemandem eine Frage stellen, warten Sie auf die Antwort.

Business-philosophy of Edward Valenti (b. 1948) and Barry Becher (1941-2012) – American infomercial pioneers (Ginsu knives)


This is a nightmare, which will pass away with the morning. For the resources of nature and men’s devices are just as fertile and productive as they were.

The rate of our progress towards solving the material problems of life is not less rapid. We are as capable as before of affording for everyone a high standard of life—high, I mean, compared with, say, twenty years ago—and will soon learn to afford a standard higher still.

We were not previously deceived. But today we have involved ourselves in a colossal muddle, having blundered in the control of a delicate machine, the working of which we do not understand. The result is that our possibilities of wealth may run to waste for a time—perhaps for a long time.

John Maynard Keynes – British economist and investor (1883-1946), from “The Great Slump of 1930”


Never acquire a business, however good it may appear to be, unless you are either guaranteed continuity of management or you are in a position to replace the management immediately with people in whose capacity you are confident and whom you can trust.

Charles Carmine Forte, Baron Forte – British caterer and hotelier (1908-2007), from “Forte: The Autobiography of Charles Forte” (1986), found by Dr. Markus Elsässer (German investor, b. 1956), Quotations book 2020

Ten Cannots

1. You cannot bring about prosperity by discouraging thrift.

2. You cannot help small men by tearing down big men.

3. You cannot strengthen the weak by weakening the strong.

4. You cannot lift the wage earner by pulling down the wage payer.

5. You cannot help the poor man by destroying the rich.

6. You cannot keep out of trouble by spending more than your income.

7. You cannot further the brotherhood of man by inciting class hatred.

8. You cannot establish security on borrowed money.

9. You cannot build character and courage by taking away man’s initiative and independence.

10. You cannot help men permanently by doing for them what they could and should do for themselves.

Reverend William J. H. Boetcker – American Presbyterian pastor (1873-1962), often falsely attributed to Abraham Lincoln, Quotations book 2006

Reading strenghtens

Reading is to the mind, what exercise is to the body.

Joseph Addison – British politician and writer (1672-1719), in “The Tatler”, N° 147 (1709), Quotations book 2018


People don’t buy WHAT you do, they buy WHY you do it.

Simon O. Sinek – American author, speaker and optimist (b. 1973), from “Start with Why: How Great Leaders Inspire Everyone to Take Action” (2009), Quotations book 2018


Keep things simple and take them seriously – simplicity is the end result of long hard work, not the starting point.

realization – Quotations book 2010

The way families invest

“Compared with other institutional investors, ‘families are more adventurous about where they invest their capital,’ says a managing director at one advisory firm whith a large wealthy client base. ‘They’re quicker in their decision-making, and sometimes don’t have hard and fast rules like pension funds do.'”

from: The Private Equity Analyst – March 2004, Quotations book 2006


Give people freedom and they’ll amaze you.

Frank Kohl-Boas – German lawyer, Human Resources Manager at Google (b. 1969), about his company’s philosophy on human resources, Quotations book 2015

Two options

The issue is always the same: the government or the market. There is no third solution.

Ludwig von Mises – Austrian economist (1881-1973), from “Planned Chaos” (1947)


If a cluttered desk is a sign of a cluttered mind, of what then is an empty desk?

rhetorical question


Bad companies are destroyed by crisis, good companies survive them, great companies are improved by them.

Andrew Stephen “Andy” Grove – born András István Gróf, Hungarian-born American businessman, co-founder of Intel (1936-2016), in December 1994, quoted in “Creating the Digital Future: The Secrets of Consistent Innovation at Intel” (1998), Quotations book 2022

Blessing or test?

When God provides more money, we often think: This is a blessing!
Well, yes, but it would be just as scriptural to think: This is a test!

Randy C. Alcorn – director of the Eternal Perspective Ministries and author (b. 1954), from “The Treasure Principle: Discovering the Secret of Joyful Giving” (2001), Quotations book 2017


It is in your moments of decision that your destiny is shaped.

Anthony “Tony” Jay Robbins – born Anthony J. Mahavoric, American author, coach, motivational speaker, and philanthropist (b. 1960)

The right man at the right time

If you accept my thesis that many aging tech companies resemble the Walking Dead, you should also accept the follow-up proposition that what these companies need are not “visionary” CEOs but pragmatic ones, less Steve the visionary, and more Larry the Liquidator, a person with limited ambitions and a readiness to preside over the dismantling of an enterprise.

Prof. Aswath Damodaran – Indian-American accountant, manager and financial educator at New York University (b. 1957), in hi blog “The Yahoo! Chronicles! Is this the End Game?” (7.12.2015)

Cookery or medicine

Cookery simulates the disguise of medicine, and pretends to know what food is the best for the body; and if the physician and the cook had to enter into a competition in which children were the judges, or men who had no more sense than children, as to which of them best understands the goodness or badness of food, the physician would be starved to death.

Medicinam igitur coquinaria subiens simulat optimos se cibos corpori nosse, ita ut, si inter pueros vel viros æque ac pueri insipientes contendere oporteret coquum atque medicum, uter eorum de bonis malisve cibis intelligat, medicus fame periret.

Plato – Greek philosopher (ca. 428-348 BC), from his dialogue “Gorgias” (c. between 393 and 388 BC)


The real secret of success is enthusiasm.

Walter P. Chrysler – American company founder (1875-1940)

Celtic Benediction

May God shield me, may God fill me,
may God keep me and watch over me.

May God bring me in the land of peace,
to the country of the king, to the peace of eternity.

Praise to the Father, praise to the Son,
praise to the Spirit, the three in one.


Celtic benediction


There is no one so rich that they don’t need help or so poor that they cannot help.

Proverb – Quotations book 2009


There is a place that you are to fill and no one else can fill, something you are to do, which no one else can do.

attributed to Plato – Greek philosopher (c. 428-348 B.C.), Quotations book 2015


It’s not the happy people who are thankful. It’s the thankful people who are happy.

Proverb – Quotations book 2015


Friendship is like a track on the sand, it vanishes if not consistently re-done.

from Kamerun


Only those who dare to fail greatly can ever achieve greatly.

Robert Francis “Bobby” Kennedy – American jurist and senator (1925-1968)

Peer pressure

Anyone taken as an individual is tolerably sensible and reasonable – as a member of a crowd, he at once becomes a blockhead.

Friedrich Schiller – German writer (1759-1805)

Watchword 2022

Jesus Christ said: I will never send away anyone who comes to me.

The Bible, John 6:37 (NIRV) – Quotations book 2022

The Protestant pastor and song writer Otto Riethmüller (1889-1939) – he belonged to the Confessing Church – decided in 1930 under the impression of the Nacional Socialism’s propaganda, to give henceforth every calendar year a headline with a Bible verse. An act of civil courage! He has established a tradition that still exists today. Meanwhile, the annual solution is set by the Ecumenical Association for Bible Reading (Ökumenische Arbeitsgemeinschaft für Bibellesen) three years in advance.

Secret of success

The secret of success in life is for a man to be ready for his opportunity when it comes.

Benjamin Disraeli – English writer and politician, 1868 and 1874-80 Prime Minister (1804-1881)

Vere vivere

How long I might live is beyond my control; how long I will live, in the sense of truly living, is mine.

Quamdiu sim alienum est: quamdiu ero, (vere) ut sim, meum est.

Lucius Annaeus Seneca – Roman philosopher (4 B.C.-65 A.C.), from “Epistulae morales ad Lucilium”, Liber XV, letter 93 (written 64), Quotations book 2021


Je ne dis les autres, sinon pour d’autant plus me dire.

I do not say so much of others, but to get a better opportunity to explain myself.

Michel de Montaigne – French writer and philosopher (1533-1592), from “De l’Institution des Enfans”, in the first book of his essays (1580)


Synergy: A term widely used in business to explain an acquisition that otherwise makes no sense.

Warren Buffett – American value investor, Chairman of Berkshire Hathaway (b. 1930), in his letter to Berkshire Shareholders (1985)


If it scares you, it might be a good thing to try.

Seth W. Godin – American author and former dot com business executive and company founder (b. 1960)


Better is the enemy of good.

French proverb

Le mieux est l’ennemi du bien.

proverbe français


Never is done tomorrow what is not done today.

Johann Wolfgang von Goethe – German poet (1749-18329, from “Faust: Part One”, “Prelude on the Stage” (1808)

Expensive Social Assistance State

By intervening directly and depriving society of its responsibility, the Social Assistance State leads to a loss of human energies and an inordinate increase of public agencies, which are dominated more by bureaucratic ways of thinking than by concern for serving their clients, and which are accompanied by an enormous increase in spending.

Pope John Paul II – born Karol Wojtyła, Holy Father 1978-2005 (1920-2005), from “Centesimus Annus” (1991), Quotations book 2006


You must, therefore, live with your enemies, as you cannot always live with your friends.

Alexis de Tocqueville – French publisher and politician (1805-1859), from a letter to Eugène Stoffels, September 16th, 1823, Quotations book 2011


What I discovered is that you’ve got to put in the same amount of work, and exercise the same degree of judgement, in giving money away as you do in making it..

William H. “Bill” Gates – American software entrepreneur, Microsoft (b. 1955), Quotations book 2004